{"id":7928,"date":"2019-01-21T19:02:00","date_gmt":"2019-01-21T19:02:00","guid":{"rendered":"https:\/\/p-c72cr2.project.space\/?post_type=customers&#038;p=7928"},"modified":"2025-11-21T15:01:26","modified_gmt":"2025-11-21T15:01:26","slug":"kreditrisiko-rating-immobilien-dz-hyp","status":"publish","type":"customers","link":"https:\/\/www.actico.com\/de\/customers\/kreditrisiko-rating-immobilien-dz-hyp\/","title":{"rendered":"DZ Hyp &amp; ACTICO"},"content":{"rendered":"\n<section id=\"m-media-text__container-block_43c4903ac8a59a3d7a45c27d5ae14f13\" class=\"m-media-text__container u-pt-x10 u-pb-x10 u-pt-x20@md u-pb-x20@md u-bgcolor-glow-right-mb-rb\">\n    <div class=\"o-container u-relative\"><div class=\"o-grid o-grid--rev o-grid--middle\">\n            <div class=\"o-grid__col u-4\/12@md u-mb-x6 u-mb-x0@sm\" data-aos=\"none\">\n                <img decoding=\"async\" src=\"\" width=\"\" height=\"\" sizes=\"(max-width: 640px) 100vw, 640px\" alt=\"\" class=\"\"  \/>\n            <\/div>\n            <div class=\"o-grid__col u-8\/12@md\" data-aos=\"none\">\n                <h5>DZ HYP &amp; ACTICO<\/h5>\n<h1>DZ HYP modernisiert IRB-konforme Ratingprozesse mit der ACTICO Credit Risk Platform<\/h1>\n<p>&nbsp;<\/p>\n<p style=\"text-align: left;\"><a class=\"c-btn c-btn__electric-blue u-mt-x3\" href=\"https:\/\/www.actico.com\/de\/unternehmen\/kontakt\/\">Kontakt aufnehmen<\/a><\/p>\n<p>&nbsp;<\/p>\n<p>Immobilienfinanzierung | Bilanzanalyse | Europa<\/p>\n\n            <\/div>\n        <\/div><\/div>\n<\/section>\n\n\n<section id=\"m-testimonial__container-block_2f314013a6ba5d74ef6798e1384439e5\" class=\"m-testimonial__container u-pt-x5 u-pb-x10 u-pt-x10@md u-pb-x20@md u-bgcolor-royal-blue\">\n    <div class=\"o-container u-relative\"><div class=\"o-grid o-grid--center\">\n                <article class=\"o-grid__col u-10\/12@md u-text-center\" data-aos=\"flip-up\"><div class=\"u-bgcolor-royal-blue u-p-x5 u-p-x10@md\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/06\/quote-electric-blue.svg\" width=\"91\" height=\"90\" sizes=\"auto, (max-width: 90px) 100vw, 90px\" alt=\"wegewhweh\" class=\"u-mb-x4 u-mb-x7@md\"  \/><blockquote class=\"h4\">ACTICO bietet uns ein integriertes System f\u00fcr alle Rating-Verfahren, das unsere Mitarbeiter optimal bei der Rating-Erstellung unterst\u00fctzt.<\/blockquote><p class=\"u-weight-bold u-mb-x0\">Dr. Stefan Krohnsnest<\/p><p class=\"u-mb-x0\">Bereichsleiter Risikocontrolling, DZ HYP<\/p><\/div><\/article>\n        <\/div>\n    <\/div>\n<\/section>\n<div class=\"m-parallax__shape u-border--gradient\"><\/div>\n\n\n<section id=\"m-text__container-block_05ac9078153da7fe7ddd4565ed9ee4c5\" class=\"u-relative m-text__container u-pt-x10 u-pb-x0 u-pt-x20@md u-pb-x0@md u-color-midnight-blue u-bgcolor-linear-y-mb-rb\"><div class=\"o-container u-relative\"><div class=\"u-bgcolor-white u-p-x5 u-p-x10@md\"><div class=\"o-grid\">\n                <div class=\"o-grid__col u-4\/12@md\" data-aos=\"fade-up\">\n                    <h2 class=\"u-color-royal-blue\">Challenge<\/h2>\n\n                <\/div>\n                <div class=\"o-grid__col u-8\/12@md\" data-aos=\"fade-up\">\n                    <ul>\n<li>Einf\u00fchrung einer zentralen und IRBA-konformen Rating-Plattform<br \/>\nIntegration der bank-internen Rating-Verfahren (PD und LGD) f\u00fcr gewerblichen Immobilienfinanzierung (z.B. Bautr\u00e4ger, Projektentwickler, Wohnungsbaugesellschaften, Immobilieninvestoren) und Privatkunden<\/li>\n<li>Bereitstellung der Rating-Verfahren und -prozesse als \u201eRating-As-a-Service\u201c im genossenschaftlichen Finanzverbund<\/li>\n<li>Integration mit bestandf\u00fchrenden Systemen (z.B. Kundenstammdaten, Sicherheiten)<\/li>\n<\/ul>\n\n                <\/div>\n        <\/div><\/div><\/div>\n<\/section>\n\n\n<section id=\"m-text__container-block_cb88f3d87a4027ab9c4e92700276629a\" class=\"u-relative m-text__container u-pt-x5 u-pb-x0 u-pt-x10@md u-pb-x0@md u-color-midnight-blue u-bgcolor-linear-y-mb-rb\"><div class=\"o-container u-relative\"><div class=\"u-bgcolor-white u-p-x5 u-p-x10@md\"><div class=\"o-grid\">\n                <div class=\"o-grid__col u-4\/12@md\" data-aos=\"fade-up\">\n                    <h2 class=\"u-color-royal-blue\">Solution<\/h2>\n\n                <\/div>\n                <div class=\"o-grid__col u-8\/12@md\" data-aos=\"fade-up\">\n                    <h4>ACTICO Produkte im Einsatz<\/h4>\n<p><a class=\"u-color-royal-blue\" href=\"https:\/\/www.actico.com\/de\/loesungen\/credit-risk-platform\/\">Credit Risk Management Platform<\/a><\/p>\n\n                <\/div>\n        <\/div><\/div><\/div>\n<\/section>\n\n\n<section id=\"m-text__container-block_edbe37628dbd9d8e661be7d32bdd5363\" class=\"u-relative m-text__container u-pt-x5 u-pb-x10 u-pt-x10@md u-pb-x20@md u-color-midnight-blue u-bgcolor-linear-y-mb-rb\"><div class=\"o-container u-relative\"><div class=\"u-bgcolor-white u-p-x5 u-p-x10@md\"><div class=\"o-grid\">\n                <div class=\"o-grid__col u-4\/12@md\" data-aos=\"fade-up\">\n                    <h2 class=\"u-color-royal-blue\">Impact<\/h2>\n\n                <\/div>\n                <div class=\"o-grid__col u-8\/12@md\" data-aos=\"fade-up\">\n                    <ul>\n<li>Umsetzung aller IRBA-relevanten Rating-Modelle (~15 Verfahren) auf einer einheitlichen und zentralen Plattform<\/li>\n<li>Schnelle und flexible Implementierung und Pflege der Rating-Modelle durch das Risikomanagement der Bank mithilfe eines grafischen \u201eDrag-and-Drop\u201c-Regeleditors<\/li>\n<li>Vollst\u00e4ndige Einhaltung der regulatorischen Anforderungen (z.B. CRR \/ CRD, BCBS, DSGVO)<\/li>\n<li>Hoch-performante Ausf\u00fchrung komplexer Rating-Modelle, wie zum Beispiel Cashflow-Verfahren, die auf Monte-Carlo Simulationen basieren<\/li>\n<li>Aufbau eines zentralen Datenhaushalt zur Durchf\u00fchrung von Auswirkungsanalysen durch das Risikocontrolling<\/li>\n<\/ul>\n\n                <\/div>\n        <\/div><\/div><\/div>\n<\/section>\n\n\n<section id=\"m-media-text__container-block_6b4035015b9c14eaeccaa676297cc0df\" class=\"m-media-text__container u-pt-x10 u-pb-x10 u-pt-x20@md u-pb-x20@md u-color-midnight-blue u-bgcolor-shade\">\n    <div class=\"o-container u-relative\"><div class=\"o-grid o-grid--middle\">\n            <div class=\"o-grid__col u-4\/12@md u-mb-x6 u-mb-x0@sm\" data-aos=\"fade-up\">\n                <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/07\/23.svg\" width=\"300\" height=\"225\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" alt=\"ACTICO client DZ HYP\" class=\"\"  \/>\n            <\/div>\n            <div class=\"o-grid__col u-8\/12@md\" data-aos=\"fade-up\">\n                <h4 class=\"u-color-royal-blue\">\u00dcber das Unternehmen<\/h4>\n<p>Die DZ HYP ist eine der f\u00fchrenden Immobilien- und Pfandbriefbanken in Deutschland und eingebunden in die Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken.<\/p>\n\n            <\/div>\n        <\/div><\/div>\n<\/section>\n\n\n<section id=\"m-text__container-block_c92a878ea4e9f70a26a93690b90b1016\" class=\"u-relative m-text__container u-pt-x10 u-pb-x10 u-pt-x20@md u-pb-x20@md u-bgcolor-royal-blue\"><div class=\"o-container u-relative\"><div class=\"o-grid\">\n                <div class=\"o-grid__col u-12\/12@md\" data-aos=\"none\">\n                    <h5 style=\"text-align: center;\">Kontakt<\/h5>\n<h3 style=\"text-align: center;\">Fragen zu unserer Credit Risk Management Platform?<br \/>\nSprechen Sie mit unseren Experten.<\/h3>\n<p style=\"text-align: center;\"><a class=\"c-btn c-btn__electric-blue u-mt-x3\" href=\"https:\/\/www.actico.com\/de\/unternehmen\/kontakt\/\">Kontakt aufnehmen<\/a><\/p>\n\n                <\/div>\n        <\/div><\/div>\n<\/section>\n\n<section\n  id=\"m-filter__container-block_b5a597b0578171e3271ef2781450bbbf\"\n  class=\"u-relative u-pt-x10 u-pb-x10 u-pt-x20@md u-pb-x20@md u-bgcolor-skyfall-mb-to-rb\"\n  data-industry=\"\"\n  data-process=\"81\"\n  data-other-tag=\"\"\n>\n  <div class=\"o-container u-relative\">\n        \n    <div class=\"o-grid\">\n      <div class=\"o-grid__col\">\n        <!