Sanctions Screening for Instant Payments

How are banks handling the instant payment obligation?

Since 2025, EU payment service providers have been required to offer instant payments. In Switzerland, all banks must support instant payments by the end of 2026.

The challenge is no longer whether instant payments can be offered, but how to ensure compliance, minimise false positives, and maintain a seamless customer experience.

When it comes to sanctions list screening, it’s not always straightforward to determine how a payment should be checked. It’s worth taking a closer look at where the so-called screening ban applies—and where it doesn’t.

 

This brochure covers the following topics:

• Instant payments: The fast version of the standard credit transfer
• 500 milliseconds for sanctions screening
• Checking instant payments despite screening ban?
• How do banks organise incoming instant transfers?A look behind the scenes
• Payment screening software Matching customer and payment data with sanctions lists
• ACTICO comparison algorithm: Rejecting suspicious payments
• 5 reasons why banks choose ACTICO Compliance Solutions for instant payments sanctions screening

 

After submitting your data, you can download the brochure immediately.