The ACTICO Decision Management Platform automates your business – critical decisions – the business rules and data models behind them are your decision logic. What’s new is how that logic takes shape: it used to mean modelling, testing and documenting by hand, often over weeks. Now AI agents build a graphical model directly from your requirements, generate the tests and documentation, and surface weaknesses a manual review would miss – at the speed and reach of AI. Approval stays with your experts.
In regulated industries, that speed only creates value – and doesn’t become a new risk – when control, traceability and human approval are built in from the start.
In the webinar, you’ll see live how AI–assisted modelling reshapes the way you build and manage your decision logic:
WHY THIS MATTERS
It often takes weeks to get from a new requirement to approved logic in production. That’s the gap agentic AI closes – without skipping a single governance step.
WHO SHOULD ATTEND
For everyone responsible for automating regulated decision processes: CROs, Heads of Credit Risk, Credit Decisioning and Decision Management, and leaders in automation, digital transformation and lending. Especially relevant if legacy systems, growing decision volumes, regulatory change or slow, IT–led cycles are still holding you back.
WHAT YOU’LL TAKE AWAY:
WEBINAR DETAILS
📅 Date: September 23, 2026
🕐 Time: 10:00 CEST / 13:30 IST / 16:00 SGT / PST / PHT
⏱️ Duration: 45 minutes
💻 Format: Live webinar
ACTICO is proud to be a Silver Sponsor of the Annual Convention of Thrift Banks Philippines 2026 – one of the key gatherings for the thrift banking sector in the country.
The Annual Convention brings together thrift banks and industry stakeholders to exchange ideas, explore innovation, and shape the future of lending in the Philippines. For ACTICO, it is the ideal opportunity to connect with institutions that are growing their loan portfolios and ready to make smarter, faster credit decisions.
Our APAC experts Ruben Alink and Beatrix Palomar will be at the ACTICO booth, ready to share how the ACTICO Credit Decision Platform is helping thrift banks automate and scale their credit decisioning – from SME loans to personal lending. We will take you through how we have helped one of our clients approve a loan in just 2 minutes instead of 2 days.
Want to learn more?
Come and discover how institutions like yours are boosting efficiency, increasing approval volumes, and staying fully compliant.
Can’t join us on-site?
Get in touch with our APAC team to explore how ACTICO can support your business. Fill out our form and we will get back to you.
Featured Topics
LLMs have changed what’s possible in financial spreading. The ability to semantically understand a financial statement, regardless of format, language, or structure, is a genuine breakthrough, and any serious automated spreading solution is built on it.
However, production-ready financial spreading tools demand more: the ability to handle inconsistent and heterogeneous input formats at scale, a comprehensive domain-specific context layer aligned to your spreading templates and guidelines, and structured Human-in-the-Loop workflows that keep analysts in control of every critical decision.
General-purpose AI tools can handle none of that out of the box. The result is a solution that looks compelling in a controlled demo, and breaks down in production.
In this 30-minute webinar, ACTICO Product Manager Christopher Hansert breaks down exactly what a purpose-built automated spreading solution requires, and demonstrates the full end-to-end process.
What you’ll see:
Please note: Webinar registrations are reviewed before confirmation. Once your registration has been approved, you will receive a confirmation email with access details for the live webinar.
Christopher Hansert
Product Manager Credit Solutions
ACTICO
Christopher Hansert leads product management for ACTICO’s credit risk solutions, with a specific focus on the architecture of AI-assisted financial spreading and credit assessment workflows.
Commercial credit teams spend a disproportionate share of their time on work that doesn’t require their expertise: extracting figures from financial statements, mapping data across formats, populating rating templates, drafting credit memos.
Agentic AI changes this. Not by automating decisions, but by automating the preparation, so analysts arrive at the decision point with everything already done.
This Executive Briefing, developed from Accenture and ACTICO’s joint webinar “Agentic AI in Action,” shows what this means in practice: Agentic AI is production-ready on the ACTICO Credit Risk Platform today. It covers the technology, the governance requirements and the ROI model — so financial institutions can make an informed decision on how to start now.
This briefing is for anyone with an interest in how Agentic AI is reshaping credit risk, from those exploring the technology for the first time, to senior decision-makers in financial institutions who are actively evaluating, piloting, or scaling it in commercial lending.
