{"id":7921,"date":"2020-06-04T15:58:00","date_gmt":"2020-06-04T15:58:00","guid":{"rendered":"https:\/\/p-c72cr2.project.space\/?post_type=customers&#038;p=7921"},"modified":"2025-12-08T10:38:26","modified_gmt":"2025-12-08T10:38:26","slug":"operationalisierung-von-machine-learning-modellen-volkswagen-fs","status":"publish","type":"customers","link":"https:\/\/www.actico.com\/de\/customers\/operationalisierung-von-machine-learning-modellen-volkswagen-fs\/","title":{"rendered":"VW Financial Services &amp; ACTICO"},"content":{"rendered":"\n<section id=\"m-media-text__container-block_81dc8408dc1fde8350b1b07cb72a42e3\" class=\"m-media-text__container u-pt-x10 u-pb-x10 u-pt-x20@md u-pb-x20@md u-bgcolor-glow-right-mb-rb\">\n    <div class=\"o-container u-relative\"><div class=\"o-grid o-grid--rev o-grid--middle\">\n            <div class=\"o-grid__col u-4\/12@md u-mb-x6 u-mb-x0@sm\" data-aos=\"none\">\n                <img decoding=\"async\" src=\"\" width=\"\" height=\"\" sizes=\"(max-width: 640px) 100vw, 640px\" alt=\"\" class=\"\"  \/>\n            <\/div>\n            <div class=\"o-grid__col u-8\/12@md\" data-aos=\"none\">\n                <h5>Volkswagen Financial Services &amp; ACTICO<\/h5>\n<h1>Die Operationalisierung von Machine Learning Modellen<\/h1>\n<p>Volkswagen Financial Services setzen auf Intelligente Automatisierung im Kreditrisikobewertungsprozess.<\/p>\n<p style=\"text-align: left;\"><a class=\"c-btn c-btn__electric-blue u-mt-x3\" href=\"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/12\/Success_Story_ML_VW_FS_DE.pdf\">Erfolgsgeschichte herunterladen<\/a><\/p>\n<p>&nbsp;<\/p>\n<p>Kfz-Finanzierung | Kreditentscheidungen | Europa<\/p>\n\n            <\/div>\n        <\/div><\/div>\n<\/section>\n\n\n<section id=\"m-text__container-block_54907c161ba3a359beddde49fb67e924\" class=\"u-relative m-text__container u-pt-x15 u-pb-x10 u-pt-x30@md u-pb-x20@md\"><div class=\"o-container u-relative\"><div class=\"o-grid o-grid--center\">\n                <div class=\"o-grid__col u-8\/12@md\" data-aos=\"fade-up\">\n                    <p class=\"o-type-small\" style=\"text-align: center;\"><strong>Ausblick<\/strong><\/p>\n<h2 class=\"u-color-electric-blue\" style=\"text-align: center;\">Perfekte Zusammenarbeit<\/h2>\n<p style=\"text-align: center;\">Die Erfolgsgeschichte macht eindrucksvoll deutlich, wie hoch die Effizienzgewinne durch den kombinierten Einsatz von ML Prozessen und intelligenter Automatisierung sein k\u00f6nnen. Um die H\u00fcrde der Operationalisierung von ML Modellen zu nehmen, bietet die ACTICO Decision Management Platform eine effektive L\u00f6sung. Sie bringt Data Scientists mit der IT-Abteilung zusammen, schafft eine Br\u00fccke zwischen den Programmiersprachen Python und Java und sorgt f\u00fcr eine reibungslose Funktionalit\u00e4t. Daraus ergibt sich f\u00fcr Unternehmen ein gro\u00dfes Potenzial in allen Bereichen, in denen ML Modelle zum Einsatz kommen \u2013 unabh\u00e4ngig von Branche, Gr\u00f6\u00dfe oder Abteilung.<\/p>\n\n                <\/div>\n        <\/div><\/div>\n<\/section>\n\n\n<section id=\"m-text__container-block_d86e3db01a205dfdc9f6a4e5e3c30fbe\" class=\"u-relative m-text__container u-pt-x10 u-pb-x0 u-pt-x20@md u-pb-x0@md u-color-midnight-blue u-bgcolor-linear-y-mb-rb\"><div class=\"o-container u-relative\"><div class=\"u-bgcolor-white u-p-x5 u-p-x10@md\"><div class=\"o-grid\">\n                <div class=\"o-grid__col u-4\/12@md\" data-aos=\"fade-up\">\n                    <h2 class=\"u-color-royal-blue\">Challenge<\/h2>\n\n                <\/div>\n                <div class=\"o-grid__col u-8\/12@md\" data-aos=\"fade-up\">\n                    <h4>Prozessoptimierung \u2013 Effizienzgewinn durch Intelligente Automatisierung<\/h4>\n<p>Der intelligente Einsatz von Advanced Analytics, Automatisierung und Machine Learning wird f\u00fcr Banken bei