How EUROWAG transformed its Commercial Credit Risk Processes with ACTICO

Learn how EUROWAG replaced manual workflows with a fully digital, scalable credit risk platform powered by ACTICO.

In this session, you will gain insight into EUROWAG’s approach to digitally transforming its commercial lending and credit risk assessment processes. EUROWAG is implementing a fully configurable and scalable platform that replaced manual workflows now enabling near real-time credit decisions, credit limit calculation and well-arranged collateral management, as well as process consistency across multiple markets. 

Teil 1: Marek Swaczyna | Product Owner Lending, EUROWAG 

Key drivers and outcomes of EUROWAG’s Credit Risk Transformation 

• Drivers for change: Transition from manual, spreadsheet-based workflows to a centralised, scalable risk platform 
• Implementation: EUROWAG-specific origination workflows, automated credit limit calculation, and integrated financial analysis 
• Business impact: Key success factors, measurable outcomes, and lessons learned from a multi-country rollout

Teil 2: Christopher Hansert | Product Manager Risk Solutions, ACTICO 

Architectural and Technological Foundation of this Transformation 

• Solution architecture: Modular, cloud-native Credit Risk Platform as centralised environment for credit workflows, limit management, and internal ratings 
• Functional scope: Configurable rule and decision models, integrated financial analysis and automated spreading with the ACTICO Spreading Agent 
• Emerging role of Agentic AI: Supporting analysts by preparing assessments and analyses, enabling greater focus on decision quality and efficiency