Podcast
“Sovereignty Means Being Able to Change Course” – A Conversation with Manfred Beckers
Digital sovereignty in finance: Manfred Beckers discusses cloud dependencies, DORA, exit strategies and maintaining the ability to adapt.
Compliance
Retail Credit Decisioning
Decide in Seconds.
Lend at Scale.
Automated retail credit decisions for banks, financial service providers and FinTechs. New: AI-assisted modeling. Your decision logic takes shape with the speed and reach of AI, fully under your control.
Automate credit decisions. Faster, more consistent, explainable – now built and optimized with the speed and reach of AI.
The ACTICO Credit Decision Platform automates your retail lending: from application through credit scoring with internal and external data to the final decision in seconds. Business experts and IT model the decision logic behind it — business rules and machine-learning models, across all systems, processes and channels, real-time and at retail scale.
What is new is that AI agents build and adapt the models together with you, while your business experts review and approve. Your decisions stay explainable and auditable at any time, and the decision logic behind them can be adapted to new regulations, markets and customer needs with the speed and reach of AI.
AI agents for your credit modeling
AI agents help your credit risk teams build and evolve scoring methods and rule models faster. From a new credit product or updated risk model to a tested, documented model: the agent builds the change, generates the tests, and documents what it did. Every governance step stays in place — your business experts approve.
Performance in production
Scaled in enterprise environments with the highest throughput and availability requirements. For retail credit decisioning as well as adjacent decisioning processes.
0/sec
ING — 345 million events daily.
Real-time customer event stream processing with rules and AI/ML.
0/sec
PostFinance — 1.44 billion transactions daily.
Batch transaction monitoring.
ACTICO is a Leader in 2026 Gartner® Magic Quadrant™ for Decision Intelligence Platforms.
Gartner evaluates decision intelligence platforms on how well they combine decision modeling, data and AI to automate, govern and account for decisions. Download the report to see why we are named among the Leaders in the Gartner® Magic Quadrant™ for Decision Intelligence.
Recognised throughout the industry.
For many years, ACTICO has been recognised by customers and analysts as a leading provider of Advanced Decision Automation Technology and solutions for Compliance and Credit Risk Management.
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News
Chartis Research Again Names ACTICO a Category Leader for AML Transaction Monitoring 2026
ACTICO has again been named a Category Leader in the Chartis RiskTech Quadrant® for AML Transaction Monitoring Solutions 2026. The assessment recognizes ACTICO’s strengths in risk typology modeling, analytical modeling, model validation, workflow automation, and AI-powered compliance.
Anti-Money Laundering
Financial Institutions/FinTech, Insurance
Awards & Recognitions
News
ACTICO announces it has joined forces with Axe Finance, a global provider of credit and risk management software
ACTICO announces that it has joined forces with Axe Finance, a UK-based provider of credit and risk management software. The deal is supported by Keensight Capital, one of the leading private equity managers dedicated to pan-European Growth Buyout investments.
Webinar
Update on AML Requirements for Insurers: what you need to do now to be ready by July 2027.
AML update for insurers: What needs to be done by July 2027 regarding KYC, risk assessment and transaction monitoring? Including practical insights. Watch the webinar.
Anti-Money Laundering
Insurance
Talk to our experts about your new credit decisioning solution.
Available on-premise, in your private cloud, or as a fully managed cloud service — tailored to your IT landscape and regulatory requirements.
More on deployment options →