{"id":7929,"date":"2019-01-21T18:33:00","date_gmt":"2019-01-21T18:33:00","guid":{"rendered":"https:\/\/p-c72cr2.project.space\/?post_type=customers&#038;p=7929"},"modified":"2025-11-13T16:37:25","modified_gmt":"2025-11-13T16:37:25","slug":"geringeres-kreditrisiko-unternehmenskunden-vw","status":"publish","type":"customers","link":"https:\/\/www.actico.com\/de\/customers\/geringeres-kreditrisiko-unternehmenskunden-vw\/","title":{"rendered":"VW Financial Services &amp; ACTICO"},"content":{"rendered":"\n<section id=\"m-media-text__container-block_a58bc21e126793b09e718265981f179e\" class=\"m-media-text__container u-pt-x10 u-pb-x10 u-pt-x20@md u-pb-x20@md u-bgcolor-glow-right-mb-rb\">\n    <div class=\"o-container u-relative\"><div class=\"o-grid o-grid--rev o-grid--middle\">\n            <div class=\"o-grid__col u-4\/12@md u-mb-x6 u-mb-x0@sm\" data-aos=\"none\">\n                <img decoding=\"async\" src=\"\" width=\"\" height=\"\" sizes=\"(max-width: 640px) 100vw, 640px\" alt=\"\" class=\"\"  \/>\n            <\/div>\n            <div class=\"o-grid__col u-8\/12@md\" data-aos=\"none\">\n                <h5>VW Financial Services &amp; ACTICO<\/h5>\n<h1>Zentralisiertes Kreditrisiko-Rating mit der ACTICO Credit Risk Platform<\/h1>\n<p style=\"text-align: left;\"><a class=\"c-btn c-btn__electric-blue u-mt-x3\" href=\"https:\/\/www.actico.com\/de\/unternehmen\/kontakt\/\">Kontakt aufnehmen<\/a><\/p>\n<p>&nbsp;<\/p>\n<p>Kfz-Finanzierung | Bilanzanalyse | Europa<\/p>\n\n            <\/div>\n        <\/div><\/div>\n<\/section>\n\n\n<section id=\"m-testimonial__container-block_96f899bca47a953d03f8b61714c767d1\" class=\"m-testimonial__container u-pt-x5 u-pb-x10 u-pt-x10@md u-pb-x20@md u-bgcolor-royal-blue\">\n    <div class=\"o-container u-relative\"><div class=\"o-grid o-grid--center\">\n                <article class=\"o-grid__col u-10\/12@md u-text-center\" data-aos=\"flip-up\"><div class=\"u-bgcolor-royal-blue u-p-x5 u-p-x10@md\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/06\/quote-electric-blue.svg\" width=\"91\" height=\"90\" sizes=\"auto, (max-width: 90px) 100vw, 90px\" alt=\"wegewhweh\" class=\"u-mb-x4 u-mb-x7@md\"  \/><blockquote class=\"h4\">Von der Stange gibt es da nichts. Schlie\u00dflich ist das Rating ein Bereich, in dem die Banken sich tats\u00e4chlich vom Wettbewerb unterscheiden.<\/blockquote><p class=\"u-weight-bold u-mb-x0\">Project Manager Risiko Management<\/p><p class=\"u-mb-x0\">Volkswagen Financial Services<\/p><\/div><\/article>\n        <\/div>\n    <\/div>\n<\/section>\n<div class=\"m-parallax__shape u-border--gradient\"><\/div>\n\n\n<section id=\"m-text__container-block_3e160b80a88c0b77fa1d17df579b2416\" class=\"u-relative m-text__container u-pt-x10 u-pb-x0 u-pt-x20@md u-pb-x0@md u-color-midnight-blue u-bgcolor-linear-y-mb-rb\"><div class=\"o-container u-relative\"><div class=\"u-bgcolor-white u-p-x5 u-p-x10@md\"><div class=\"o-grid\">\n                <div class=\"o-grid__col u-4\/12@md\" data-aos=\"fade-up\">\n                    <h2 class=\"u-color-royal-blue\">Challenge<\/h2>\n\n                <\/div>\n                <div class=\"o-grid__col u-8\/12@md\" data-aos=\"fade-up\">\n                    <ul>\n<li>Einf\u00fchrung der ACTICO Credit Risk Management Platform f\u00fcr die Kreditrisikobewertung im Firmenkundensegment (z.B. H\u00e4ndler und Flottenkunden) und Roll-Out in \u00fcber 25 Landesgesellschaften<\/li>\n<li>Integration mit Kernbankensystem zur Synchronisation von Kundenstammdaten und -beziehungen (z.B. Kreditnehmereinheiten, Haftungsverb\u00fcnde)<\/li>\n<li>Implementierung ACTICO Bilanzanalyse-Modul