High-performance
Our ACTICO engine processes up to 145 million events every day at ING. Since our engine can do more than twice as much, there is room for growth.
“It was exciting to learn what high levels of performance can be achieved with a system like this.”
Agility-boosting
Following the introduction of ACTICO, LeasePlan was able to massively accelerate its operational business and introduce new credit models within hours.
“Before we had the ACTICO software, it took us several months to update our rating models.”
User-friendly
Bajaj Finance uses ACTICO as a central rules and pricing engine for credit checks, approval workflows and premium calculations.
“ACTICO Rules allows us to quickly change the decision-making workflows and rules without programming.”
Seamless integration
DZ HYP Privatbank uses the ACTICO software as a central IRBA-compliant platform for the assessment of commercial real estate loans. The platform integrates the bank’s internal rating procedures as well as the portfolio-managing systems for customer master data, collateral, etc.
“ACTICO offers us an integrated system for all rating procedures, providing our employees with optimal support when preparing ratings.”
Scalable
DMI Finance is the retail lender for companies including Samsung and Google. With fewer than 50 employees, the company processes 800,000 credit applications per month, and that number is rapidly rising. Thanks to the unique scalability of the ACTICO platform, DMI has been able to manage the massive growth with ease.
“Our sevenfold growth depended entirely on the scalability of ACTICO’s Credit Decision Platform.”
Close to the customer
In the challenging compliance digitisation project, we impressed HCOB with our pragmatic, customer-focused approach. Our experts’ excellent business and technical knowledge proved to be the decisive factor in achieving a particularly high level of customer satisfaction.
“‘A cooperation as positive as the one we have with ACTICO doesn’t come along every day. Our partners were always there for us with in-depth expertise and also excelled with their integrity and hands-on mentality.”
Audit-proof
Our solutions can easily handle audits. The graphical approach once again proved its worth at KfW. It makes anti-money-laundering scenarios particularly easy to follow, while AI models are also very easy to audit thanks to their integrated plausibility.
“Reports can be generated at the touch of a button. This makes the processes transparent, reduces the workload and makes it possible to answer detailed questions with accuracy. All in all, we have significantly reduced the processing periods and the length of time we spend on the work.”
Trustworthy experts
The impressive expertise of our advisers in the commercial lending business plays a particularly important role in our cooperation with the independent leasing company Hiltermann. Combined with our state-of-the-art technology, we have earned a reputation in the company for truly understanding our customers’ business.
“ACTICO is an expert and experienced partner for commercial credit decision making. With ACTICO’s state-of-the-art technology package, we can offer our customers leasing solutions even more quickly, easily and flexibly.”