Boost efficiency.
Always in line with regulations.

We drive your company’s success with dedicated, AI-enabled solutions for Compliance, Asset Administration, and Credit Risk Management, along with powerful technology for intelligently automating your specific decision processes.

Why ACTICO?Get in touch

ACTICO Header for Technology, future and Thinking, man and finance in office with hologram, choice and selection on graph. Technology, overlay and businessman with decision on charts, data and information for economy, trading and investment

Enable Growth.

Maximum efficiency in line with regulatory requirements is one of the key success factors for banks, insurers, and other financial institutions — and our promise to our customers. With innovative, AI-powered solutions, we simplify complex processes and provide organizations of all sizes with the right tools to operate efficiently, stay compliant, and drive growth in one of the most dynamic industries.

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Expertise for your Success.

Our customers draw on more than 25 years of proven expertise, deep financial-industry insight, and a sharp focus on their individual needs.. This is how we deliver the best quality and build trusted, long-lasting relationships with leading financial, industrial, and technology companies around the world.

Find the solution that suits you:

ACTICO Header Cybersecurity IT engineers are working on protecting networks from cyber attacks from hackers on the Internet. Secure access to online privacy and personal data protection — Compliance & Financial Crime Management

Detect money laundering, sanctions violations, and market abuse before they harm your institution. ACTICO Compliance Solutions combine Customer and Payment Screening, AML Monitoring, FIU Reporting, and Capital Market Compliance on a single platform that automates routine tasks and sets the guardrails for AI. You stay in control. Your experts decide.

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ACTICO Header Big Data Technology for Business Finance Analytic Concept. Modern graphic interface shows massive information of business sale report, profit chart and stock market trends analysis on screen monitor. — Asset Administration

Streamline and digitalize your investment processes with specialized cloud solutions for end-to-end asset administration, regulatory fund reporting, financial data exchange, and investment tax reporting. Manage complex workflows more efficiently, reliably meet regulatory requirements, and free up resources to focus on your core business.

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ACTICO Header Finance: Businessman Holding Financial Analysis on Global Technology Network, Market Insights, Strategic Planning, Investment Opportunities. — Commercial Credit Risk Assessment

Make faster, more consistent credit decisions in commercial lending. The ACTICO Credit Risk Platform combines automated financial Spreading, financial statement analysis, internal rating models, and approval workflows in a cloud-native solution that you can run as standalone modules or fully integrated. Agentic AI prepares the analysis. Your analysts decide.

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Retail Credit
Decisioning

Reach credit decisions in seconds, consistently across every channel. The ACTICO Credit Decision Platform automates retail lending with business rules and machine learning models. Every decision is explainable and auditable. New: AI agents build and maintain your scoring models. Your experts approve them.

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ACTICO Header compliance rules and law regulation policy on virtual screen, checkbox lists, compliance concept

Advanced Decision Automation Technology

The ACTICO Decision Management Platform is the technology behind automated, rules-based, and AI-powered decision-making – and the backbone of our Compliance and Credit Risk Management solutions. It connects data, rules, and machine learning models to automate business-critical operational decisions in real time – transparent, scalable, and fully traceable.

New: AI-assisted modeling. Build decision logic with the speed and scale of AI – fully under your control.

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ACTICOs value adds – valuable
for our customers

High-performance

Agility-boosting

User-friendly

Seamless integration

Scalable

Close to the customer

Audit-proof

Trustworthy experts

Retail Banking | Credit Decisioning

High-performance

Our ACTICO engine processes up to 145 million events every day at ING. Since our engine can do more than twice as much, there is room for growth.

“It was exciting to learn what high levels of performance can be achieved with a system like this.”

Tobias Horn

Technical Product Owner ING

Real Estate Fund Management | Asset Administration

Agility-boosting

With Fin RP, Catella has automated its regulatory fund reporting and significantly reduced manual effort — while maintaining consistently high standards in both the content and presentation of its reports.

“Fin RP makes our work easier with its fully automated layouts and transparent, intuitive workflow. Every report is perfect in both content and presentation.”

Olena Posiko

Head of Middle Office/Controlling, Catella Real Estate AG

Retail Banking | Retail Credit Decisioning

User-friendly

Bajaj Finance uses ACTICO as a central rules and pricing engine for credit checks, approval workflows and premium calculations.

“ACTICO Rules allows us to quickly change the decision-making workflows and rules without programming.”

Anurag Chottani

Bajaj Finance

Real-Estate Finance | Internal Ratings

Seamless integration

DZ HYP Privatbank uses the ACTICO software as a central IRBA-compliant platform for the assessment of commercial real estate loans. The platform integrates the bank’s internal rating procedures as well as the portfolio-managing systems for customer master data, collateral, etc.

“ACTICO offers us an integrated system for all rating procedures, providing our employees with optimal support when preparing ratings.”

Dr. Stefan Krohnsnest

Head Of Risk Controlling DZ HYP

Non-Banking Financial Company (NBFC) | Retail Credit Decisioning

Scalable

DMI Finance is the retail lender for companies including Samsung and Google. With fewer than 50 employees, the company processes 800,000 credit applications per month, and that number is rapidly rising. Thanks to the unique scalability of the ACTICO platform, DMI has been able to manage the massive growth with ease.

