At the core of the new capabilities is the AI Agent Connector for ACTICO Modeler, the modeling environment of the ACTICO Decision Management Platform. It links the platform directly to the AI tools institutions already use. Teams describe a requirement in plain language, and the connected agent works directly inside the platform: it accesses and edits decision models, generates test cases, and creates documentation. The result is a graphical, readable model, not hidden code. Experts can trace, review, and explain every rule, and they sign off before a change moves from the test environment to production.
The connector is built on MCP (Model Context Protocol), an open standard that makes the connection LLM-agnostic: Anthropic Claude, GitHub Copilot, OpenAI Codex CLI or any MCP-compatible model. No new AI vendor. No compromise on data sovereignty.
Credit and compliance teams face pressure from two directions. They build new decision models when regulations change or products launch, and they continuously adapt existing models to shifting risk parameters and policies. Both have traditionally taken weeks from requirement to tested, approved, production-ready logic. Regulatory deadlines and market conditions rarely allow that much time. The new capabilities shorten the cycle significantly without skipping a single governance step: in customer and internal benchmarks, executable decision logic took shape up to 65 percent faster, and the effort for test creation and documentation fell by up to 90 percent. Individual results vary depending on the starting point.
AI agents that change decision logic without human approval are not a solution for regulated institutions; they are a new risk. Generic AI tools can write rules, but they cannot govern the decisions those rules make. ACTICO comes at this from the opposite direction: from decision management for banks and insurers, where every decision must be explainable and auditable. The new capabilities add the speed of AI to that core.
“Regulated financial decisions need AI that works inside the governance framework, not around it,” said Thomas Knöpfler, Executive Vice President Credit Solutions at ACTICO. “At the same time, we are seeing the reach AI has in complex rule models: in one customer project, the agent found and fixed an error within two minutes that conventional tools had been unable to locate. The AI agent accelerates the work, and the expert remains accountable for every change before it goes live.”
The new agentic AI capabilities build on a platform proven in regulated environments: banks, insurers, and financial services providers worldwide use the ACTICO Decision Management Platform to make business-critical decisions in real time and at scale. The platform is also the engine behind the ACTICO solutions for credit decisioning and compliance, so institutions running those solutions benefit from the new agentic AI capabilities as well. In 2026, ACTICO has been recognized a Leader in the Gartner® Magic Quadrant™ for Decision Intelligence Platforms.
“In regulated industries, and especially in financial services, AI must be adopted in the most responsible way: AI proposes, humans decide, and every step is documented. That is what we are building at ACTICO, and that is what our customers can count on.”
— Hans Jürgen Rieder, CEO, ACTICO
For ACTICO, today’s release is a first step. The goal is decision systems that monitor portfolio signals, regulatory changes, and market indicators and proactively propose adjustments to the decision logic, with experts approving every change. For regulated industries, that is the only viable path forward.
The new agentic AI capabilities are available with the Modeler Release 9.5 of the ACTICO Decision Management Platform . For more information: www.actico.com
Gartner disclaimer: Gartner does not endorse any vendor, product or service depicted in its research publications and does not advise technology users to select only those vendors with the highest ratings or other designation. Gartner research publications consist of the opinions of Gartner’s research and advisory organization and should not be construed as statements of fact. Gartner disclaims all warranties, expressed or implied, with respect to this research, including any warranties of merchantability or fitness for a particular purpose. GARTNER is a registered trademark and service mark of Gartner, Inc. and/or its affiliates in the U.S. and internationally, and MAGIC QUADRANT is a registered trademark of Gartner, Inc. and/or its affiliates. All rights reserved.
In a joint interview, ACTICO CEO Hans-Jürgen Rieder and Fact CEO Manfred Beckers discuss the background of the combination, the strategic goals of both companies, and the benefits for customers.
Learn more about:
ACTICO and Fact combine complementary capabilities capabilities for regulated financial institutions. In addition to ACTICO’s established solutions in Compliance, Credit Risk und Decision Automation, Fact contributes proven expertise in Asset Administration, Regulatory Reporting, Fund Data Exchange, and Investment Tax Reporting. Together, they create a more connected solutions portfolio that combines additional domain expertise with new approaches to Asset Administration.
“Fact is a natural strategic fit for ACTICO because both companies offer complementary products and bring specialized process expertise to the same target market. By bringing our businesses together, we are strategically expanding our portfolio with Asset Administration and creating additional opportunities for innovation, growth, and the continued advancement of our solutions.”
