Credimi.com is an Italy-based Fintech startup providing invoice financing for small and medium-sized enterprises and supply chain financing for high profile corporates. Credimi mission is to make invoice financing faster, simpler, and more transparent than any other available alternative.
In order to achieve a high level of automation in credit risk assessment process, Credimi was looking for a flexible and scalable credit risk rating and pricing engine to be incorporate into the underwriting workflow. The rating engine had to fulfil the following main requirements:
Credimi has decided on ACTICO and its decision management technology as an integral com-ponent into its origination process. After an initial training on configuration, testing and de-ployment of rule models of Credimi’s model administrators, Credimi was able to independently author and implement all rating and pricing models. The goal was to implement a modular architecture in order to be able to integrate new modules at occurrence and the result of data projects related to risk assessment.
The platform offers a comprehensive solution for a transparent and flexible development and implementation of credit risk rating and pricing decisions. This allowed Credimi