About The company

The Tier 1 U.S. bank has more than 50,000 employees and 400+ billion USD in assets. The financial institution services consumers, small businesses and commercial clients, and offers a variety of financial services, including credit, loan and savings products.


The project’s goal was to implement a highly flexible and robust platform hosting the bank’s internal risk rating models.

  • Consolidation of all bank-internal rating models (PD and LGD models) onto a single dual risk rating platform.
  • Implementation of all rating models in close collaboration with the bank’s risk management team
  • Consistent, user-friendly risk rating workflows for the credit analysts
  • Integration with upstream (e.g. financial spreading, CRM) and downstream (e.g. data warehouse) systems
  • Full audit trail at design-time and runt-time
Customer Benefits


By introducing the ACTICO Credit Risk Management Platform the credit analysts benefit from a more structured consistent rating workflow.

  • Centralized platform for the implementation of a dual risk rating platform
  • High flexibility to implement, test and deploy new or updated rating models
  • Elimination of data silos
  • Increased efficiency and save costs
  • Fulfillment of compliance regulations

As a result, the bank has now complete control over risk models and processes and is now in a better position to significantly enhance their dual risk rating process.


Talk to our experts regarding our Credit Risk Management Platform.

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