-- MOBILE: Dropdown (sichtbar auf < sm) -->\n        <div class=\"u-mb-x3 u-hidden@sm\">\n          <label class=\"u-visually-hidden\" for=\"m-filter__container-block_b5a597b0578171e3271ef2781450bbbf-format-select\">\n            Filter          <\/label>\n          <select id=\"m-filter__container-block_b5a597b0578171e3271ef2781450bbbf-format-select\"\n                  class=\"m-filter__select u-full--width\"\n                  data-role=\"format-select\">\n            <option value=\"\" selected>\n              All            <\/option>\n                            <option value=\"case-de\"\n                        >\n                  Case                <\/option>\n                            <option value=\"video-de\"\n                        >\n                  Demo Video                <\/option>\n                            <option value=\"landing-page\"\n                        >\n                  Landing Page                <\/option>\n                            <option value=\"news-de\"\n                        >\n                  News                <\/option>\n                            <option value=\"webinar-de\"\n                        >\n                  Webinar                <\/option>\n                      <\/select>\n        <\/div>\n\n        <!-- DESKTOP\/TABLET: Buttons -->\n        <div class=\"u-hidden u-block@sm\">\n          <ul data-role=\"format-buttons\" class=\"m-filter__buttons u-mb-x3\">\n            <li class=\"u-m-x1\">\n              <a href=\"#\" class=\"m-filter--active u-flex u-ai-center u-jc-center u-ph-x3 u-pv-x4 u-text-center u-weight-semibold u-full--width u-full--height\" data-slug=\"\">\n                All              <\/a>\n            <\/li>\n                                <li class=\"u-m-x1\">\n                      <a href=\"#\" class=\"m-filter__button u-flex u-ai-center u-jc-center u-ph-x3 u-pv-x4 u-text-center u-weight-semibold u-full--width u-full--height\" data-slug=\"case-de\">\n                        Case                      <\/a>\n                    <\/li>\n                                <li class=\"u-m-x1\">\n                      <a href=\"#\" class=\"m-filter__button u-flex u-ai-center u-jc-center u-ph-x3 u-pv-x4 u-text-center u-weight-semibold u-full--width u-full--height\" data-slug=\"video-de\">\n                        Demo Video                      <\/a>\n                    <\/li>\n                                <li class=\"u-m-x1\">\n                      <a href=\"#\" class=\"m-filter__button u-flex u-ai-center u-jc-center u-ph-x3 u-pv-x4 u-text-center u-weight-semibold u-full--width u-full--height\" data-slug=\"landing-page\">\n                        Landing Page                      <\/a>\n                    <\/li>\n                                <li class=\"u-m-x1\">\n                      <a href=\"#\" class=\"m-filter__button u-flex u-ai-center u-jc-center u-ph-x3 u-pv-x4 u-text-center u-weight-semibold u-full--width u-full--height\" data-slug=\"news-de\">\n                        News                      <\/a>\n                    <\/li>\n                                <li class=\"u-m-x1\">\n                      <a href=\"#\" class=\"m-filter__button u-flex u-ai-center u-jc-center u-ph-x3 u-pv-x4 u-text-center u-weight-semibold u-full--width u-full--height\" data-slug=\"webinar-de\">\n                        Webinar                      <\/a>\n                    <\/li>\n                      <\/ul>\n        <\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"o-grid o-grid--x3 m-filter__results\">\n      \n    <article class=\"o-grid__col u-6\/12@xs u-4\/12@md u-3\/12@lg u-mb-x3\">\n        <a href=\"https:\/\/www.actico.com\/de\/news\/agentic-ai-im-decision-management-von-actico-agenten-modellieren-fachexperten-geben-frei\/\" class=\"m-teaser__\">\n            <figure class=\"u-color-midnight-blue u-bgcolor-white u-flex u-fd-col u-full--height\"><figure class=\"u-image__teaserIcon u-flex u-ai-center u-jc-center u-p-x4\" style=\"background: url(https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/format-report-bg.jpg) no-repeat center \/ cover\"><img decoding=\"async\" src=\"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/AC_news_white.svg\" alt=\"News Icon\" \/><\/figure><figcaption class=\"u-flex u-fd-col u-fg-1 u-p-x4\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-uppercase u-mb-x2\">News<\/p><p class=\"u-weight-bold u-mb-x2\">Agentic AI im Decision Management von ACTICO: Agenten modellieren, Fachexperten geben frei<\/p><p>ACTICO stellt Agentic AI f\u00fcr Decision Management vor. KI-Agenten unterst\u00fctzen Teams dabei, erkl\u00e4rbare Entscheidungslogik schneller zu entwickeln, zu testen und zu dokumentieren, w\u00e4hrend Experten die volle Kontrolle \u00fcber jede \u00c4nderung behalten.