Credit Risk Management Software for Banks and Financial Service Providers
Evaluate, manage, and minimize potential credit risks while streamlining your decision-making processes.
Credit risk management is, and will remain, the focus of intense regulatory scrutiny. To comply with stricter regulatory requirements, credit institutions overhaul their credit risk management approaches. Yet, viewing this as merely a compliance exercise is short-sighted. Improved credit risk management fulfills regulatory requirements and provides an opportunity to improve overall performance and secure a competitive advantage.
Banks must implement an integrated, quantitative and qualitative credit risk solution to reduce loan losses and ensure that capital reserves accurately reflect the risk profile. The solution should enable banks to get up and running quickly with straightforward portfolio measures and also provide a path to more advanced credit risk management measures as needs change. The solution should comprise the following elements:
"ACTICO provides the bank with an integrated system for all rating models that comprehensively supports our credit analysts during the rating workflow. "
Dr. Stefan Krohnsnest
Head of Risk Controlling - DZ Hyp
As a credit risk manager, ACTICO’s Credit Risk Platform can alleviate the daily pressures of making numerous credit decisions while ensuring accuracy. With the software handling routine tasks, you can focus your expertise on more complex cases.
ACTICO is designed to meet the specific demands of your market, business, and customer needs. It addresses current industry-specific issues while being adaptable to future challenges.
ACTICO empowers your team with a user-friendly, drag-and-drop tool that eliminates the need for coding, offers flexibility, and sets industry standards – regardless of the industry you are in. A credit risk decision-making software that is tailored to manage your risks – not those of others.