Dual Risk Rating System in the Cloud | ACTICO

Cloud-Based Rating Solution

Providing instant access to dual risk rating as a service
The tool is comprised of six scorecards and one facility scorecard – developed and used by RMA member banks
Seamless integration with existing applications (e.g. origination systems) via standard APIs
User-friendly web-based front end for rating workflows, including qualitative & quantitative assessments, adjustments and overrides
Complete portfolio reports on risk concentrations and the ability to benchmark with other banks

Standardized Credit Risk Rating Scorecards

8 standard scorecards developed by RMA
The scorecards are built BY bankers FOR bankers, leveraging the RMA membership network
The tool is comprised of Probability of Default (PD) and Loss Given Default (LGD) scorecards:
- CRE Income Producing
- CRE Construction
- C&I – Commercial & Industrial
- Small Business
- High-Net-Worth Individuals
- Public Debt Rated Compnaies
- General
- Facility

Discover more about Rating Scorecards

Benefits

Cloud solution
Easy web-based access to a Software-as-a-service (SaaS) solution. No installation and minimal integration efforts.

Value pricing
The solution is licensed under a cost-effective, annual subscription model.

Standardized and modular
Access to a large set of standardized credit risk rating scorecards developed by RMA with and for RMA member banks.

Seamless Integration
With existing workflow and origination systems via standard APIs for continuous flow of information.

Intuitive User Interface
Full workflow support for risk rating processes involving multiple users in the bank.

Auditable and Secure
Ensuring 100% auditability and secure data storage & transmission using the latest industry-standards.

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