Sound practices and tools for credit risk management are essential to the long-term success of banking organizations and financial services providers. The Credit Risk Management Platform enables the analysis of credit risks, the automation of lending and decision-making processes as well as continuous risk monitoring.
Core features of the platform include capturing and spreading financial statements as well as a flexible framework for the implementation of internal rating and scoring models. Based on an in-depth risk assessment, the platform enables the implementation of complex strategies and workflows for credit origination and monitoring.
COMPONENTS & MODULES
One centralized application, numerous possible uses
100 Percent Digital Customer Journey
DMI Finance is a fast-growing financial services company that provides consumer loans, home loans and corporate finance services. Using ACTICO Platform helps DMI in achieving their ambitious growth targets. Watch the video and let DMI Finance tell you how they are moving towards a 100 percent digital customer journey.
„There was nothing available off the rack. In the end, rating systems are one area where banks can set themselves apart from the competition.”
Florian Grasshoff, Risk Management, Volkswagen Financial Services
„With ACTICO Rules, we can optimize our already highly automated decisioning system across the entire credit management process. ”
Christoph Holtschmit, Head of Risk Management Department, TeamBank AG
„ACTICO Rules helped Bajaj Finance in having a flexible and centralized credit decisioning capability integrated with our loan origination system. ”
ANURAG CHOTTANI, CIO, Bajaj Finance Ltd