<\/p><div class=\"u-mt--auto\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-mb-x0\">Advanced Decision Automation<\/p><p class=\"o-type-small u-color-royal-blue u-weight-medium u-mb-x0\">AI<\/p><\/div>\n                <\/figcaption>\n            <\/figure>\n        <\/a>\n    <\/article>\n    <article class=\"o-grid__col u-6\/12@xs u-4\/12@md u-3\/12@lg u-mb-x3\">\n        <a href=\"https:\/\/www.actico.com\/de\/platform\/agentic-ai-im-decision-management\/\" class=\"m-teaser__\">\n            <figure class=\"u-color-midnight-blue u-bgcolor-white u-flex u-fd-col u-full--height\"><figure class=\"u-image__teaserIcon u-flex u-ai-center u-jc-center u-p-x4\" style=\"background: url(https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/format-report-bg.jpg) no-repeat center \/ cover\"><img decoding=\"async\" src=\"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/AC_landingpage_white.svg\" alt=\"Landing Page Icon\" \/><\/figure><figcaption class=\"u-flex u-fd-col u-fg-1 u-p-x4\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-uppercase u-mb-x2\">Landing Page<\/p><p class=\"u-weight-bold u-mb-x2\">Agentic AI im Decision Management<\/p><p>Neue Agentic-AI-Funktionen f\u00fcr Ihr Decision Management: KI-Agenten erstellen, pr\u00fcfen und dokumentieren Entscheidungslogik im Tempo und in der Reichweite von KI, bis zu 65 Prozent schneller. Jede \u00c4nderung wird von Ihren Fachexperten gepr\u00fcft und freigegeben, bevor sie in Produktion geht.<\/p><div class=\"u-mt--auto\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-mb-x0\">Kreditentscheidungen, Retail Lending<\/p><p class=\"o-type-small u-color-royal-blue u-weight-medium u-mb-x0\">AI<\/p><\/div>\n                <\/figcaption>\n            <\/figure>\n        <\/a>\n    <\/article>\n    <article class=\"o-grid__col u-6\/12@xs u-4\/12@md u-3\/12@lg u-mb-x3\">\n        <a href=\"https:\/\/www.actico.com\/de\/event\/fincrime-leaders-summit-frankfurt-2026-zum-thema-ki-in-compliance\/\" class=\"m-teaser__\">\n            <figure class=\"u-color-midnight-blue u-bgcolor-white u-flex u-fd-col u-full--height\"><figure class=\"u-image__teaserIcon u-flex u-ai-center u-jc-center u-p-x4\" style=\"background: url(https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/format-report-bg.jpg) no-repeat center \/ cover\"><img decoding=\"async\" src=\"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/AC_event_white.svg\" alt=\"Live Event Icon\" \/><\/figure><figcaption class=\"u-flex u-fd-col u-fg-1 u-p-x4\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-uppercase u-mb-x2\">Live Event<\/p><p class=\"u-weight-bold u-mb-x2\">FinCrime Leaders Summit Frankfurt 2026: KI in Compliance im Fokus<\/p><p>Treffen Sie Compliance Professionals am 03.09.2026 auf dem FinCrime Leaders Summit in Frankfurt. Jetzt registrieren, mehr \u00fcber AI in  Compliance erfahren. \n<\/p><div class=\"u-mt--auto\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-mb-x0\">Compliance<\/p><p class=\"o-type-small u-color-royal-blue u-weight-medium u-mb-x0\">Finanzinstitute\/FinTech<\/p><p class=\"o-type-small u-color-royal-blue u-weight-medium u-mb-x0\">AI<\/p><\/div>\n                <\/figcaption>\n            <\/figure>\n        <\/a>\n    <\/article>\n    <article class=\"o-grid__col u-6\/12@xs u-4\/12@md u-3\/12@lg u-mb-x3\">\n        <a href=\"https:\/\/www.actico.com\/de\/news\/actico-baut-portfolio-weiter-aus-integration-von-fact-starkt-marktposition\/\" class=\"m-teaser__\">\n            <figure class=\"u-color-midnight-blue u-bgcolor-white u-flex u-fd-col u-full--height\"><figure class=\"u-image__teaserIcon u-flex u-ai-center u-jc-center u-p-x4\" style=\"background: url(https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/format-report-bg.jpg) no-repeat center \/ cover\"><img decoding=\"async\" src=\"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/AC_news_white.svg\" alt=\"News Icon\" \/><\/figure><figcaption class=\"u-flex u-fd-col u-fg-1 u-p-x4\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-uppercase u-mb-x2\">News<\/p><p class=\"u-weight-bold u-mb-x2\">ACTICO baut Portfolio weiter aus: Integration von Fact st\u00e4rkt Marktposition<\/p><div class=\"u-mt--auto\"><\/div>\n                <\/figcaption>\n            <\/figure>\n        <\/a>\n    <\/article>    <\/div>\n\n    <div class=\"o-grid\">\n      <div class=\"o-grid__col\">\n        <nav class=\"u-text-right\">\n          <ul class=\"m-filter__pagination o-list o-list--inline o-list---x1\"><\/ul>\n        <\/nav>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<script>\ndocument.addEventListener('DOMContentLoaded', function () {\n  \/\/ Scope everything to *this* module instance using the server-rendered ID\n  const sectionEl = document.getElementById('m-filter__container-block_b5a597b0578171e3271ef2781450bbbf');\n  if (!sectionEl) return;\n\n  const resultsContainer    = sectionEl.querySelector('.m-filter__results');\n  const filterLinksWrap     = sectionEl.querySelector('[data-role=\"format-buttons\"]') || sectionEl.querySelector('.m-filter__buttons');\n  const filterLinks         = filterLinksWrap ? filterLinksWrap.querySelectorAll('a') : [];\n  const paginationContainer = sectionEl.querySelector('.m-filter__pagination');\n  const formatSelect        = sectionEl.querySelector('[data-role=\"format-select\"]');\n\n  function loadResults(format = '', page = 1) {\n    if (!resultsContainer) return;\n    resultsContainer.classList.add('m-filter__results--fadeout');\n\n    const xhr = new XMLHttpRequest();\n    xhr.open('POST', 'https:\/\/www.actico.com\/wp-admin\/admin-ajax.php', true);\n    xhr.setRequestHeader('Content-Type', 'application\/x-www-form-urlencoded; charset=UTF-8');\n\n    \/\/ Read the prefilter IDs from this block's data-* attributes\n    const industry = sectionEl.getAttribute('data-industry') || '';\n    const process  = sectionEl.getAttribute('data-process') || '';\n    const otherTag = sectionEl.getAttribute('data-other-tag') || '';\n\n    xhr.onload = function () {\n      if (xhr.status === 200) {\n        try {\n          const response = JSON.parse(xhr.responseText);\n\n          \/\/ Replace only within this block\n          resultsContainer.innerHTML = response.html || '';\n          resultsContainer.classList.remove('m-filter__results--fadeout');\n\n          \/\/ Persist state for pagination\n          resultsContainer.dataset.page     = String(page);\n          resultsContainer.dataset.format   = format || '';\n          resultsContainer.dataset.industry = industry;\n          resultsContainer.dataset.process  = process;\n          resultsContainer.dataset.otherTag = otherTag;\n\n          renderPagination(Number(response.max_page || 1), page);\n        } catch (e) {\n          resultsContainer.innerHTML = '<p>Invalid response.<\/p>';\n          resultsContainer.classList.remove('m-filter__results--fadeout');\n        }\n      } else {\n        resultsContainer.innerHTML = '<p>Error loading.<\/p>';\n        resultsContainer.classList.remove('m-filter__results--fadeout');\n      }\n    };\n\n    const body =\n      `action=filter_by_format`\n      + `&page=${encodeURIComponent(page)}`\n      + `&format=${encodeURIComponent(format || '')}`\n      + `&industry=${encodeURIComponent(industry)}`\n      + `&process=${encodeURIComponent(process)}`\n      + `&other_tag=${encodeURIComponent(otherTag)}`;\n\n    xhr.send(body);\n  }\n\n  function setActiveButtonBySlug(slug) {\n    if (!filterLinks || !filterLinks.length) return;\n    filterLinks.forEach(l => l.classList.remove('m-filter--active'));\n    const match = Array.from(filterLinks).find(l => (l.getAttribute('data-slug') || '') === slug);\n    (match || filterLinks[0]).classList.add('m-filter--active');\n  }\n\n  function setSelectBySlug(slug) {\n    if (!formatSelect) return;\n    const val = slug || '';\n    formatSelect.value = val;\n  }\n\n  function renderPagination(maxPage, currentPage) {\n    if (!paginationContainer) return;\n    const total = Math.max(1, parseInt(maxPage, 10) || 1);\n    let html = '';\n\n    for (let i = 1; i <= total; i++) {\n      html += `<li class=\"o-list__item u-mv-x1\">\n                  <a href=\"#\" class=\"u-p-x2 ${i === currentPage ? 