zur Erfassung, Umgliederung und Auswertung von Jahresabschl\u00fcssen<\/li>\n<li>Integration der VW FS-internen Rating-Verfahren und Rating-Workflows<\/li>\n<li>\u00dcberwachung des Kreditportfolios durch Einf\u00fchrung eines Fr\u00fchwarnsystems f\u00fcr Kreditrisiken<\/li>\n<\/ul>\n\n                <\/div>\n        <\/div><\/div><\/div>\n<\/section>\n\n\n<section id=\"m-text__container-block_b51c9092af1413d0732f9958f1f9fb9c\" class=\"u-relative m-text__container u-pt-x5 u-pb-x0 u-pt-x10@md u-pb-x0@md u-color-midnight-blue u-bgcolor-linear-y-mb-rb\"><div class=\"o-container u-relative\"><div class=\"u-bgcolor-white u-p-x5 u-p-x10@md\"><div class=\"o-grid\">\n                <div class=\"o-grid__col u-4\/12@md\" data-aos=\"fade-up\">\n                    <h2 class=\"u-color-royal-blue\">Solution<\/h2>\n\n                <\/div>\n                <div class=\"o-grid__col u-8\/12@md\" data-aos=\"fade-up\">\n                    <h4>ACTICO Produkte im Einsatz<\/h4>\n<p><a class=\"u-color-royal-blue\" href=\"https:\/\/www.actico.com\/de\/loesungen\/credit-risk-management\/\">Credit Risk Management Platform<\/a><\/p>\n\n                <\/div>\n        <\/div><\/div><\/div>\n<\/section>\n\n\n<section id=\"m-text__container-block_57b0f71c6330337dabff72b6e6c43960\" class=\"u-relative m-text__container u-pt-x5 u-pb-x10 u-pt-x10@md u-pb-x20@md u-color-midnight-blue u-bgcolor-linear-y-mb-rb\"><div class=\"o-container u-relative\"><div class=\"u-bgcolor-white u-p-x5 u-p-x10@md\"><div class=\"o-grid\">\n                <div class=\"o-grid__col u-4\/12@md\" data-aos=\"fade-up\">\n                    <h2 class=\"u-color-royal-blue\">Impact<\/h2>\n\n                <\/div>\n                <div class=\"o-grid__col u-8\/12@md\" data-aos=\"fade-up\">\n                    <ul>\n<li>Umfassende L\u00f6sung f\u00fcr das Kreditrisikomanagement, einschlie\u00dflich Stammdatenmanagement, quantitative und qualitativer Risikobewertung und \u00dcberwachung von Kreditrisiken<\/li>\n<li>Mandantenf\u00e4hige, zentrale Anwendung, die weltweit durch die Landesgesellschaften der VW FS verwendet werden kann<\/li>\n<li>Schnelle und flexible Implementierung und Pflege der Rating-Modelle mithilfe eines grafischen \u201eDrag-and-Drop\u201c-Regeleditors<\/li>\n<li>Vollst\u00e4ndige Einhaltung der regulatorischen Anforderungen (z.B. CRR \/ CRD, BCBS, DSGVO)<\/li>\n<\/ul>\n\n                <\/div>\n        <\/div><\/div><\/div>\n<\/section>\n\n\n<section id=\"m-media-text__container-block_85f0abdf19d05737ae8a5c6b21a72f38\" class=\"m-media-text__container u-pt-x10 u-pb-x10 u-pt-x20@md u-pb-x20@md u-color-midnight-blue u-bgcolor-shade\">\n    <div class=\"o-container u-relative\"><div class=\"o-grid o-grid--middle\">\n            <div class=\"o-grid__col u-4\/12@md u-mb-x6 u-mb-x0@sm\" data-aos=\"fade-up\">\n                <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/07\/35.svg\" width=\"300\" height=\"225\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" alt=\"ACTICO client VW\" class=\"\"  \/>\n            <\/div>\n            <div class=\"o-grid__col u-8\/12@md\" data-aos=\"fade-up\">\n                <h4 class=\"u-color-royal-blue\">\u00dcber das Unternehmen<\/h4>\n<p>Die Volkswagen Financial Services (VW FS) sind das Finanzdienstleistungsunternehmen und Absatzf\u00f6rderer des Volkswagen Konzerns. Als weltweit gr\u00f6\u00dfter automobiler Finanzdienstleister sind die Volkswagen Financial Services in 48 M\u00e4rkten aktiv.