“We were looking for a robust and centralised platform to manage our internal rating models.”
James Berrecloth
Head of Risk Infrastructure, Santander UK
Platform for Commercial Credit Risk Management
Streamline credit risk assessment and credit approval workflows to make faster, well-informed credit decisions in commercial, and SME lending.
Credit risk analysis and management on a secure, cloud-based platform
Sound practices and tools for credit risk management are essential to the long-term success of banking organisations and financial service providers. The Credit Risk Platform enables the analysis of credit risks, the automation of lending and decision-making processes as well as continuous risk monitoring.
Core features of the platform include capturing and spreading financial statements as well as a flexible framework for the implementation of internal rating and scoring models. Based on an in-depth risk assessment, the platform enables the implementation of complex strategies and workflows for credit origination and monitoring.
Agentic AI in Credit Risk Assessment
How AI Agents transform the role of credit analysts
Agentic AI marks the next evolution beyond Generative AI. Instead of executing single prompts, agents autonomously perform complete tasks – from data collection to analysis. For credit risk teams, this means fewer manual steps, faster decisions, and greater consistency.
Discover in this Business Insight how Agentic AI transforms credit risk workflows and what prerequisites are key for its use in regulated environments.
Features
Manage credit risk analysis and credit decision workflows on a flexible and secure platform
Recognised throughout the industry.
For many years, ACTICO has been recognised by customers and analysts as a leading provider of Advanced Decision Automation Technology and solutions for Compliance and Credit Risk Management.
You may also be interested in:
News
ACTICO named to Regtech 100 for sixth consecutive year
ACTICO recognised among the world’s top 100 RegTech vendors. Selected from over 1,000 companies by research firm RegTech Analyst for innovation in compliance automation.
Compliance
Financial Institutions/FinTech
Awards & Recognitions
Thought Leadership
Automated FIU Reporting – Where Generative AI meets human expertise
ACTICO helps financial institutions automate FIU reporting using GenAI — while keeping human oversight in the loop.
Anti-Money Laundering FIU Reporting
Financial Institutions/FinTech
Demo Video
Demo Video: ACTICO Credit Risk Platform
See how the ACTICO Credit Risk Platform enables faster, more reliable credit decisions in commercial and corporate lending — from automated financial spreading to integrated rating workflows
Commercial Credit Risk Assessment
Commercial & Corporate Banking
Demo Video
Demo Video: ACTICO Financial Statement Analysis
See how ACTICO simplifies financial statement analysis – helping credit analysts gain insights faster, improve data transparency, and enhance credit decision quality.
Financial Spreading
Commercial & Corporate Banking