Boost efficiency.
Always in line with regulations.
We drive your company’s success: with ACTICO Advanced Decision Automation Technology and the dedicated, AI-enhanced software and SaaS solutions for Regulatory Compliance and Credit Risk Management.
Enabling growth.
Maximum efficiency in line with regulatory requirements is now one of the key factors in the success of banks, insurers and other financial service providers. And it is our pledge to our customers. With innovative, specialised cloud and on-premises solutions, we provide companies of all sizes with exactly the right tools for growth and success in one of the fastest-moving sectors.
Expertise for your Success.
Our customers benefit from our in-depth expertise acquired over the course of 25 successful years and built on our thorough understanding of individual customer needs. This is how we deliver the best quality and build trusting, long-lasting customer relationships with renowned financial, industrial and technology companies around the world.
Find the solution that suits you:
Advanced Decision
Automation Technology
Automation of complex business decisions based on rules and AI in the hands of business domain experts. Boost decision-making quality significantly while minimising effort.
- Visualisation of business decisions in intuitive graphical models
- Combination of proven transparent business rules and
innovative AI - Scalable, fully traceable decision automation
- Flexibly adaptable models for rapid market reactions
- Real time, SaaS or on-premises
ACTICO Decision Management Platform
Regulatory Compliance &
Fraud detection
- Stay on top of regulatory demands
- Safeguard your organisation. Quickly identify money laundering and terrorist financing
- Achieve superior accuracy and significantly reduce process complexity
- Leverage the best combination of rules and AI to maximise performance
- Modular, configurable, traceable
- SaaS or on-premises
- Real time
ACTICO Compliance Solutions
Retail Credit
Decisioning
- Top performance for automated credit decisions based on rules and AI in the hands of business domain experts
- Considerably reduce effort and significantly increase the quality of decisions
- SaaS or on-premises
- Real time
ACTICO Credit Decision Platform
Commercial Credit Risk
Assessment
- Balance sheet analysis, internal rating procedures and credit application workflows on one central platform
- Faster, better-informed credit decisions for corporate customers
- Save time and use resources more productively through optimised processes
- Flexible, configurable, traceable
- SaaS
ACTICO Credit Risk Platform
ACTICOs value adds –
valuable for our customers
High-performance
Our ACTICO engine processes up to 145 million events every day at ING. Since our engine can do more than twice as much, there is room for growth.
“It was exciting to learn what high levels of performance can be achieved with a system like this.”
Tobias Horn
Technical Product Owner ING
Agility-boosting
Following the introduction of ACTICO, LeasePlan was able to massively accelerate its operational business and introduce new credit models within hours.
“Before we had the ACTICO software, it took us several months to update our rating models.”
Alex Wijn
Credit Risk Manager LeasePlan
User-friendly
Bajaj Finance uses ACTICO as a central rules and pricing engine for credit checks, approval workflows and premium calculations.
“ACTICO Rules allows us to quickly change the decision-making workflows and rules without programming.”
Anurag Chottani
Bajaj Finance
Seamless integration
DZ HYP Privatbank uses the ACTICO software as a central IRBA-compliant platform for the assessment of commercial real estate loans. The platform integrates the bank’s internal rating procedures as well as the portfolio-managing systems for customer master data, collateral, etc.
“ACTICO offers us an integrated system for all rating procedures, providing our employees with optimal support when preparing ratings.”
Dr. Stefan Krohnsnest
Head Of Risk Controlling DZ HYP
Scalable
DMI Finance is the retail lender for companies including Samsung and Google. With fewer than 50 employees, the company processes 800,000 credit applications per month, and that number is rapidly rising. Thanks to the unique scalability of the ACTICO platform, DMI has been able to manage the massive growth with ease.
“Our sevenfold growth depended entirely on the scalability of ACTICO’s Credit Decision Platform.”
Saurabh Nigam
Chief Technology Officer DMI
Close to the customer
In the challenging compliance digitisation project, we impressed HCOB with our pragmatic, customer-focused approach. Our experts’ excellent business and technical knowledge proved to be the decisive factor in achieving a particularly high level of customer satisfaction.
“‘A cooperation as positive as the one we have with ACTICO doesn’t come along every day. Our partners were always there for us with in-depth expertise and also excelled with their integrity and hands-on mentality.”
Dr. Michael Sendker
Head of Compliance Digitisation Project HCOB
Audit-proof
Our solutions can easily handle audits. The graphical approach once again proved its worth at KfW. It makes anti-money-laundering scenarios particularly easy to follow, while AI models are also very easy to audit thanks to their integrated plausibility.
“Reports can be generated at the touch of a button. This makes the processes transparent, reduces the workload and makes it possible to answer detailed questions with accuracy. All in all, we have significantly reduced the processing periods and the length of time we spend on the work.”
Dirk Hahn
Senior KYC Consultant KfW
Trustworthy experts
The impressive expertise of our advisers in the commercial lending business plays a particularly important role in our cooperation with the independent leasing company Hiltermann. Combined with our state-of-the-art technology, we have earned a reputation in the company for truly understanding our customers’ business.
“ACTICO is an expert and experienced partner for commercial credit decision making. With ACTICO’s state-of-the-art technology package, we can offer our customers leasing solutions even more quickly, easily and flexibly.”
Petra Jansen op de Haar
COO Hiltermann
Find out what else our customers have to say about us:
Many successful companies – primarily banks, financial service providers and insurers – use ACTICO to automate their operational decisions. The combination of rules and AI increases efficiency, profits and security.
Efficiency Gains Through Intelligent Automation | Volkswagen Financial Services
Volkswagen Financial Services relies on intelligent automation in the credit risk assessment process with ACTICO. The car loan financier benefits from digital processes, advanced analytics and machine learning, reducing the number of manual checks on proof of earnings by 80 percent with the help of machine learning.
Harmonisation of compliance systems | Hamburg Commercial Bank
Increased efficiency thanks to the successful introduction of a new compliance IT system at Hamburg Commercial Bank.
“With ACTICO, we have a tool with so many configuration parameters as standard that we can quickly implement new requirements without extensive customising.”
Dr Michael Sendker, Head of the compliance digitalisation project at HCOB
Digital Customer Communication in Real Time | ING Germany
With its digitalisation strategy, ING is responding optimally to the needs of its customers and is becoming more agile at the same time. ING Germany communicates with its customers in real-time and, thanks to the ACTICO Platform, better integrates specialist departments into customer communication. With us, Europe’s largest direct bank meets the high-performance requirements.
“ACTICO is the logical heart of the system.”
Florian Stollwerk, New Media Specialist at ING
Recognised throughout the industry.
For many years, ACTICO has been recognised by customers and analysts as a leading provider of Advanced Decision Automation Technology and solutions for Compliance and Credit Risk Management.
ACTICO Academy
At the ACTICO Academy, you and your team will learn exactly the product and technology knowledge you need to realise the full potential of ACTICO solutions.
Career at ACTICO
Find your role and become part of the ACTICO team – in the office in Friedrichshafen, in a hybrid rotation or completely remotely. Whether you are a professional, graduate or student: you will work with us on the success of our innovative products and solutions – future-orientated and close to the customer.