Boost efficiency.

Always in line with regulations.

We drive your company’s success: with ACTICO Advanced Decision Automation Technology and the dedicated, AI-enhanced software and SaaS solutions for Regulatory Compliance and Credit Risk Management.

Why ACTICO? Get in touch

Enabling growth.

Maximum efficiency in line with regulatory requirements is now one of the key factors in the success of banks, insurers and other financial service providers. And it is our pledge to our customers. With innovative, specialised cloud and on-premises solutions, we provide companies of all sizes with exactly the right tools for growth and success in one of the fastest-moving sectors.

ACTICO expertise woman

Expertise for your Success.

Our customers benefit from our in-depth expertise acquired over the course of 25 successful years and built on our thorough understanding of individual customer needs. This is how we deliver the best quality and build trusting, long-lasting customer relationships with renowned financial, industrial and technology companies around the world.

Find the solution that suits you:

Advanced Decision
Automation Technology

Automation of complex business decisions based on rules and AI in the hands of business domain experts. Boost decision-making quality significantly while minimising effort.

  • Visualisation of business decisions in intuitive graphical models
  • Combination of proven transparent business rules and
    innovative AI
  • Scalable, fully traceable decision automation
  • Flexibly adaptable models for rapid market reactions
  • Real time, SaaS or on-premises

ACTICO Decision Management Platform

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Regulatory Compliance &
Fraud detection
  • Stay on top of regulatory demands
  • Safeguard your organisation. Quickly identify money laundering and terrorist financing
  • Achieve superior accuracy and significantly reduce process complexity
  • Leverage the best combination of rules and AI to maximise performance
  • Modular, configurable, traceable
  • SaaS or on-premises
  • Real time

ACTICO Compliance Solutions

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Retail Credit
Decisioning
  • Top performance for automated credit decisions based on rules and AI in the hands of business domain experts
  • Considerably reduce effort and significantly increase the quality of decisions
  • SaaS or on-premises
  • Real time

ACTICO Credit Decision Platform

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Commercial Credit Risk
Assessment
  • Balance sheet analysis, internal rating procedures and credit application workflows on one central platform
  • Faster, better-informed credit decisions for corporate customers
  • Save time and use resources more productively through optimised processes
  • Flexible, configurable, traceable
  • SaaS

ACTICO Credit Risk Platform

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ACTICOs value adds –
valuable for our customers

High-performance

Our ACTICO engine processes up to 145 million events every day at ING. Since our engine can do more than twice as much, there is room for growth.

“It was exciting to learn what high levels of performance can be achieved with a system like this.”

Tobias Horn

Technical Product Owner ING

Agility-boosting

Following the introduction of ACTICO, LeasePlan was able to massively accelerate its operational business and introduce new credit models within hours.

“Before we had the ACTICO software, it took us several months to update our rating models.”

Alex Wijn

Credit Risk Manager LeasePlan

User-friendly

Bajaj Finance uses ACTICO as a central rules and pricing engine for credit checks, approval workflows and premium calculations.

“ACTICO Rules allows us to quickly change the decision-making workflows and rules without programming.”

Anurag Chottani

Bajaj Finance

Seamless integration

DZ HYP Privatbank uses the ACTICO software as a central IRBA-compliant platform for the assessment of commercial real estate loans. The platform integrates the bank’s internal rating procedures as well as the portfolio-managing systems for customer master data, collateral, etc.

“ACTICO offers us an integrated system for all rating procedures, providing our employees with optimal support when preparing ratings.”

Dr. Stefan Krohnsnest

Head Of Risk Controlling DZ HYP

Scalable

DMI Finance is the retail lender for companies including Samsung and Google. With fewer than 50 employees, the company processes 800,000 credit applications per month, and that number is rapidly rising. Thanks to the unique scalability of the ACTICO platform, DMI has been able to manage the massive growth with ease.

“Our sevenfold growth depended entirely on the scalability of ACTICO’s Credit Decision Platform.”

Saurabh Nigam

Chief Technology Officer DMI

Close to the customer

In the challenging compliance digitisation project, we impressed HCOB with our pragmatic, customer-focused approach. Our experts’ excellent business and technical knowledge proved to be the decisive factor in achieving a particularly high level of customer satisfaction.

“‘A cooperation as positive as the one we have with ACTICO doesn’t come along every day. Our partners were always there for us with in-depth expertise and also excelled with their integrity and hands-on mentality.”

Dr. Michael Sendker

Head of Compliance Digitisation Project HCOB

Audit-proof

Our solutions can easily handle audits. The graphical approach once again proved its worth at KfW. It makes anti-money-laundering scenarios particularly easy to follow, while AI models are also very easy to audit thanks to their integrated plausibility.

“Reports can be generated at the touch of a button. This makes the processes transparent, reduces the workload and makes it possible to answer detailed questions with accuracy. All in all, we have significantly reduced the processing periods and the length of time we spend on the work.”

Dirk Hahn

Senior KYC Consultant KfW

Trustworthy experts

The impressive expertise of our advisers in the commercial lending business plays a particularly important role in our cooperation with the independent leasing company Hiltermann. Combined with our state-of-the-art technology, we have earned a reputation in the company for truly understanding our customers’ business.

“ACTICO is an expert and experienced partner for commercial credit decision making. With ACTICO’s state-of-the-art technology package, we can offer our customers leasing solutions even more quickly, easily and flexibly.”

Petra Jansen op de Haar

COO Hiltermann


Find out what else our customers have to say about us:

Many successful companies – primarily banks, financial service providers and insurers – use ACTICO to automate their operational decisions. The combination of rules and AI increases efficiency, profits and security.

Recognised throughout the industry.

For many years, ACTICO has been recognised by customers and analysts as a leading provider of Advanced Decision Automation Technology and solutions for Compliance and Credit Risk Management.

ACTICO Academy

At the ACTICO Academy, you and your team will learn exactly the product and technology knowledge you need to realise the full potential of ACTICO solutions.

Discover the courses now

Career at ACTICO

Find your role and become part of the ACTICO team – in the office in Friedrichshafen, in a hybrid rotation or completely remotely. Whether you are a professional, graduate or student: you will work with us on the success of our innovative products and solutions – future-orientated and close to the customer.

Discover our job offers