About us

For more than 25 years, ACTICO has been reimagining and enhancing the automation of complex corporate decisions – with pioneering technologies and specific software for Regulatory Compliance, Retail Credit Decisioning and Commercial Credit Risk Assessment. Our solutions help financial services companies worldwide to operate with high efficiency, enabling them to achieve greater success in their markets.

Our DNA from day one: close to the industry and our customers.

Whether it is with small, medium-sized or Fortune 500 companies, our comprehensive knowledge of industry-specific processes and regulatory requirements, combined with our in-depth understanding of individual customer needs, shapes our solutions and trusting cooperation on a daily basis.

For us, being close to our customers means standing by them every step of the way.

As experts in pioneering technology and software solutions, we give our customers comprehensive support – from the initial consultation to full delivery and far beyond. In rapidly changing times, we are always on hand to react with speed and agility to changes in the market or regulations.

How ACTICO adds value to companies

ACTICO solutions significantly reduce workload and costs while also improving process quality and results. This in turn increases corporate efficiency – always in line with current regulations.

ACTICO enables companies to manage risks more effectively, approach regulatory compliance with confidence, detect fraud at an early stage and enhance customer loyalty.

ACTICO boosts agility and drives business excellence by enabling companies to adapt flexibly to change while maximising their operational performance.

ACTICO helps companies to future-proof their operations with state-of-the-art cloud and platform technologies and AI-powered solutions.

Why ACTICO

Specific solutions for your needs

The ACTICO software and SaaS applications combine machine learning and rule-based decision-making models to optimise business-critical processes and help companies to succeed in the long term. User-friendly, fully scalable and individually configurable, they can be flexibly adapted to deal with their specific business challenges.

ACTICO at a glance

Customers worldwide use ACTICO software

ACTICO is there for you in the EMEA, Americas and Asia & Pacific regions.

Talk to our experts

Meet the senior executives at ACTICO

Hans Jürgen Rieder

Chief Executive Officer

At the ACTICO helm is CEO Hans Jürgen Rieder. His goal: to help this medium-sized RegTech company from Lake Constance progress as a world-class solution provider meeting the needs of global banks, insurers and financial service providers. A quest on which this business graduate combines managerial expertise, a passion for technology and an impressive range of finance experience too, having worked at Société Générale and advised at PwC. He also held leading positions at SAP AG for several years, including most recently the post of Senior Vice President Global IT – Application Services. Similarly, his remit as Vice President of Group Head Applications at ABB Ltd. included overseeing all global applications. Hans Jürgen Rieder was also Group CTO at UBS AG before taking the top job as ACTICO CEO in January 2020.

Thomas Knöpfler

General Manager and Chief Portfolio & Project Officer

Thomas Knöpfler oversees the strategy as well as the project implementation of the Compliance and Credit Risk business units at ACTICO. After graduating in business administration, his first career steps were taken in an international consulting firm and then, as now, he strove to optimise how specialist departments and IT cooperated by leveraging technical solutions. After coming on board at ACTICO – then Bosch Software Innovations – he was tasked with marketing and selling software solutions for banks, financial service providers and insurance companies. Since 2015, he has been Managing Director and since March 2023, Chief Portfolio & Project Officer at ACTICO GmbH.

Thomas Meyer

General Manager and Chief Revenue Officer

For Thomas Meyer, work means keeping ACTICO earnings on an even keel – by managing sales and marketing, for example. And this professional has proven his worth multiple times in this field for SaaS, cloud and financial services companies – including Salesforce, IPSoft and Tableau in financial services to name but a few. After graduating with business administration, he familiarised himself with the software industry in various roles at IBM Germany, most recent of which Global SW Management. Team spirit and trust come first for him when helping others advance to jointly agreed goals, as amply reflected by a great track record with clients and as a football coach and manager. Since March 2022, he has applied his exceptional insights to ACTICO as Managing Director and Chief Revenue Officer.

Claus Petersen

General Manager & Chief Financial Officer

Claus Petersen manages ACTICO’s finances as CFO. Petersen is a highly accomplished finance professional with more than 17 years of experience in various industries and global assignments. He combines strategic thinking with digital savvy and excellent stakeholder engagement skills. Petersen has a proven track record in disruptive industries – and in both established publicly traded companies and entrepreneur setups. The finance expert is also an esteemed leader and earned an Executive MBA from IMD in Lausanne in 2013. Since January 2023 he has been General Manager and CFO of ACTICO GmbH.

