Sanctions Screening for Instant Payments

How are banks preparing for the instant payment obligation?

All payment service providers in the EU and other countries have been required to receive instant payments (IP) since January 9, 2025. Starting October 9, 2025, they must also be able to send instant payments.

 

In Switzerland, the largest Swiss banks have been required to process instant payments since August 2024. Other institutions are expected to follow by 2026.

When it comes to sanctions list screening, it’s not always straightforward to determine how a payment should be checked. It’s worth taking a closer look at where the so-called screening ban applies—and where it doesn’t.

 

This brochure covers the following topics:

• Instant payments: The fast version of the standard credit transfer
• 500 milliseconds for sanctions screening
• Checking instant payments despite screening ban?
• How do banks organise incoming instant transfers?A look behind the scenes
• Payment screening software: Matching customer and payment data with sanctions lists
• ACTICO comparison algorithm: Rejecting suspicious payments
• 5 reasons why banks choose ACTICO Compliance Solutions for instant payments sanctions screening

 

After submitting your data, you can download the brochure immediately.