'm-filter__pagination--active' : ''}\" data-page=\"${i}\">${i}<\/a>\n               <\/li>`;\n    }\n    paginationContainer.innerHTML = html;\n\n    \/\/ Delegate clicks to update *this* block only\n    paginationContainer.querySelectorAll('a').forEach(link => {\n      link.addEventListener('click', function (e) {\n        e.preventDefault();\n        const page = parseInt(this.getAttribute('data-page') || '1', 10);\n        if (Number.isNaN(page)) return;\n        const currentFormat = resultsContainer ? (resultsContainer.dataset.format || '') : '';\n        loadResults(currentFormat, page);\n      });\n    });\n  }\n\n  \/\/ Handle filter button clicks (scoped)\n  if (filterLinks && filterLinks.length) {\n    filterLinks.forEach(link => {\n      link.addEventListener('click', function (e) {\n        e.preventDefault();\n        const newFormat = this.getAttribute('data-slug') || '';\n        setActiveButtonBySlug(newFormat);\n        setSelectBySlug(newFormat);\n        loadResults(newFormat, 1);\n      });\n    });\n  }\n\n  \/\/ Handle select changes (MOBILE)\n  if (formatSelect) {\n    formatSelect.addEventListener('change', function () {\n      const newFormat = this.value || '';\n      setActiveButtonBySlug(newFormat);\n      loadResults(newFormat, 1);\n    });\n  }\n\n  \/\/ Initial load for this block (sync UI + fetch)\n  const initialFormat = '' || (formatSelect ? (formatSelect.value || '') : '');\n  setActiveButtonBySlug(initialFormat);\n  setSelectBySlug(initialFormat);\n  loadResults(initialFormat, 1);\n});\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Die DZ HYP setzt die ACTICO Credit Risk Management Platform ein, um rund 15 interne Ratingmodelle zu zentralisieren, \u201eRating-as-a-Service\u201c f\u00fcr Genossenschaftsbanken bereitzustellen und vollst\u00e4ndige IRB- und regulatorische Compliance in der gewerblichen Immobilienfinanzierung sicherzustellen.<\/p>\n","protected":false},"featured_media":9743,"template":"","format":[180],"meta":{"_acf_changed":true},"business_unit":[192],"industry":[131],"process":[83],"region":[200],"class_list":["post-7928","customers","type-customers","status-publish","has-post-thumbnail","hentry","business_unit-credit-risk-de","format-case-de","industry-immobilienfinanzierung","process-interne-rating-verfahren","region-europa"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.8 (Yoast SEO v28.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Kreditrisiko Rating Software f\u00fcr Immobilien im Einsatz bei DZ HYP | ACTICO<\/title>\n<meta name=\"description\" content=\"Immobilienfinanzierung von Privat- und Gro\u00dfkunden bei der DZ HYP mit der ACTICO Credit Risk Platform. Dank ACTICO Software gibt es ein integriertes System f\u00fcr alle 15 Rating-Verfahren.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.actico.com\/de\/customers\/kreditrisiko-rating-immobilien-dz-hyp\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"DZ Hyp &amp; ACTICO\" \/>\n<meta property=\"og:description\" content=\"Immobilienfinanzierung von Privat- und Gro\u00dfkunden bei der DZ HYP mit der ACTICO Credit Risk Platform. Dank ACTICO Software gibt es ein integriertes System f\u00fcr alle 15 Rating-Verfahren.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.actico.com\/de\/customers\/kreditrisiko-rating-immobilien-dz-hyp\/\" \/>\n<meta property=\"og:site_name\" content=\"ACTICO\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-21T15:01:26+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/11\/DZ-HYP.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@ACTICO_en\" \/>\n<meta name=\"twitter:label1\" content=\"Gesch\u00e4tzte Lesezeit\" \/>\n\t<meta name=\"twitter:data1\" content=\"1\u00a0Minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.actico.com\\\/de\\\/customers\\\/kreditrisiko-rating-immobilien-dz-hyp\\\/\",\"url\":\"https:\\\/\\\/www.actico.com\\\/de\\\/customers\\\/kreditrisiko-rating-immobilien-dz-hyp\\\/\",\"name\":\"Kreditrisiko Rating Software f\u00fcr Immobilien im Einsatz bei DZ HYP | ACTICO\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.actico.com\\\/de\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.actico.com\\\/de\\\/customers\\\/kreditrisiko-rating-immobilien-dz-hyp\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.actico.com\\\/de\\\/customers\\\/kreditrisiko-rating-immobilien-dz-hyp\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.actico.com\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/DZ-HYP.jpg\",\"datePublished\":\"2019-01-21T19:02:00+00:00\",\"dateModified\":\"2025-11-21T15:01:26+00:00\",\"description\":\"Immobilienfinanzierung von Privat- und Gro\u00dfkunden bei der DZ HYP mit der ACTICO Credit Risk Platform. Dank ACTICO Software gibt es ein integriertes System f\u00fcr alle 15 Rating-Verfahren.