Podcast
“Sovereignty Means Being Able to Change Course” – A Conversation with Manfred Beckers
Digital sovereignty in finance: Manfred Beckers discusses cloud dependencies, DORA, exit strategies and maintaining the ability to adapt.
Compliance
External Credit Risk Scorecards
Sophisticated risk rating solutions for consistent credit risk assessment.
Powerful Scorecards and Rating Models for Credit Risk Assessment
Identifying and managing default risk across a credit portfolio requires sophisticated analytical tools and consistent frameworks for risk analysis.
Developing and maintaining internal risk rating systems can be costly and resource-intensive. External credit assessment scorecards can complement internal methodologies by providing a consistent, standardised approach to credit analysis, supporting more efficient risk assessment and helping organisations meet regulatory requirements.
ACTICO enables credit and risk management professionals to use sophisticated, pre-configured scorecards and rating models for credit risk assessment. These can be used alongside an organisation’s internal risk rating methodologies, providing flexibility to apply the right approach for different portfolios, customer segments or use cases.
A consistent framework for analysis can help reduce implementation time and costs while supporting more efficient and consistent credit risk assessment.
ACTICO provides risk rating solutions designed to meet different bank requirements, risk methodologies and technology environments.
Whether you need external scorecards, credit rating agency sources, dual risk rating, integration with your loan origination system, or a technology platform for your own scorecards, ACTICO provides flexible options.
ACTICO Dual Risk Rating
Judgment-based scorecards that assess both the borrower and the loan, giving lenders greater granularity and consistency in commercial credit risk classification and management across the US and Canada. Built on extensive banking expertise, the scorecards can be used out of the box or tailored to your own risk assessment practices.
ACTICO also has the banking expertise to develop custom scorecards for specialized lending segments, including Healthcare, Oil & Gas and Agriculture.
Scope Ratings
Scope Ratings is a credit rating agency registered in accordance with the EU Rating Regulation and operating in the European Union with ECAI status. Its coverage includes corporations, SMEs, project finance, banks, and sovereigns.
Scope’s ratings are particularly relevant for European financial institutions due to the agency’s regulatory recognition and role in the European financial system.
Recognized throughout the industry.
ACTICO has consistently been recognized by customers and analysts as a leading provider of solutions for Compliance, Asset Administration, and Credit Risk Management, as well as Advanced Decision Automation Technology.
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News
Chartis Research Again Names ACTICO a Category Leader for AML Transaction Monitoring 2026
ACTICO has again been named a Category Leader in the Chartis RiskTech Quadrant® for AML Transaction Monitoring Solutions 2026. The assessment recognizes ACTICO’s strengths in risk typology modeling, analytical modeling, model validation, workflow automation, and AI-powered compliance.
Anti-Money Laundering
Financial Institutions/FinTech, Insurance
Awards & Recognitions
News
ACTICO announces it has joined forces with Axe Finance, a global provider of credit and risk management software
ACTICO announces that it has joined forces with Axe Finance, a UK-based provider of credit and risk management software. The deal is supported by Keensight Capital, one of the leading private equity managers dedicated to pan-European Growth Buyout investments.
Webinar On-Demand
Update on AML Requirements for Insurers: what you need to do now to be ready by July 2027.
AML update for insurers: What needs to be done by July 2027 regarding KYC, risk assessment and transaction monitoring? Including practical insights. Watch the webinar.
Anti-Money Laundering
Insurance
Talk to an Expert
Interested in our risk rating solutions and offerings? Reach out to our experts who can help you identify the approach that best fits your requirements.