der Betrugspr\u00e4vention immer wichtiger. Nur so lassen sich gigantische Datenmengen effizienter als bisher analysieren, leichter verd\u00e4chtige Muster aufdecken und potenzielle Risiken fr\u00fchzeitig erkennen. Das reduziert den Aufwand, steigert die Effizienz und senkt die Kosten. Allerdings stellt vor allem die Operationalisierung von Machine Learning Modellen Unternehmen vor gro\u00dfe technische Herausforderungen. Das Fallbeispiel der Einf\u00fchrung einer automatisierten Verdienstnachweiskontrolle im Kreditrisikobewertungsprozess bei den Volkswagen Financial Services zeigt, wie dies durch den Einsatz der ACTICO Decision Management Platform optimal gelingen kann: Die L\u00f6sung liegt in der Kombination von menschlich geschaffenen Regel-Modellen und Machine Learning Algorithmen.<\/p>\n<p>&nbsp;<\/p>\n<h5>Digitale Prozesse &amp; Machine Learning<\/h5>\n<p>Die hohe Anzahl manueller Pr\u00fcfungen von Verdienstnachweisen bindet personelle Ressourcen, die andere h\u00f6herwertige Aufgaben wahrnehmen k\u00f6nnten.<\/p>\n<p>Durch die Einf\u00fchrung digitaler Prozesse, Advanced Analytics (AA) und Machine Learning sollte die Zahl der manuellen Pr\u00fcfungen reduziert und somit die Effizienz erheblich gesteigert werden.<\/p>\n\n                <\/div>\n        <\/div><\/div><\/div>\n<\/section>\n\n\n<section id=\"m-text__container-block_e1f187197333c3f9e5f2284418bb925c\" class=\"u-relative m-text__container u-pt-x5 u-pb-x0 u-pt-x10@md u-pb-x0@md u-color-midnight-blue u-bgcolor-linear-y-mb-rb\"><div class=\"o-container u-relative\"><div class=\"u-bgcolor-white u-p-x5 u-p-x10@md\"><div class=\"o-grid\">\n                <div class=\"o-grid__col u-4\/12@md\" data-aos=\"fade-up\">\n                    <h2 class=\"u-color-royal-blue\">Solution<\/h2>\n\n                <\/div>\n                <div class=\"o-grid__col u-8\/12@md\" data-aos=\"fade-up\">\n                    <h4>Operationalisierung von Machine Learning Modellen<\/h4>\n<ul>\n<li>Entwicklung eines statistischen Prognosemodells auf Basis von Machine Learning Algorithmen, das die Betrugswahrscheinlichkeit eines Kreditantrags bewertet und somit eine zielgerichtete Aussteuerung auff\u00e4llige Antr\u00e4ge erm\u00f6glicht.<\/li>\n<li>Operationalisierung des Prognosemodells.<\/li>\n<\/ul>\n\n                <\/div>\n        <\/div><\/div><\/div>\n<\/section>\n\n\n<section id=\"m-text__container-block_969c5fa08d1ade802a677e7c73104290\" class=\"u-relative m-text__container u-pt-x5 u-pb-x10 u-pt-x10@md u-pb-x20@md u-color-midnight-blue u-bgcolor-linear-y-mb-rb\"><div class=\"o-container u-relative\"><div class=\"u-bgcolor-white u-p-x5 u-p-x10@md\"><div class=\"o-grid\">\n                <div class=\"o-grid__col u-4\/12@md\" data-aos=\"fade-up\">\n                    <h2 class=\"u-color-royal-blue\">Impact<\/h2>\n\n                <\/div>\n                <div class=\"o-grid__col u-8\/12@md\" data-aos=\"fade-up\">\n                    <h4>Business Value<\/h4>\n<ul>\n<li>Effizienzgewinn: Die Zahl manueller Kontrollen von Verdienstnachweisen wurden um 80 % gesenkt.<\/li>\n<li>Durch diese Prozessautomatisierung erzielte VW FS ein j\u00e4hrliches Einsparvolumen in H\u00f6he von \u00fcber 1 Million Euro.<\/li>\n<\/ul>\n\n                <\/div>\n        <\/div><\/div><\/div>\n<\/section>\n\n\n<section id=\"m-media-text__container-block_858276b1b1c43b79bd3b1e53d61b64cf\" class=\"m-media-text__container u-pt-x10 u-pb-x10 u-pt-x20@md u-pb-x20@md u-color-midnight-blue u-bgcolor-shade\">\n    <div class=\"o-container u-relative\"><div class=\"o-grid o-grid--middle\">\n            <div class=\"o-grid__col u-4\/12@md u-mb-x6 u-mb-x0@sm\" data-aos=\"fade-up\">\n                <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/07\/35.svg\" width=\"300\" height=\"225\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" alt=\"ACTICO client VW\" class=\"\"  \/>\n            <\/div>\n            <div class=\"o-grid__col u-8\/12@md\" data-aos=\"fade-up\">\n                <h4 class=\"u-color-royal-blue\">\u00dcber das Unternehmen<\/h4>\n<p>Die Volkswagen Financial Services (VW FS) sind das Finanzdienstleistungsunternehmen und Absatzf\u00f6rderer des Volkswagen Konzerns. Als weltweit gr\u00f6\u00dfter automobiler Finanzdienstleister sind die Volkswagen Financial Services in 48 M\u00e4rkten aktiv.