Stefanie Müller

Head of Human Resources

Stefanie Müller, qualified in business administration, leads our HR and admin team at ACTICO after years spent honing her expertise in the field as HR Business Partner with the ZF Group und LBBW Immobilien Management GmbH. Stefanie and her team provide solid support to all ACTICO colleagues, even before they start work with the company and on an ongoing basis via professional development, even long after the induction phase. A certified process consultant and coach for change management and mediation, she ceaselessly strives to grow and improve to master her remit – the benefit of which is felt throughout the ACTICO team. Stefanie Müller has been Head of HR at ACTICO since July 2017.

Timo Jakob

Chief Technology Officer

In his role as Chief Technical Officer of ACTICO, Timo Jakob is responsible for ACTICO’s core business: the technological development of the platform and the solutions. He gained the necessary experience as Deputy CTO at Infront. Prior to that, the graduate engineer of electrical information technology had earned his merits in several areas at vwd Vereinigte Wirtschaftsdienste GmbH, later Infront, as Director Software Development. His career demonstrates stamina and loyalty to the team and the company. Timo Jakob has many strengths: many years of practical experience with visionary foresight, strategic calculation and profound knowledge of development management in the RegTech sector, as well as its secure operation in highly available and highly scalable cloud environments. Since October 2022 Timo Jakob is CTO at ACTICO.

Stefan Opferkuch

General Manager Americas Region

Stefan Opferkuch manages ACTICO’s business in North and South America and played a key role in setting up the Chicago location. A computer science graduate, he came on board at ACTICO in 2008, when it was still known as Innovations Softwaretechnologie GmbH, after experience which included working as a software consultant at SE-RT, with clients including nCelesio AG, Bosch, IBM and the Sparkassenverband Baden-Württemberg. But academia is where his career first got underway – after studying, Stefan Opferkuch engaged in research at Stuttgart University’s Institute for Software Technology. Stefan Opferkuch has been General Manager of ACTICO Corp. in Chicago since November 2015.

Ruben Alink

General Manager APAC Region

Ruben Alink manages ACTICO’s operations in the Asia Pacific market. With over 20 years of exceptional leadership and success in the FinTech industry, Ruben has delivered Core Banking Solutions and Credit Decisioning Solutions with renowned companies such as Temenos and Experian. His deep understanding of the Credit Decisioning space, particularly in APAC, provides valuable insights to ACTICO. With a strong presence in Asia for over a decade, Ruben has fostered robust client relationships across multiple countries, driving growth and innovative solutions for ACTICO in the APAC region. Now Ruben Alink is General Manager for APAC at ACTICO Pte. Ltd in Singapore.

From an idea to today’s provider of maximum efficiency with regulatory certainty.

Founded in Germany in 1997, we have been pursuing the vision of developing better, faster and smarter decision automation software from the outset. Financial services emerged early on as a key focus area. This began with anti-money-laundering software for use in Liechtenstein, and other countries soon followed, laying the foundations for solutions tailored to regulated industries – a path ACTICO has consistently followed ever since.

It quickly became clear that our software solutions had international potential. By establishing offices in Chicago in 2007 and Singapore in 2016, we successfully expanded our customer base across North and South America and the Asia-Pacific region.

Under the leadership of Hans-Jürgen Rieder, CEO of ACTICO since 2020, we have continued on our growth trajectory and driven technological innovation. In 2023, ACTICO unveiled a new software architecture: the cloud-enabled Compliance Solutions, offering a modern user experience, greater flexibility, and even more enhanced AI capabilities. Additionally, a new generation of software for Commercial Credit Risk Assessment – developed as an SaaS solution based on the Salesforce Technology Stack – successfully entered the market. This new architecture will serve as the foundation for all ACTICO solutions in the future.

Empowering our customers with cutting-edge technology to make faster, fact-based, consistent, and traceable decisions on an ever-larger scale.
Offering optimal, customer-centric applications in the areas of Regulatory Compliance and Credit Risk Management

In this context, maximum application stability and 100% adherence to regulatory requirements are a given for us. This is how we create significant business value – today and in the future.