Hans Jürgen Rieder
CEO ACTICO
Innovation and continuous development are core elements of ACTICO’s strategy. By uniting both organizations, technological expertise, software development capabilities, and process know-how are combined within a single organization. This creates new opportunities to leverage the strengths of both companies and accelerate the delivery of innovative, market-relevant solutions that help customers further digitalize their business processes.
Since 1996, Fact Informationssysteme und Consulting GmbH has been developing digital solutions for the financial industry, supporting regulated organizations with software, cloud, and service solutions for Asset Administration, Regulatory Reporting, Fund Data Exchange, and Investment Tax Reporting. The company combines deep financial market expertise with technological excellence, ranging from cloud technologies to Agentic AI applications.
Learn more about Fact: www.fact.de
Friedrichshafen/Chicago/Singapore, May 27, 2026 — Chartis Research has named ACTICO Customer Screening and ACTICO Payment Screening Category Leaders in two segments of its 2026 report “Watchlist and Adverse Media Monitoring Solutions”: Adverse Media Monitoring and Name & Transaction Screening. The recognition confirms ACTICO’s standing as one of the leading compliance technology providers for financial institutions and insurers across Europe and beyond.
Chartis evaluates vendors across six dimensions: data methodology, workflow, pricing and packaging, solution deployment, reporting and auditing, and speed, volume, and performance. ACTICO Customer Screening and ACTICO Payment Screening received exclusively top-tier ratings — “Best-in-Class” or “Advanced Capabilities” — across every category. Data methodology, solution deployment, and speed and performance were singled out as particular strengths.
“Chartis recognised ACTICO as a leader in 2025. Being confirmed again in 2026 — across both segments and with top scores across the board — shows that we are not standing still. Our customers can rely on ACTICO to deliver compliance technology that works today and scales tomorrow.”
Thomas Succy, Head of Product Management ACTICO
This recognition comes at a pivotal moment for compliance technology. The question financial institutions are asking is no longer “Should we adopt AI?”, but “How do we adopt AI without compromising our regulatory standing?” ACTICO is built for exactly this transition: a platform that combines transparent, auditable AI with full deployment flexibility, closing the gap between regulatory intent and technical implementation — from months to minutes.
ACTICO Customer Screening is part of ACTICO’s broader compliance portfolio, giving financial institutions, banks, and insurers end-to-end coverage of their compliance requirements:
About the Chartis report
Chartis Research provides independent research and advisory services to banks, technology vendors, asset managers, and insurers across risk, compliance, and financial technology. The report “Watchlist and Adverse Media Monitoring Solutions, 2026” is available now. For more information, visit chartis-research.com.
Financial crime is becoming more complex – from phishing and sophisticated scams to cross-border money laundering networks and AI-driven fraud. Financial institutions need solutions that help them respond faster and more effectively.
Specialist research firm FinTech Global has analysed more than 500 companies based on technology, innovation, and growth, and has now revealed its top 50 providers driving progress in anti-money laundering, fraud prevention, and financial crime management. ACTICO has been included for the third time as one of the leading global providers in this space.
As digital transformation accelerates, financial crime continues to grow in both scale and sophistication. At the same time, artificial intelligence is reshaping the landscape at high speed. Financial institutions must act faster and more intelligently to protect themselves and their customers against evolving threats.
Richard Sachar, CEO of FinTech Global, comments:
“Financial crime is evolving at an unprecedented pace, with criminals leveraging new technologies to outmanoeuvre traditional defences. In response, financial institutions are rapidly adopting AI-powered analytics, real-time monitoring, and intelligent automation to strengthen their capabilities. The FinCrimeTech50 2026 recognises the companies delivering the most impactful solutions in this space, helping compliance teams stay ahead of emerging threats and build more resilient financial systems for the future.”
Thomas Suchy, Head of Product Management at ACTICO, explains:
The compliance technology market is at an inflection point. The question financial institutions are asking is no longer “Should we adopt AI?” but “How do we adopt AI without compromising our regulatory standing or data governance?”
That shift — from hesitation to implementation — is exactly where ACTICO has been positioning itself for years.
Learn more about the award and why financial institutions are turning to intelligent compliance technologies:
Access the full report on the FinTech Global website.
The report evaluated 17 Decision Intelligence Platform vendors against the criteria of Completeness of Vision and Ability to Execute, assessing them across 15 relevant capabilities, including machine learning, virtual agents, and generative AI (GenAI).
“We are honored to be recognized as a Leader in the first-ever Gartner® Magic Quadrant™ for Decision Intelligence Platforms. We believe this recognition confirms that we successfully focus on combining strategic vision with consistent execution,” said Hans-Jürgen Rieder, CEO of ACTICO. “What matters most to our customers is the impact: our platform and solutions help organizations run more efficiently — with less manual effort, lower operating costs, and higher decision quality. And they do it with transparency and control, fully aligned with regulatory requirements.”