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.actico.com\\\/de\\\/customers\\\/kreditrisiko-rating-immobilien-dz-hyp\\\/#breadcrumb\"},\"inLanguage\":\"de\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.actico.com\\\/de\\\/customers\\\/kreditrisiko-rating-immobilien-dz-hyp\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"de\",\"@id\":\"https:\\\/\\\/www.actico.com\\\/de\\\/customers\\\/kreditrisiko-rating-immobilien-dz-hyp\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.actico.com\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/DZ-HYP.jpg\",\"contentUrl\":\"https:\\\/\\\/www.actico.com\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/DZ-HYP.jpg\",\"width\":1080,\"height\":1080,\"caption\":\"ACTICO Customer Story DZ HYP\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.actico.com\\\/de\\\/customers\\\/kreditrisiko-rating-immobilien-dz-hyp\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Startseite\",\"item\":\"https:\\\/\\\/www.actico.com\\\/de\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"DZ Hyp &amp; ACTICO\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.actico.com\\\/de\\\/#website\",\"url\":\"https:\\\/\\\/www.actico.com\\\/de\\\/\",\"name\":\"ACTICO\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.actico.com\\\/de\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.actico.com\\\/de\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"de\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.actico.com\\\/de\\\/#organization\",\"name\":\"ACTICO\",\"url\":\"https:\\\/\\\/www.actico.com\\\/de\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"de\",\"@id\":\"https:\\\/\\\/www.actico.com\\\/de\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.actico.com\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/Actico_Logo_rgb_2024_midnight-blue.svg\",\"contentUrl\":\"https:\\\/\\\/www.actico.com\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/Actico_Logo_rgb_2024_midnight-blue.svg\",\"width\":120,\"height\":34,\"caption\":\"ACTICO\"},\"image\":{\"@id\":\"https:\\\/\\\/www.actico.com\\\/de\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/x.com\\\/ACTICO_en\",\"https:\\\/\\\/x.com\\\/ACTICO_de\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/actico\",\"https:\\\/\\\/www.xing.com\\\/pages\\\/acticogmbh\"],\"description\":\"Intelligent software solutions from ACTICO support banks and insurance companies in credit risk management, corporate lending and compliance. Drive the digital transformation and optimize your business processes.\",\"email\":\"info@actico.com\",\"telephone\":\"Tel. +49 7541 39726\",\"legalName\":\"ACTICO GmbH\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"201\",\"maxValue\":\"500\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Kreditrisiko Rating Software f\u00fcr Immobilien im Einsatz bei DZ HYP | ACTICO","description":"Immobilienfinanzierung von Privat- und Gro\u00dfkunden bei der DZ HYP mit der ACTICO Credit Risk Platform. Dank ACTICO Software gibt es ein integriertes System f\u00fcr alle 15 Rating-Verfahren.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.actico.com\/de\/customers\/kreditrisiko-rating-immobilien-dz-hyp\/","og_locale":"de_DE","og_type":"article","og_title":"DZ Hyp &amp; ACTICO","og_description":"Immobilienfinanzierung von Privat- und Gro\u00dfkunden bei der DZ HYP mit der ACTICO Credit Risk Platform. Dank ACTICO Software gibt es ein integriertes System f\u00fcr alle 15 Rating-Verfahren.","og_url":"https:\/\/www.actico.com\/de\/customers\/kreditrisiko-rating-immobilien-dz-hyp\/","og_site_name":"ACTICO","article_modified_time":"2025-11-21T15:01:26+00:00","og_image":[{"width":1080,"height":1080,"url":"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/11\/DZ-HYP.