The competitive landscape for banking and financial services is expected to shift over the next years. New market participants, such as alternative lenders (e.g. crowd lending, peer-to-peer-lending, online factoring), are expected to gain a competitive advantage by benefiting from higher flexibility, more efficient processes and an overall lower cost basis.
ACTCIO offers an industry-proven and highly flexible software solution for automating the loan origination and decisioning process. The solution enables a cost-effective implementation, delivers adequate and precise results, and conforms to regulatory requirements.
The ACTICO Credit Decision Platform supports decisions across the entire retail-lending life cycle by automating origination and decisioning workflows, asses credit risks and manages the integration with third party data providers for credit scoring.
Automate and manage the entire life cycle of credit applications. The credit workflow are fully automated and can involve highly complex, role-based, multi-stage approval processes.
Conduct a credit check to assess the creditworthiness of potential borrowers and implement any internal credit risk scoring and risk rating models.
Automate decision-making processes by implementing and executing bank internal credit decisioning strategies. Make intelligent decisions in a compliant and audit-proof way.
FinTech startups offering alternative lending services receive free software licenses during the initial development and integration stage.
FinTech-Startups benefit from low licensing and subscription fees that are bound to the lending volume processed on the platform.
Make use of our comprehensive update and support services – during the initial free-of-charge development phase and after go live.
ACTICO’s software is used worldwide by banks and financial service providers to automate credit origination and decisioning processes.
ACTICO empowers Italian FinTech Credimi to automate risk rating and decisioning workflows for invoice financing.