“Our approach is to translate platform capabilities into purpose-built solutions for regulated use cases. Building on our Decision Platform, we deliver dedicated solutions for Credit Risk Management and Compliance that combine standardized decision automation with domain-specific expertise.” Hans-Jürgen Rieder, CEO of ACTICO.
Objectivity Disclaimer
Gartner does not endorse any company, vendor, product or service depicted in its publications, and does not advise technology users to select only those vendors with the highest ratings or other designation. Gartner publications consist of the opinions of Gartner’s business and technology insights organization and should not be construed as statements of fact. Gartner disclaims all warranties, expressed or implied, with respect to this publication, including any warranties of merchantability or fitness for a particular purpose.
Gartner and Magic Quadrant are trademarks of Gartner, Inc., and/or its affiliates.
Gartner, Magic Quadrant for Decision Intelligence Platforms, By David Pidsley, Carlie Idoine et al., 26 January 2026
ACTICO has been recognised as Leading Decisioning Platform 2025 at the 21st Elets NBFC 100 Tech Summit, hosted by Elets Banking & Finance. The award highlights ACTICO’s strong position in the APAC market and the company’s contribution to advancing digital and automated credit decisioning for non-banking financial companies (NBFCs) and financial service providers.
ACTICO Credit Decision Platform enables financial service providers and NBFCs to automate credit decisions, combining business rules and AI in a seamless way. Decisions remain transparent and under the control of business domain experts.
Key capabilities of the solution:
More information on ACTICO Credit Decision Platform can be found here.
“Being recognised as Leading Decisioning Platform 2025 is a strong validation of our long-term commitment to supporting NBFCs and financial service providers across India with reliable, high-performance decisioning technology. We are proud to see the impact our credit decisioning platform delivers in the market and appreciate the trust and collaboration we see across the region.“
Ruben Alink, Managing Director APAC
India is a strategic growth market for ACTICO. NBFCs face the challenge of automating credit decisions in a scalable, regulatory compliant, and efficient way:
“This recognition underscores ACTICO’s accelerating momentum in India, where NBFCs are increasingly focused on scalable, resilient and high-performance decisioning. Through close collaboration with customers on the ground, ACTICO enables lending institutions to enhance operational excellence, support growth at scale and drive sustainable outcomes across the Indian financial services ecosystem.“— Vishwas Trehan, Sales Director India, ACTICO
Complementing the recognition at the Elets Summit, the internationally recognised report The Forrester Wave™: AI Decisioning Platforms, Q2 2025 provides a benchmark comparison of 15 leading vendors worldwide. ACTICO was rated a “Strong Performer” and was the only provider recognised as a “Customer Favorite”.
Chartis Research has released its 2025 report “AML Transaction Monitoring Solutions, 2025: Quadrant Update”. The report offers an updated and expanded view of the AML vendor landscape.
Following a deep dive into ACTICO’s AML software and company capabilities, Chartis has placed ACTICO in the Category Leader Quadrant, recognising it as a major player in the AML space.
Chartis analysts evaluated ACTICO’s AML solution across seven categories and awarded only top-tier scores — placing ACTICO exclusively in the highest bands: “Advanced Capabilities” and “Best-in-Class.”
That’s great news for compliance and IT teams in banks, insurers, and financial service providers: the evaluation confirms the strong functionality, high performance, and flexible implementation options they count on in day-to-day operations.
Customers appreciate ACTICO AML for the speed and performance, especially when processing large data volumes — a strength that earned a Best-in-Class rating from the analysts.
In all three modeling categories — risk typology modelling, analytical modeling, and model quality & validation — ACTICO was recognised as a vendor with strong and automated AML transaction monitoring.
The software uses rule-based and graphically modelled logic to screen transactions, flag anomalies, and run complex scenarios — delivering precision, transparency, and auditability.
ACTICO’s AML solution was awarded “Advanced Capabilities” in three key categories: data and system integration, workflow automation, and packaging and deployment. This recognition highlights the strength of its architecture — including robust APIs that integrate with other systems including core banking systems, workflows designed for automation, and AI-readiness across the platform. With flexible deployment options — SaaS, on-premises, or in private cloud environments — the solution adapts to a wide range of IT strategies.
Importantly, this assessment goes beyond technical features. It reflects the broader picture of ACTICO’s role in the financial and insurance industry — including the trust and satisfaction of our customers. Their feedback and endorsement contributed significantly to this recognition.