<\/p>\n\n            <\/div>\n        <\/div><\/div>\n<\/section>\n\n\n<section id=\"m-text__container-block_f624c51e2643b1d7b38ccd4a71151bdb\" class=\"u-relative m-text__container u-pt-x10 u-pb-x10 u-pt-x20@md u-pb-x20@md u-bgcolor-royal-blue\"><div class=\"o-container u-relative\"><div class=\"o-grid\">\n                <div class=\"o-grid__col u-12\/12@md\" data-aos=\"none\">\n                    <h5 style=\"text-align: center;\">Kontakt<\/h5>\n<h3 style=\"text-align: center;\">Fragen zu unserer Credit Risk Management Platform?<br \/>\nSprechen Sie mit unseren Experten.<\/h3>\n<p style=\"text-align: center;\"><a class=\"c-btn c-btn__electric-blue u-mt-x3\" href=\"https:\/\/www.actico.com\/de\/unternehmen\/kontakt\/\">Kontakt aufnehmen<\/a><\/p>\n\n                <\/div>\n        <\/div><\/div>\n<\/section>\n\n<section\n  id=\"m-filter__container-block_33bbe56e291db9c9ce18fc04562b57aa\"\n  class=\"u-relative u-pt-x10 u-pb-x10 u-pt-x20@md u-pb-x20@md u-bgcolor-skyfall-mb-to-rb\"\n  data-industry=\"\"\n  data-process=\"81\"\n  data-other-tag=\"\"\n>\n  <div class=\"o-container u-relative\">\n        \n    <div class=\"o-grid\">\n      <div class=\"o-grid__col\">\n        <!-- MOBILE: Dropdown (sichtbar auf < sm) -->\n        <div class=\"u-mb-x3 u-hidden@sm\">\n          <label class=\"u-visually-hidden\" for=\"m-filter__container-block_33bbe56e291db9c9ce18fc04562b57aa-format-select\">\n            Filter          <\/label>\n          <select id=\"m-filter__container-block_33bbe56e291db9c9ce18fc04562b57aa-format-select\"\n                  class=\"m-filter__select u-full--width\"\n                  data-role=\"format-select\">\n            <option value=\"\" selected>\n              All            <\/option>\n                            <option value=\"case-de\"\n                        >\n                  Case                <\/option>\n                            <option value=\"video-de\"\n                        >\n                  Demo Video                <\/option>\n                            <option value=\"landing-page\"\n                        >\n                  Landing Page                <\/option>\n                            <option value=\"news-de\"\n                        >\n                  News                <\/option>\n                            <option value=\"webinar-de\"\n                        >\n                  Webinar                <\/option>\n                      <\/select>\n        <\/div>\n\n        <!-- DESKTOP\/TABLET: Buttons -->\n        <div class=\"u-hidden u-block@sm\">\n          <ul data-role=\"format-buttons\" class=\"m-filter__buttons u-mb-x3\">\n            <li class=\"u-m-x1\">\n              <a href=\"#\" class=\"m-filter--active u-flex u-ai-center u-jc-center u-ph-x3 u-pv-x4 u-text-center u-weight-semibold u-full--width u-full--height\" data-slug=\"\">\n                All              <\/a>\n            <\/li>\n                                <li class=\"u-m-x1\">\n                      <a href=\"#\" class=\"m-filter__button u-flex u-ai-center u-jc-center u-ph-x3 u-pv-x4 u-text-center u-weight-semibold u-full--width u-full--height\" data-slug=\"case-de\">\n                        Case                      <\/a>\n                    <\/li>\n                                <li class=\"u-m-x1\">\n                      <a href=\"#\" class=\"m-filter__button u-flex u-ai-center u-jc-center u-ph-x3 u-pv-x4 u-text-center u-weight-semibold u-full--width u-full--height\" data-slug=\"video-de\">\n                        Demo Video                      <\/a>\n                    <\/li>\n                                <li class=\"u-m-x1\">\n                      <a href=\"#\" class=\"m-filter__button u-flex u-ai-center u-jc-center