Practitioners will find it most relevant if you are a Chief Risk Officer or Head of Credit Risk looking to reduce manual effort and improve consistency across commercial lending, a CTO or Digital Officer responsible for enterprise AI strategy, a Head of Commercial Banking seeking faster turnaround times and more consistent credit decisions, a Risk Infrastructure leader accountable for model governance and regulatory compliance (IRB, IFRS 9, Basel III/IV), or a Strategy executive building the business case for adoption.
Submit the form to access the full briefing instantly — no waiting.
The Agentforce World Tour is the place to be for everyone shaping the next stage of AI transformation – and we are part of it.
Salesforce brings together decision-makers and experts to showcase how Agentic AI, data, and modern platforms are redefining business processes. Expect inspiring keynotes, real-world use cases, live demos, and a dedicated industry area for Financial Services.
See what this means for your credit risk management. At our booth, you can expect:
If you’re exploring how to:
then let’s talk.
Your meeting at Agentforce World Tour in two simple steps
Step 1: Register for free on the Salesforce event page.
Sign up here
Step 2: Schedule your meeting using the form on the right.
Financial institutions face mounting pressure to manage expanding data volumes while upholding rigorous risk management and regulatory standards.
Agentic AI introduces an operational shift: “AI agents that analyze data, coordinate tasks, and support complex decision workflows.” Within credit risk processes, these systems can gather information, extract financial data, generate structured analyses, and prepare risk assessments for analyst review. The approach enhances efficiency and consistency while preserving human decision-making authority.
Book a Demo Explore the ACTICO Credit Risk Platform
Credit risk assessment requires analysts to synthesize data from multiple sources, including financial statements, market data, internal policies, and historical customer information.
Manual and time-consuming steps include:
Traditional automation addresses individual steps but cannot manage complete workflows.
Agentic AI transforms this by enabling goal-driven workflows where agents plan tasks, gather information, and execute structured analysis across multiple systems.
In credit risk workflows, AI agents function as operational partners for analysts. They automate repetitive tasks and prepare structured analysis, allowing experts to concentrate on risk evaluation and decision-making.
Typical workflow with Agentic AI:
This collaboration significantly reduces manual work while maintaining full human oversight.
Successful agent-based systems follow a clear architecture and governance model. Financial institutions operate in highly regulated environments, requiring Agentic AI deployment with robust controls embedded from inception.
Key Components:
Get insights on how banks and financial institutions are using Agentic AI to transform credit risk assessment – in the Executive Briefing “Agentic AI in Commercial Credit Risk.”
What is Agentic AI?
Agentic AI systems autonomously plan and execute complex, multi-step tasks to achieve defined goals. Unlike traditional automation or Generative AI, agents reason, adapt to new information, and coordinate across systems — all within clearly defined boundaries.
How does Agentic AI differ from Generative AI?
Generative AI answers questions and creates content when prompted — one interaction at a time. Agentic AI advances further: it decomposes a goal into subtasks, executes them sequentially, responds to interim results, and delivers structured output for human review.
Will AI agents replace credit analysts?
No. Agentic AI addresses time-intensive operational work — data gathering, financial extraction, analysis preparation — enabling analysts to emphasize expert judgment and final decisions. Human oversight remains central throughout.
What specific tasks can a credit agent perform?
A credit agent can validate incoming credit requests, extract and structure financial statement data, perform ratio analysis and peer comparisons, prepare qualitative and quantitative risk assessments, generate credit memos, and flag early warning signals — all within existing credit risk platforms.
How is ROI calculated for Agentic AI in credit risk?
ROI derives from two factors: value created and costs incurred. Benefits emphasize reduction in processing time per workflow and analyst capacity freed. Costs include implementation, prompt engineering and maintenance, and consumption-based usage fees. Institutions can target 50–60% reduction in time-to-decision, with ROI reaching approximately 3x when scaled beyond initial pilots.
Can Agentic AI be deployed in compliance with financial regulations?
Yes. Responsible deployment requires full traceability of all agent actions and outputs, strict data access controls aligned to need-to-know principles, human-in-the-loop checkpoints for all credit decisions, and compliance with frameworks such as the EU AI Act and DORA.
Can the agent capabilities be accessed from other systems?
Yes. ACTICO exposes agent capabilities via MCP (Model Context Protocol) servers, allowing third-party systems to call functions such as financial spreading or risk rating preparation through an API.
How long does implementation take?
Timeline varies depending on scope and existing infrastructure, but a focused pilot — targeting one or two workflows such as financial spreading or risk rating — can typically launch within weeks. Scaling to additional workflows follows once the pilot is validated.
