About DZ Privatbank

DZ Private Bank in Switzerland is a specialist for private banking, fund services and loans. The bank specializes in individual solutions for high-net-worth individuals.

Process optimization

Automating Commission Accounting

The bank engaged atori GmbH to implement a new commission accounting system. Atori is a specialist for the implementation of process optimizing mechanisms in the area of archiving, process control and document management (mailbox). Atori included ACTICO Rules as a part of their architecture to meet the bank’s needs.

Challenge

Flexibility in Calculating Commissions

The previous accounting system for commissions was inflexible in terms of setting parameters and limited with regard to integration with other systems. The current structure of the calculation modules was too complex to react promptly to the changing world of banking, launching of new products, for instance.

Objectives

  • Mapping of different terms and conditions
  • Mapping of complex commission models
  • Automated accounting, controlling and reporting
Solution

Separating Business Rules from the Application Logic

It was essential to choose an architecture that made it possible for business model parameters to be designed and at the same time display simulations. ACTICO Rules fulfilled these requirements. This Business Rules Management System is a tool for graphically modeling business logic for Java architectures. In the project, business rules were developed separately from application logic. This allowed the solution to reach a level of transparency and maintainability, which was previously not possible. Key characteristics of the solution include:

  • Short implementation time – only three months to go live
  • Open and technologically long-term applicable architecture
  • Transition to flexible products and parameters
  • Simulation process based on different use cases
Impact

Generating Code

Code is automatically generated from the developed rule models and integrated into the application. At the same time, atori’s JAS creator establishes the connection between back-end systems and the application. This enables flexibility – reaction to changes and alterations can now be done quickly.

Automating Lease Applications with ACTICO Rules

Beacon Funding Corporation streamlines credit evaluation process for equipment leasing.

Learn more

Credit Rating for Fleet Mobility

Fleet management company LeasePlan uses ACTICO Rules to rate business clients.

Learn more

ACTICO Rules Supports Financing in the Secured Money Market Business.

Rule-based master data management at Eurex Repo, a member of Deutsche Börse Group.

Learn more

Contact

Get in touch with us to clarify your questions.

Contact us

Contact us