Transform Affordable Housing Loans with ACTICO’s AI-powered Platform
Fast, accurate, and compliant decision-making to serve Indias affordable housing sector.
FASTER AND SMARTER CREDIT DECISIONS
Why Affordable Housing Matters and the Challenges ahead
As urbanization accelerates, millions of low- and middle-income families in India seek homeownership. However financial institutions and Non-Banking Financial Companies face significant challenges in providing affordable housing loans effectivley. The demand for affordable housing is rising. To meet this demand, financial service providers must overcome several obstacles, including:
- Slow Application Processing: Manual processes lead to long approval times, risking customer loss.
- Inconsistent Credit Risk Assessment: Subjective evaluations create trust issues.
- Regional Policy Disparities: Complex regulations hinder effective lending across diverse markets.
- High Operational Costs: Manual workflows contribute to inefficiencies and rising costs.
Technology and automation have the potential to address many of the challenges faced by financial institutions in the affordable housing market. ACTICO is a reliable partner to successfully handle these challenges. Discover how our technology can streamline your affordable housing loan processes.
What Our Customers Say
„The implementation of the ACTICO Credit Decision Platform has significantly transformed our lending operations, particularly in automating our policy norms and accelerating decision-making processes. With this implementation, our company's credit policies and rules have been seamlessly automated. This has minimized the need for manual intervention in evaluating loan applications, ensuring that each decision adheres strictly to predefined criteria.”
Aditi Paliwal
Chief Operating Officer, UMMEED Housing Finance
Credit Decision Platform
Benefit from the Right Technology Partner
ACTICO collaborates with local Indian partners for implementation. Enjoy the flexibility and scalability of features, user permission controls and seamless connections to your internal and third party systems. The Platform is built on the latest technology standards, supporting both cloud and on-premises deployments – it is database-agnostic, Kubernetes-supported, and offers multiple hosting options.
Start the digital transformation of your affordable housing loans now!
What can we do for you?
A Platform That Streamlines Your Affordable Housing Loan Process
ACTICO is designed to meet the specific demands of the affordable housing market. It addresses current industry-specific issues while being adaptable to future challenges.
ACTICO empowers your team with a user-friendly, drag-and-drop tool that eliminates the need for coding, offers flexibility, and sets industry standards. A technology for the affordable housing market that is tailored to streamline your affordable housing loan processes.
Fast Processing
Loan Approvals in seconds, not days.
Consistent Decisions
Automated and unifrom credit risk assessments.
Regulatory Compliance
Easily meets regulatory standards and ensures transparency.
Data Integration
Incorporates multiple data sources for accurate decision making.
Scalabiltiy
Flexible architecture that scales with your business needs.
Security
SOC2 certified with strong data protection measures.
Benefit from our local expertise
Do not believe us, believe our customers
DMI Finance: Moving Towards 100 Percent Digital Customer Journey
DMI Finance relies on ACTICO Platform to drive decision automation and become a “digital lender.”
Decisioning Workflows and Rules without Software Coding
Indian financial services company Bajaj Finance uses ACTICO business rules engine for credit decisioning.
Success Through Flexibility and Efficiency in Line with Regulations
UMMEED Housing Finance counts on ACTICO Credit Decision Platform to overcome automation challenges.
Ready to transform your Affordable Housing Loan Process?
Join the ACTICO Family today. We will show you how the ACTICO Software can help your company to increase the efficiency and speed of your current processes.