Tightening regulations and a highly commoditized and competitive market for retail lending and leasing place immense pressure on lenders to secure profit margins. In addition, while origination processes once took weeks or months, today’s lenders must meet the demands of clients that are used to real-time responses.
ACTICO’s solutions allow to responsibly advance loan origination processes more quickly and efficiently, while factoring in regulatory restrictions and risk. Customers win through timely credit decisions. Lenders benefit from a high level of flexibly by rapidly changing credit scoring models and policy rules whenever required.
The financial institution is a leading provider of installment loans in Germany. The bank made the decision in favor of ACTICO Rules in order to implement and fully automate the loan origination process.