Real-time Credit Decisioning for Consumer Loans
Teambank leverages ACTICO rules technology for credit decision automation.
About Teambank
Teambank is one of largest retail banks in Germany. The bank offers market-leading retail loan products and is part of the DZ Bank Group.
ABOUT THE PROJECT
- Implementation of the ACTICO rules technology as a centralized credit decision platform for consumer loans
- Implementation, test and deployment of scoring models, pricing models, and decision strategies
- Enrichment and processing of external credit bureau information
- Integration with existing application workflows via standard APIs
Customer Benefits
- Flexible implementation of all risk models and decision strategies by the bank’s risk management teams using a graphical drag-and-drop editor
- Fast time-to-market and real time deployment of new and updated models
- Fully automated credit scoring and decisioning – resulting in reduced processing times and costs
ACTICO Products in Use
„The graphical rule modeling is intuitive and allows us to instantly deploy new decision strategies without interruptions.”
Christoph Holschmit
Head of Risk Management, Teambank