Cloud-Based Rating Solution
  • Providing instant access to dual risk rating as a service
  • The tool is comprised of six scorecards and one facility scorecard – developed and used by RMA member banks
  • Seamless integration with existing applications (e.g. origination systems) via standard APIs
  • User-friendly web-based front end for rating workflows, including qualitative & quantitative assessments, adjustments and overrides
  • Complete portfolio reports on risk concentrations and the ability to benchmark with other banks
Standardized Credit Risk Rating Scorecards
  • 7 standard scorecards developed by RMA
  • The scorecards are built BY bankers FOR bankers, leveraging the RMA membership network
  • The tool is comprised of six Probability of Default (PD) scorecards and one Loss Given Default (LGD) scorecard:
    • C&I Small Business and Middle Market
    • CRE Construction
    • CRE Income Producing
    • General
    • Public Debt Rated
    • High-Net-Worth Individuals
    • Facility

Discover more about Rating Scorecards


Benefits

Cloud solution

Easy web-based access to a Software-as-a-service (SaaS) solution. No installation and minimal integration efforts.

Value pricing

The solution is licensed under a cost-effective, annual subscription model.

Standardized and modular

Access to a large set of standardized credit risk rating scorecards developed by RMA with and for RMA member banks.

Seamless Integration

With existing workflow and origination systems via standard APIs for continuous flow of information.

Intuitive User Interface

Full workflow support for risk rating processes involving multiple users in the bank.

Auditable and Secure

Ensuring 100% auditability and secure data storage & transmission using the latest industry-standards.

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