We sincerely thank everyone involved in the evaluation process — especially our customers and partners who shared their experiences with the Chartis analyst team.
ACTICO Anti-Money Laundering software detects suspicious payments and behavioural patterns of individuals and monitors customer relationships. With a cloud-first approach, AI readiness, and flexible workflows, it provides banks, insurers and financial service providers with a modern, secure, and professional AML compliance environment.
“ACTICO’s Category Leader placement in our AML TMS quadrant reflects several key factors:
– a mature, data-driven model development approach
– AI-driven analytical modeling capabilities
– rapid transaction processing speed
– flexible reporting capabilities that provide a feedback loop to facilitate ongoing scenario improvement.
ACTICO’s robust model development and enhancement capabilities, coupled with strong analytical tools and solid performance, result in a combination that both compliance leaders and regulators view as increasingly important.”
Sean O’Malley, Research Director for Financial Crime & Control at Chartis Research
About Chartis Research:
Chartis Research provides independent research and advisory services to banks, technology vendors, asset managers, and insurers across all areas of risk, compliance, and financial technology.
With deep client relationships and technological expertise, the company offers comprehensive insights into market trends and Vendor capabilities in financial risk, trading, credit, financial crime, GRC, insurance, and energy sectors.
Compliance teams demand automation – but where does the real potential lie? FIU reporting shows how automation can relieve manual burden while improving report quality and speed.
Financial institutions and insurers face mounting pressure to report suspicious activities to FIUs and the Swiss MROS. With immediate action required when potential money laundering is detected, many firms struggle to deliver the speed and data quality that goAML demands.
ACTICO is transforming FIU reporting with generative AI – while keeping human expertise in the loop.
“Many compliance teams still invest enormous manual effort in compiling data and writing STR or SAR narratives,” says Thomas Suchy, ACTICO Head of Product Management. “We’re changing that. Our Generative-AI-driven FIU Reporting Solution prepares complete Suspicious Transaction Reports (STR) and Suspicious Activity Reports (SAR), with integrated validation and full auditability.”
Thomas Suchy – ACTICO Head of Product Management
ACTICO compliance specialists have always maintained that AI requires clear guardrails. Compliance officers review and approve every dataset before it’s uploaded via goAML.
This human-in-the-loop approach ensures oversight remains integral – AI assists, while people retain control.
Download the RegTech 100 list from RegTech Analyst.
The market study “Watchlist and Adverse Media Monitoring Solutions, 2025” has propelled ACTICO and its Customer Screening and adverse media monitoring software into two Leader Quadrants.
What are the reasons behind this strong rating? In the Vendor Spotlight, the Chartis analysts reveal the six evaluation criteria and the final scores.
For the assessment of ACTICO and its software, Chartis Research defined six categories and assigned a score for each:
Across all criteria, ACTICO achieved top marks, ranking in the two highest bands: “Best-in-Class” and “Advanced Capabilities.”
In the Vendor Spotlight, the analysts explain ACTICO’s individual scores in detail.
Chartis Research views watchlist screening as an essential compliance function. The firm notes that financial institutions tend to favour established providers with proven platforms that offer comprehensive watchlist coverage, real-time transaction processing, and advanced case and workflow management capabilities.
In August 2025, Chartis Research published the report “Watchlist and Adverse Media Monitoring Solutions, 2025.”
The analysts named ACTICO a Category Leader in the RiskTech Quadrants® 2025 for Name and Transaction Screening Solutions and Adverse Media Monitoring Solutions.
Chartis attributes this strong placement to ACTICO’s combination of rule-based decisioning, real-time screening, and flexible deployment options (including both on-premise and cloud-based models).
The modular platform design supports implementations across a wide range of institutions – from regional banks to Tier 1 financial institutions and insurers.
The analysts highlight high-precision name matching, configurable screening rules for sanctions, PEP, and internal lists, and the use of AI to enhance accuracy and efficiency.
In the Vendor Spotlight, the analysts explain ACTICO’s individual scores in detail.
ACTICO’s placement in our Watchlist and Adverse Media Monitoring quadrants reflects the strength of its low-code workflows and breadth of coverage, as well as its focus on explainability and regulatory alignment. The solution combines decision automation, business rules, and machine learning within an auditable framework.
Phil Mackenzie
Chartis Research
About Chartis Research:
Chartis Research provides independent research and advisory services to banks, technology Vendors, asset managers, and insurers across all areas of risk, compliance, and financial technology.
With deep client relationships and technological expertise, Chartis offers comprehensive insights into market trends and Vendor capabilities in financial risk, trading, credit, financial crime, GRC, insurance, and energy sectors.
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