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_site":"@ACTICO_en","twitter_misc":{"Gesch\u00e4tzte Lesezeit":"1\u00a0Minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.actico.com\/de\/customers\/kreditrisiko-rating-immobilien-dz-hyp\/","url":"https:\/\/www.actico.com\/de\/customers\/kreditrisiko-rating-immobilien-dz-hyp\/","name":"Kreditrisiko Rating Software f\u00fcr Immobilien im Einsatz bei DZ HYP | ACTICO","isPartOf":{"@id":"https:\/\/www.actico.com\/de\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.actico.com\/de\/customers\/kreditrisiko-rating-immobilien-dz-hyp\/#primaryimage"},"image":{"@id":"https:\/\/www.actico.com\/de\/customers\/kreditrisiko-rating-immobilien-dz-hyp\/#primaryimage"},"thumbnailUrl":"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/11\/DZ-HYP.jpg","datePublished":"2019-01-21T19:02:00+00:00","dateModified":"2025-11-21T15:01:26+00:00","description":"Immobilienfinanzierung von Privat- und Gro\u00dfkunden bei der DZ HYP mit der ACTICO Credit Risk Platform. Dank ACTICO Software gibt es ein integriertes System f\u00fcr alle 15 Rating-Verfahren.","breadcrumb":{"@id":"https:\/\/www.actico.com\/de\/customers\/kreditrisiko-rating-immobilien-dz-hyp\/#breadcrumb"},"inLanguage":"de","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.actico.com\/de\/customers\/kreditrisiko-rating-immobilien-dz-hyp\/"]}]},{"@type":"ImageObject","inLanguage":"de","@id":"https:\/\/www.actico.com\/de\/customers\/kreditrisiko-rating-immobilien-dz-hyp\/#primaryimage","url":"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/11\/DZ-HYP.jpg","contentUrl":"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/11\/DZ-HYP.jpg","width":1080,"height":1080,"caption":"ACTICO Customer Story DZ HYP"},{"@type":"BreadcrumbList","@id":"https:\/\/www.actico.com\/de\/customers\/kreditrisiko-rating-immobilien-dz-hyp\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Startseite","item":"https:\/\/www.actico.com\/de\/"},{"@type":"ListItem","position":2,"name":"DZ Hyp &amp; ACTICO"}]},{"@type":"WebSite","@id":"https:\/\/www.actico.com\/de\/#website","url":"https:\/\/www.actico.com\/de\/","name":"ACTICO","description":"","publisher":{"@id":"https:\/\/www.actico.com\/de\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.actico.com\/de\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"de"},{"@type":"Organization","@id":"https:\/\/www.actico.com\/de\/#organization","name":"ACTICO","url":"https:\/\/www.actico.com\/de\/","logo":{"@type":"ImageObject","inLanguage":"de","@id":"https:\/\/www.actico.com\/de\/#\/schema\/logo\/image\/","url":"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/07\/Actico_Logo_rgb_2024_midnight-blue.svg","contentUrl":"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/07\/Actico_Logo_rgb_2024_midnight-blue.svg","width":120,"height":34,"caption":"ACTICO"},"image":{"@id":"https:\/\/www.actico.com\/de\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/x.com\/ACTICO_en","https:\/\/x.com\/ACTICO_de","https:\/\/www.linkedin.com\/company\/actico","https:\/\/www.xing.com\/pages\/acticogmbh"],"description":"Intelligent software solutions from ACTICO support banks and insurance companies in credit risk management, corporate lending and compliance. Drive the digital transformation and optimize your business processes.","email":"info@actico.com","telephone":"Tel. +49 7541 39726","legalName":"ACTICO GmbH","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"201","maxValue":"500"}}]}},"_links":{"self":[{"href":"https:\/\/www.actico.com\/de\/wp-json\/wp\/v2\/customers\/7928","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.actico.com\/de\/wp-json\/wp\/v2\/customers"}],"about":[{"href":"https:\/\/www.actico.com\/de\/wp-json\/wp\/v2\/types\/customers"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.actico.com\/de\/wp-json\/wp\/v2\/media\/9743"}],"wp:attachment":[{"href":"https:\/\/www.actico.com\/de\/wp-json\/wp\/v2\/media?parent=7928"}],"wp:term":[{"taxonomy":"business_unit","embeddable":true,"href":"https:\/\/www.actico.com\/de\/wp-json\/wp\/v2\/business_unit?post=7928"},{"taxonomy":"format","embeddable":true,"href":"https:\/\/www.actico.com\/de\/wp-json\/wp\/v2\/format?post=7928"},{"taxonomy":"industry","embeddable":true,"href":"https:\/\/www.actico.com\/de\/wp-json\/wp\/v2\/industry?post=7928"},{"taxonomy":"process","embeddable":true,"href":"https:\/\/www.actico.com\/de\/wp-json\/wp\/v2\/process?post=7928"},{"taxonomy":"region","embeddable":true,"href":"https:\/\/www.actico.com\/de\/wp-json\/wp\/v2\/region?post=7928"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}