u-ph-x3 u-pv-x4 u-text-center u-weight-semibold u-full--width u-full--height\" data-slug=\"landing-page\">\n                        Landing Page                      <\/a>\n                    <\/li>\n                                <li class=\"u-m-x1\">\n                      <a href=\"#\" class=\"m-filter__button u-flex u-ai-center u-jc-center u-ph-x3 u-pv-x4 u-text-center u-weight-semibold u-full--width u-full--height\" data-slug=\"news-de\">\n                        News                      <\/a>\n                    <\/li>\n                                <li class=\"u-m-x1\">\n                      <a href=\"#\" class=\"m-filter__button u-flex u-ai-center u-jc-center u-ph-x3 u-pv-x4 u-text-center u-weight-semibold u-full--width u-full--height\" data-slug=\"webinar-de\">\n                        Webinar                      <\/a>\n                    <\/li>\n                      <\/ul>\n        <\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"o-grid o-grid--x3 m-filter__results\">\n      \n    <article class=\"o-grid__col u-6\/12@xs u-4\/12@md u-3\/12@lg u-mb-x3\">\n        <a href=\"https:\/\/www.actico.com\/de\/knowledge-center\/podcast-digitale-souveraenitaet\/\" class=\"m-teaser__\">\n            <figure class=\"u-color-midnight-blue u-bgcolor-white u-flex u-fd-col u-full--height\"><figure class=\"u-image__teaserIcon u-flex u-ai-center u-jc-center u-p-x4\" style=\"background: url(https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/format-report-bg.jpg) no-repeat center \/ cover\"><img decoding=\"async\" src=\"https:\/\/www.actico.com\/wp-content\/uploads\/2026\/08\/Podcast_Icon_1200x1200-1.svg\" alt=\"Podcast Icon\" \/><\/figure><figcaption class=\"u-flex u-fd-col u-fg-1 u-p-x4\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-uppercase u-mb-x2\">Podcast<\/p><p class=\"u-weight-bold u-mb-x2\">\u201eSouver\u00e4nit\u00e4t ist Handlungsf\u00e4higkeit&#8220; \u2013 Manfred Beckers im Gespr\u00e4ch\u00a0<\/p><p>Digitale Souver\u00e4nit\u00e4t im Finanzsektor: Manfred Beckers \u00fcber Cloud-Abh\u00e4ngigkeiten, DORA, Exit-Strategien und langfristige Handlungsf\u00e4higkeit. <\/p><div class=\"u-mt--auto\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-mb-x0\">Compliance<\/p><\/div>\n                <\/figcaption>\n            <\/figure>\n        <\/a>\n    <\/article>\n    <article class=\"o-grid__col u-6\/12@xs u-4\/12@md u-3\/12@lg u-mb-x3\">\n        <a href=\"https:\/\/www.actico.com\/de\/news\/actico-category-leader-aml-transaction-monitoring-2026\/\" class=\"m-teaser__\">\n            <figure class=\"u-color-midnight-blue u-bgcolor-white u-flex u-fd-col u-full--height\"><figure class=\"u-image__teaserIcon u-flex u-ai-center u-jc-center u-p-x4\" style=\"background: url(https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/format-report-bg.jpg) no-repeat center \/ cover\"><img decoding=\"async\" src=\"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/AC_news_white.svg\" alt=\"News Icon\" \/><\/figure><figcaption class=\"u-flex u-fd-col u-fg-1 u-p-x4\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-uppercase u-mb-x2\">News<\/p><p class=\"u-weight-bold u-mb-x2\">Chartis\u00a0Research best\u00e4tigt ACTICO erneut als Category Leader f\u00fcr AML Transaction Monitoring 2026<\/p><p>ACTICO geh\u00f6rt erneut zu den Category Leadern im Chartis RiskTech Quadrant\u00ae f\u00fcr AML Transaction Monitoring Solutions 2026. Besonders stark bewertet Chartis die L\u00f6sung bei Risk Typology Modeling, Analytical Modeling, Model Quality &#038; Validation sowie Workflow Automation.