Centralized credit risk assessment for corporate clients with the ACTICO Credit Risk Platform

Challenge

• Implementation of the ACTICO Credit Risk Management Platform for credit risk assessment of corporate clients (e.g. dealers and fleet leasing clients) and global roll-out in more than 25 subsidiaries
• Integration with core-banking software for synchronization of client master data and client relationships (e.g. borrower units, joint liabilities)
• Implementation of the ACTICO Financial Spreading Module for capturing, spreading and analysis of client’s financial statements
• Integration of the organization’s internal rating models and workflows
  Early warning system for credit risk monitoring

Solution

ACTICO products in use:

Credit Risk Management Platform

Impact

• Comprehensive solution for credit risk management, including client data management, quantitative and qualitative risk assessment and risk monitoring
• Multi-tenant, centralized solution that can be used by VW FS entities globally
• Fast and flexible implementation or rating models using a graphical drag-and drop editor
• Full support of regulatory requirements (e.g. CRR / CRD, BCBS, GDPR)