FinTechs and Alternative Lenders

Efficiently implement and integrate credit risk analysis and decisioning processes.

Software for fintechs and alternative Lenders
Cost-effective and compliant software solution

The competitive landscape for banking and financial services is expected to shift over the next years. New market participants, such as alternative lenders (e.g. crowd lending, peer-to-peer-lending, online factoring), are expected to gain a competitive advantage by benefiting from higher flexibility, more efficient processes and an overall lower cost basis.

ACTCIO offers an industry-proven and highly flexible software solution for automating the loan origination and decisioning process. The solution enables a cost-effective implementation, delivers adequate and precise results, and conforms to regulatory requirements.

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Support of origination process across
entire life cycle

The ACTICO Credit Decision Platform supports decisions across the entire retail-lending life cycle by automating origination and decisioning workflows, asses credit risks and manages the integration with third party data providers for credit scoring.


Origination Workflow

Automate and manage the entire life cycle of credit applications. The credit workflow are fully automated and can involve highly complex, role-based, multi-stage approval processes.

Credit Risk Rating and Scoring

Conduct a credit check to assess the creditworthiness of potential borrowers and implement any internal credit risk scoring and risk rating models.

Decision Automation

Automate decision-making processes by implementing and executing bank internal credit decisioning strategies. Make intelligent decisions in a compliant and audit-proof way.


benefits

Innovative Software Architecture

Highly flexible and easily configurable due to a powerful graphical administration environment. 

Free Development Licenses

FinTech startups offering alternative lending services receive free software licenses during the initial development and integration stage.

Attractive Licensing and Pricing Model

FinTech-Startups benefit from low licensing and subscription fees that are bound to the lending volume processed on the platform.


our attractive offering for alternative lenders
Special conditions for FinTechs and other providers of alternative financing 

Free Development Licenses

FinTech startups offering alternative lending services receive free software licenses during the initial development and integration stage.

Attractive Licensing and Pricing Model

FinTech-Startups benefit from low licensing and subscription fees that are bound to the lending volume processed on the platform.

Comprehensive Update and Support Services

Make use of our comprehensive update and support services – during the initial free-of-charge development phase and after go live.

Market-Leading Loan Origination Software

ACTICO’s software is used worldwide by banks and financial service providers to automate credit origination and decisioning processes.

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Case study
Italian FinTech Credimi automates decisions for invoice financing

ACTICO empowers Italian FinTech Credimi to automate risk rating and decisioning workflows for invoice financing.

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