Before we had the ACTICO software, it took us several months to update rating models. Now we save a lot of time and complete the roll-out of a new version within days or even hours.
Alex Wijnia
Credit Risk Manager, Ayvense
Ayvense & ACTICO
Credit risk assessment for car finance and fleet finance
Leasing & Asset Finance | Commercial Credit Risk Assessment | Europe
Challenge
- Implementation of a centralized risk rating and credit decisioning solution for the corporate clients
- Configuration of Ayvense’s country-specific rating models and decision strategies
- Data enrichment and processing of credit reports from credit bureaus
- Integration of the decision services with Ayvense’s origination workflows
Solution
ACTICO products in use
Impact
- Fully-centralized multi-tenant solution that can be used by Ayvense’s entities globally
- Configuration, testing and deployment of rating models and decision strategies by the risk management team using a graphical configuration environment
- Fully auditable storage and versioning of rule models
- Seamless integration with the existing credit origination workflows
About our customer
Ayvense is one of the world’s leading non-captive car leasing and fleet management specialists. The organization supports more than 1.9 million vehicles in over 30 countries.
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