“Our sevenfold growth depended entirely on the scalability of ACTICO’s Credit Decision Platform.”

Saurabh Nigam

Chief Technology Officer DMI

Commercial & Corporate Banking | Sanctions & PEP Screening

Close to the customer

In the challenging compliance digitisation project, we impressed HCOB with our pragmatic, customer-focused approach. Our experts’ excellent business and technical knowledge proved to be the decisive factor in achieving a particularly high level of customer satisfaction.

“A cooperation as positive as the one we have with ACTICO doesn’t come along every day. Our partners were always there for us with in-depth expertise and also excelled with their integrity and hands-on mentality.”

Dr. Michael Sendker

Head of Compliance Digitisation Project HCOB

Development & Export Finance | KYC

Audit-proof

Our solutions can easily handle audits. The graphical approach once again proved its worth at KfW. It makes anti-money-laundering scenarios particularly easy to follow, while AI models are also very easy to audit thanks to their integrated plausibility.

“Reports can be generated at the touch of a button. This makes the processes transparent, reduces the workload and makes it possible to answer detailed questions with accuracy. All in all, we have significantly reduced the processing periods and the length of time we spend on the work.”

Dirk Hahn

Senior KYC Consultant KfW

Leasing Finance & Asset Finance | Commercial Credit Risk Assessment

Trustworthy experts

The impressive expertise of our advisers in the commercial lending business plays a particularly important role in our cooperation with the independent leasing company Hiltermann. Combined with our state-of-the-art technology, we have earned a reputation in the company for truly understanding our customers’ business.

“ACTICO is an expert and experienced partner for commercial credit decision making. With ACTICO’s state-of-the-art technology package, we can offer our customers leasing solutions even more quickly, easily and flexibly.”

Petra Jansen op de Haar

COO Hiltermann

Explore more customer success stories:

Learn how leading banks, insurers and financial service providers
achieve lasting success with ACTICO.

All success stories

ACTICO VWFS Visual — Volkswagen FS | Credit Risk Assessment

Volkswagen FS manages corporate credit risks worldwide with the ACTICO Credit Risk Platform – from financial spreading to internal ratings and early warning. Reduced manual checks by 80% through automation.

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Automotive Finance | Credit Decisioning

ACTICO HCOB Visual — HCOB | Compliance System Harmonisation

Hamburg Commercial Bank increased compliance efficiency with a new IT system – built on ACTICO’s highly configurable Compliance Solutions.

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Commercial & Corporate Banking | Sanctions & PEP Screening

ACTICO ING Visial — ING Germany | Real-Time Customer Communication

ING Germany personalizes customer communication in real time across all channels – powered by the ACTICO Decision Management Platform, scaling up to 345 million events per day.

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Digital Retail Banking | Digital Customer Engagement I Europe

ACTICO Case Studies VILAVI Group — VILAVI Group | Pricing Redesigned for Online Channels

VILAVI Group uses the ACTICO Decision Management Platform to display pricing models in all sales channels, strengthen competitive position, and accelerate time to market.

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Pricing Decisions | Europe

ACTICO Case Studies Santander — Santander | Centralized Platform for Internal Ratings

Santander UK uses the ACTICO Credit Risk Management Platform to centrally manage and execute internal rating models – ensuring seamless integration, flexibility and regulatory compliance.

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Commercial Credit Risk Assessment | Europe

ACTICO Case Studies R+V — R+V Insurance | Compliance & Sanctions Screening

R+V screens around 30 million customer and partner data sets daily against sanctions and PEP lists – powered by ACTICO Customer Screening for high performance, accuracy and audit-proof compliance.

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Sanctions & PEP Screening I Europe

ACTICO Case Studies Bajaj Finserv — Bajaj Finance | Central Decisioning & Pricing Engine

Bajaj Finance replaced its inbuilt rule engine with the ACTICO Decision Management Platform – enabling faster time-to-market, flexible credit decisions and business-driven pricing.

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Retail Credit Decisioning I APAC

ACTICO Case Studies Bayern LB — BayernLB | Trade Surveillance & Market Abuse Prevention

BayernLB replaced its legacy system with the ACTICO Capital Market Compliance Solution – increasing automation in trade surveillance, ensuring regulatory compliance and detecting market abuse more effectively.

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Development & Export Finance I Europe

ACTICO Case Studies UBS — UBS Hong Kong | Investment Suitability & Compliance

UBS Hong Kong ensures investment suitability and protects clients with the ACTICO Decision Management Platform – enabling regulatory compliance, real-time transaction checks and scalability up to 100,000 trades per minute.

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Advanced Decision Automation I Investment Banking I Asia & Pacific

Recognized throughout the industry.

ACTICO has consistently been recognized by customers and analysts as a leading provider of solutions for Compliance, Asset Administration, and Credit Risk Management, as well as Advanced Decision Automation Technology.