How do I get started implementing Agentic AI in our Credit Risk Assessment processes?
The best first step involves mapping current credit workflows and identifying where the most manual, repetitive work occurs. ACTICO can then help scope a proof of concept, model ROI for specific volumes, and demonstrate capabilities against your own data.
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ACTICO Introduces Controlled AI Agents for Compliance
ACTICO brings AI agents into compliance for banks and insurers in a controlled way. Governance remains within the compliance platform, and the final decision remains with people.
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Use AI agents in compliance with full control — and keep decisions human.
AI agents in a compliance environment must be highly secure and controllable. Discover the benefits in our whitepaper.
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Agentic AI in Decision Management: From requirements to live decision logic – at the speed and reach of AI.
See how agentic AI can help teams build, test and improve decision logic faster while keeping governance, traceability and human oversight in place.
Credit Risk Management
AI
Agentic AI enables financial institutions to modernize credit risk processes while maintaining transparency and regulatory control. Discover how AI agents can support your credit analysts and accelerate risk decisions.
nSight is nCino’s premier annual event for financial services—bringing together 1,700+ decision-makers and innovators from 300+ financial institutions for three days of sessions, peer exchange, and hands-on innovation showcases.
As a partner in the nCino ecosystem, ACTICO will be at the event throughout. Our focus: helping credit risk teams create and deploy internal rating models at scale – consistently, audit-ready, and without adding operational overhead.
ACTICO Credit Risk Rating helps credit risk teams manage all internal rating models – any number, any complexity – on one platform. Designed to work seamlessly within nCino environments.
Take this opportunity at the booth to discuss your challenges and see live demonstrations of:
Banks and financial institutions are increasingly exploring Agentic AI to accelerate operations, improve consistency, and support better decision-making.
The session focuses on how AI Agents can support commercial credit risk assessment, helping institutions reduce manual effort, improve transparency, and accelerate credit decisions.
The webinar also includes a live demo of an AI Credit Agent and a sample ROI calculation illustrating the potential business impact.
What you will learn:
Accenture shares strategic insights on the emergence of Agentic AI, including practical use cases across banking and financial services and why many institutions are moving from experimentation to implementation.
ACTICO demonstrates how Agentic AI can be applied specifically in commercial credit risk assessment,
including a live demo of an AI Credit Agent and a sample ROI framework.
This session is relevant for professionals across banks, insurance and financial institutions:
To learn how AI Agents can support more efficient, consistent, and scalable credit risk assessment processes.
Get insights on how banks and financial institutions are using Agentic AI to transform credit risk assessment – and what it means for yours – in our Executive Briefing which distils the webinar in a short read.
Book a Demo of the Credit Risk Platform
ACTICO has been recognised as Leading Decisioning Platform 2025 at the 21st Elets NBFC 100 Tech Summit, hosted by Elets Banking & Finance. The award highlights ACTICO’s strong position in the APAC market and the company’s contribution to advancing digital and automated credit decisioning for non-banking financial companies (NBFCs) and financial service providers.
ACTICO Credit Decision Platform enables financial service providers and NBFCs to automate credit decisions, combining business rules and AI in a seamless way. Decisions remain transparent and under the control of business domain experts.
Key capabilities of the solution:
More information on ACTICO Credit Decision Platform can be found here.
“Being recognised as Leading Decisioning Platform 2025 is a strong validation of our long-term commitment to supporting NBFCs and financial service providers across India with reliable, high-performance decisioning technology. We are proud to see the impact our credit decisioning platform delivers in the market and appreciate the trust and collaboration we see across the region.“
Ruben Alink, Managing Director APAC
India is a strategic growth market for ACTICO. NBFCs face the challenge of automating credit decisions in a scalable, regulatory compliant, and efficient way:
“This recognition underscores ACTICO’s accelerating momentum in India, where NBFCs are increasingly focused on scalable, resilient and high-performance decisioning. Through close collaboration with customers on the ground, ACTICO enables lending institutions to enhance operational excellence, support growth at scale and drive sustainable outcomes across the Indian financial services ecosystem.“— Vishwas Trehan, Sales Director India, ACTICO
Complementing the recognition at the Elets Summit, the internationally recognised report The Forrester Wave™: AI Decisioning Platforms, Q2 2025 provides a benchmark comparison of 15 leading vendors worldwide. ACTICO was rated a “Strong Performer” and was the only provider recognised as a “Customer Favorite”.
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