<\/p><div class=\"u-mt--auto\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-mb-x0\">Anti-Geldw\u00e4sche<\/p><p class=\"o-type-small u-color-royal-blue u-weight-medium u-mb-x0\">Finanzinstitute\/FinTech, Versicherungen<\/p><p class=\"o-type-small u-color-royal-blue u-weight-medium u-mb-x0\">Awards &amp; Recognitions<\/p><\/div>\n                <\/figcaption>\n            <\/figure>\n        <\/a>\n    <\/article>\n    <article class=\"o-grid__col u-6\/12@xs u-4\/12@md u-3\/12@lg u-mb-x3\">\n        <a href=\"https:\/\/www.actico.com\/de\/news\/actico-gibt-den-zusammenschluss-mit-axe-finance-einem-globalen-anbieter-von-software-fur-kredit-und-risikomanagement-bekannt\/\" class=\"m-teaser__\">\n            <figure class=\"u-color-midnight-blue u-bgcolor-white u-flex u-fd-col u-full--height\"><figure class=\"u-image__teaserIcon u-flex u-ai-center u-jc-center u-p-x4\" style=\"background: url(https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/format-report-bg.jpg) no-repeat center \/ cover\"><img decoding=\"async\" src=\"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/AC_news_white.svg\" alt=\"News Icon\" \/><\/figure><figcaption class=\"u-flex u-fd-col u-fg-1 u-p-x4\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-uppercase u-mb-x2\">News<\/p><p class=\"u-weight-bold u-mb-x2\">ACTICO gibt den Zusammenschluss mit Axe Finance\u00a0\u2013 einem\u00a0globalen\u00a0Anbieter von Software f\u00fcr Kredit- und Risikomanagement\u00a0\u2013 bekannt<\/p><p>ACTICO gibt bekannt, dass es sich mit Axe Finance zusammengeschlossen hat. Die Transaktion wird von Keensight Capital unterst\u00fctzt, einem der f\u00fchrenden Private-Equity-Manager, der sich auf paneurop\u00e4ische Growth-Buyout-Investitionen spezialisiert hat.<\/p><div class=\"u-mt--auto\"><\/div>\n                <\/figcaption>\n            <\/figure>\n        <\/a>\n    <\/article>\n    <article class=\"o-grid__col u-6\/12@xs u-4\/12@md u-3\/12@lg u-mb-x3\">\n        <a href=\"https:\/\/www.actico.com\/de\/event\/webinar-update-der-aml-vorgaben-fuer-versicherer\/\" class=\"m-teaser__\">\n            <figure class=\"u-color-midnight-blue u-bgcolor-white u-flex u-fd-col u-full--height\"><figure class=\"u-image__teaserIcon u-flex u-ai-center u-jc-center u-p-x4\" style=\"background: url(https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/format-report-bg.jpg) no-repeat center \/ cover\"><img decoding=\"async\" src=\"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/AC_OnDemandWebinar_white.svg\" alt=\"Webinar Icon\" \/><\/figure><figcaption class=\"u-flex u-fd-col u-fg-1 u-p-x4\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-uppercase u-mb-x2\">Webinar<\/p><p class=\"u-weight-bold u-mb-x2\">Update der AML-Vorgaben f\u00fcr Versicherer: Was bis Juli 2027 jetzt konkret zu tun ist.<\/p><p>AML-Update f\u00fcr Versicherer: Was ist bis Juli 2027 bei KYC, Risikobewertung und Transaktionsmonitoring zu tun? Mit Einblicken aus der Praxis.<\/p><div class=\"u-mt--auto\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-mb-x0\">Anti-Geldw\u00e4sche<\/p><p class=\"o-type-small u-color-royal-blue u-weight-medium u-mb-x0\">Versicherungen<\/p><\/div>\n                <\/figcaption>\n            <\/figure>\n        <\/a>\n    <\/article>    <\/div>\n\n    <div class=\"o-grid\">\n      <div class=\"o-grid__col\">\n        <nav class=\"u-text-right\">\n          <ul class=\"m-filter__pagination o-list o-list--inline o-list---x1\"><\/ul>\n        <\/nav>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<script>\ndocument.addEventListener('DOMContentLoaded', function () {\n  \/\/ Scope everything to *this* module instance using the server-rendered ID\n  const sectionEl = document.getElementById('m-filter__container-block_33bbe56e291db9c9ce18fc04562b57aa');\n  if (!sectionEl) return;\n\n  const resultsContainer    = sectionEl.querySelector('.m-filter__results');\n  const filterLinksWrap     = sectionEl.querySelector('[data-role=\"format-buttons\"]') || sectionEl.querySelector('.m-filter__buttons');\n  const filterLinks         = filterLinksWrap ? filterLinksWrap.querySelectorAll('a') : [];\n  const paginationContainer = sectionEl.querySelector('.m-filter__pagination');\n  const formatSelect        = sectionEl.querySelector('[data-role=\"format-select\"]');\n\n  function loadResults(format = '', page = 1) {\n    if (!resultsContainer) return;\n    resultsContainer.classList.add('m-filter__results--fadeout');\n\n    const xhr = new XMLHttpRequest();\n    xhr.open('POST', 'https:\/\/www.actico.com\/wp-admin\/admin-ajax.php', true);\n    xhr.setRequestHeader('Content-Type', 'application\/x-www-form-urlencoded; charset=UTF-8');\n\n    \/\/ Read the prefilter IDs from this block's data-* attributes\n    const industry = sectionEl.getAttribute('data-industry') || '';\n    const process  = sectionEl.getAttribute('data-process') || '';\n    const otherTag = sectionEl.getAttribute('data-other-tag') || '';\n\n    xhr.onload = function () {\n      if (xhr.status === 200) {\n        try {\n          const response = JSON.parse(xhr.responseText);\n\n          \/\/ Replace only within this block\n          resultsContainer.innerHTML = response.html || '';\n          resultsContainer.classList.remove('m-filter__results--fadeout');\n\n          \/\/ Persist state for pagination\n          resultsContainer.dataset.page     = String(page);\n          resultsContainer.dataset.format   = format || '';\n          resultsContainer.dataset.industry = industry;\n          resultsContainer.dataset.process  = process;\n          resultsContainer.dataset.otherTag = otherTag;\n\n          renderPagination(Number(response.max_page || 1), page);\n        } catch (e) {\n          resultsContainer.innerHTML = '<p>Invalid response.<\/p>';\n          resultsContainer.classList.remove('m-filter__results--fadeout');\n        }\n      } else {\n        resultsContainer.innerHTML = '<p>Error loading.<\/p>';\n        resultsContainer.classList.remove('m-filter__results--fadeout');\n      }\n    };\n\n    const body =\n      `action=filter_by_format`\n      + `&page=${encodeURIComponent(page)}`\n      + `&format=${encodeURIComponent(format || '')}`\n      + `&industry=${encodeURIComponent(industry)}`\n      + `&process=${encodeURIComponent(process)}`\n      + `&other_tag=${encodeURIComponent(otherTag)}`;\n\n    xhr.send(body);\n  }\n\n  function setActiveButtonBySlug(slug) {\n    if (!filterLinks || !filterLinks.length) return;\n    filterLinks.forEach(l => l.classList.remove('m-filter--active'));\n    const match = Array.from(filterLinks).find(l => (l.getAttribute('data-slug') || '') === slug);\n    (match || filterLinks[0]).classList.add('m-filter--active');\n  }\n\n  function setSelectBySlug(slug) {\n    if (!formatSelect) return;\n    const val = slug || '';\n    formatSelect.value = val;\n  }\n\n  function renderPagination(maxPage, currentPage) {\n    if (!paginationContainer) return;\n    const total = Math.max(1, parseInt(maxPage, 10) || 1);\n    let html = '';\n\n    for (let i = 1; i <= total; i++) {\n      html += `<li class=\"o-list__item u-mv-x1\">\n                  <a href=\"#\" class=\"u-p-x2 ${i === currentPage ? 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