Platform for Credit Risk Management
Streamline credit risk assessment and credit approval workflows to make faster, well-informed credit decisions in commercial, and SME lending.
credit risk platform
Credit risk analysis and management on a secure, cloud-based platform
Sound practices and tools for credit risk management are essential to the long-term success of banking organizations and financial services providers. The Credit Risk Platform enables the analysis of credit risks, the automation of lending and decision-making processes as well as continuous risk monitoring.
Core features of the platform include capturing and spreading financial statements as well as a flexible framework for the implementation of internal rating and scoring models. Based on an in-depth risk assessment, the platform enables the implementation of complex strategies and workflows for credit origination and monitoring.
Financial Statement Spreading
Import, spread and analyze financial statements for risk assessment.
Internal Credit Risk Ratings
Implement and execute internal models in a flexible, workflow-enabled, fully-auditable risk rating engine.
External Credit Scorecards
Leverage a comprehensive and sophisticated set of pre-configured Scorecards for credit risk assessment.
Credit Decisioning and Underwriting
Streamline and automate credit decision and approval workflows to speed up loan processing times.
Credit Data Integration
Seamlessly integrate internal and external data sources to enhance credit risk assessment.
Secure and Scalable Cloud Solution
Enterprise-level scalability and flexibility of cloud-based architecture and APIs
Features
Manage credit risk analysis and credit decision workflows on a flexible and secure platform
Secure, scalable, multi-tenant cloud solution
Built on the SalesforceTM platform, the ACTICO Credit Risk solution offers banks and FIs a secure, highly flexible cloud-based solution to increase the efficiency and speed of risk assessment processes.
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Flexible, graphical business rules engine
Internal rating models and decision rules are implemented, managed, tested and deployed using a graphical no-code rules editor. The centralized platform supports the implementation of rating models of any number, type and level of complexity.
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Plug-and-play, pre-integrated Credit Scorecards
The platform comes pre-equipped with some of the industry’s leading credit Scorecard tools, which can be used standalone or in combination with internal scoring and rating models.
Learn more„There was nothing available off the rack. In the end, rating systems are one area where banks can set themselves apart from the competition.”
Florian Grasshoff
Risk Management, Volkswagen Financial Services