<\/p>\n\n            <\/div>\n        <\/div><\/div>\n<\/section>\n\n\n<section id=\"m-text__container-block_ef9ceb36a3a8bcad64b270e408dbaa65\" class=\"u-relative m-text__container u-pt-x10 u-pb-x10 u-pt-x20@md u-pb-x20@md u-bgcolor-royal-blue\"><div class=\"o-container u-relative\"><div class=\"o-grid\">\n                <div class=\"o-grid__col u-12\/12@md\" data-aos=\"none\">\n                    <h5 style=\"text-align: center;\">Kontakt<\/h5>\n<h3 style=\"text-align: center;\">Fragen zu unseren Intelligent Decision Automation Solutions?<br \/>\nSprechen Sie mit unseren Experten.<\/h3>\n<p style=\"text-align: center;\"><a class=\"c-btn c-btn__electric-blue u-mt-x3\" href=\"https:\/\/www.actico.com\/de\/unternehmen\/kontakt\/\">Kontakt aufnehmen<\/a><\/p>\n\n                <\/div>\n        <\/div><\/div>\n<\/section>\n\n<section\n  id=\"m-filter__container-block_3f2db7d8624e293e0ddcd51f157c008b\"\n  class=\"u-relative u-pt-x10 u-pb-x10 u-pt-x20@md u-pb-x20@md u-bgcolor-skyfall-mb-to-rb\"\n  data-industry=\"\"\n  data-process=\"68\"\n  data-other-tag=\"\"\n>\n  <div class=\"o-container u-relative\">\n        \n    <div class=\"o-grid\">\n      <div class=\"o-grid__col\">\n        <!-- MOBILE: Dropdown (sichtbar auf < sm) -->\n        <div class=\"u-mb-x3 u-hidden@sm\">\n          <label class=\"u-visually-hidden\" for=\"m-filter__container-block_3f2db7d8624e293e0ddcd51f157c008b-format-select\">\n            Filter          <\/label>\n          <select id=\"m-filter__container-block_3f2db7d8624e293e0ddcd51f157c008b-format-select\"\n                  class=\"m-filter__select u-full--width\"\n                  data-role=\"format-select\">\n            <option value=\"\" selected>\n              All            <\/option>\n                            <option value=\"broschuere\"\n                        >\n                  Brosch\u00fcre                <\/option>\n                            <option value=\"case-de\"\n                        >\n                  Case                <\/option>\n                            <option value=\"video-de\"\n                        >\n                  Demo Video                <\/option>\n                            <option value=\"landing-page\"\n                        >\n                  Landing Page                <\/option>\n                            <option value=\"news-de\"\n                        >\n                  News                <\/option>\n                            <option value=\"on-demand-webinar\"\n                        >\n                  Webinar On-Demand                <\/option>\n                      <\/select>\n        <\/div>\n\n        <!-- DESKTOP\/TABLET: Buttons -->\n        <div class=\"u-hidden u-block@sm\">\n          <ul data-role=\"format-buttons\" class=\"m-filter__buttons u-mb-x3\">\n            <li class=\"u-m-x1\">\n              <a href=\"#\" class=\"m-filter--active u-flex u-ai-center u-jc-center u-ph-x3 u-pv-x4 u-text-center u-weight-semibold u-full--width u-full--height\" data-slug=\"\">\n                All              <\/a>\n            <\/li>\n                                <li class=\"u-m-x1\">\n                      <a href=\"#\" class=\"m-filter__button u-flex u-ai-center u-jc-center u-ph-x3 u-pv-x4 u-text-center u-weight-semibold u-full--width u-full--height\" data-slug=\"broschuere\">\n                        Brosch\u00fcre                      <\/a>\n                    <\/li>\n                                <li class=\"u-m-x1\">\n                      <a href=\"#\" class=\"m-filter__button u-flex u-ai-center u-jc-center u-ph-x3 u-pv-x4 u-text-center u-weight-semibold u-full--width u-full--height\" data-slug=\"case-de\">\n                        Case                      <\/a>\n                    <\/li>\n                                <li class=\"u-m-x1\">\n                      <a href=\"#\" class=\"m-filter__button u-flex u-ai-center u-jc-center u-ph-x3 u-pv-x4 u-text-center u-weight-semibold u-full--width u-full--height\" data-slug=\"video-de\">\n                        Demo Video                      <\/a>\n                    <\/li>\n                                <li class=\"u-m-x1\">\n                      <a href=\"#\" class=\"m-filter__button u-flex u-ai-center u-jc-center u-ph-x3 u-pv-x4 u-text-center u-weight-semibold u-full--width u-full--height\" data-slug=\"landing-page\">\n                        Landing Page                      <\/a>\n                    <\/li>\n                                <li class=\"u-m-x1\">\n                      <a href=\"#\" class=\"m-filter__button u-flex u-ai-center u-jc-center u-ph-x3 u-pv-x4 u-text-center u-weight-semibold u-full--width u-full--height\" data-slug=\"news-de\">\n                        News                      <\/a>\n                    <\/li>\n                                <li class=\"u-m-x1\">\n                      <a href=\"#\" class=\"m-filter__button u-flex u-ai-center u-jc-center u-ph-x3 u-pv-x4 u-text-center u-weight-semibold u-full--width u-full--height\" data-slug=\"on-demand-webinar\">\n                        Webinar On-Demand                      <\/a>\n                    <\/li>\n                      <\/ul>\n        <\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"o-grid o-grid--x3 m-filter__results\">\n      \n    <article class=\"o-grid__col u-6\/12@xs u-4\/12@md u-3\/12@lg u-mb-x3\">\n        <a href=\"https:\/\/www.actico.com\/de\/knowledge-center\/podcast-digitale-souveraenitaet\/\" class=\"m-teaser__\">\n            <figure class=\"u-color-midnight-blue u-bgcolor-white u-flex u-fd-col u-full--height\"><figure class=\"u-image__teaserIcon u-flex u-ai-center u-jc-center u-p-x4\" style=\"background: url(https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/format-report-bg.jpg) no-repeat center \/ cover\"><img decoding=\"async\" src=\"https:\/\/www.actico.com\/wp-content\/uploads\/2026\/08\/Podcast_Icon_1200x1200-1.svg\" alt=\"Podcast Icon\" \/><\/figure><figcaption class=\"u-flex u-fd-col u-fg-1 u-p-x4\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-uppercase u-mb-x2\">Podcast<\/p><p class=\"u-weight-bold u-mb-x2\">\u201eSouver\u00e4nit\u00e4t ist Handlungsf\u00e4higkeit&#8220; \u2013 Manfred Beckers im Gespr\u00e4ch\u00a0<\/p><p>Digitale Souver\u00e4nit\u00e4t im Finanzsektor: Manfred Beckers \u00fcber Cloud-Abh\u00e4ngigkeiten, DORA, Exit-Strategien und langfristige Handlungsf\u00e4higkeit. <\/p><div class=\"u-mt--auto\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-mb-x0\">Compliance<\/p><\/div>\n                <\/figcaption>\n            <\/figure>\n        <\/a>\n    <\/article>\n    <article class=\"o-grid__col u-6\/12@xs u-4\/12@md u-3\/12@lg u-mb-x3\">\n        <a href=\"https:\/\/www.actico.com\/de\/news\/actico-category-leader-aml-transaction-monitoring-2026\/\" class=\"m-teaser__\">\n            <figure class=\"u-color-midnight-blue u-bgcolor-white u-flex u-fd-col u-full--height\"><figure class=\"u-image__teaserIcon u-flex u-ai-center u-jc-center u-p-x4\" style=\"background: url(https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/format-report-bg.jpg) no-repeat center \/ cover\"><img decoding=\"async\" src=\"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/AC_news_white.svg\" alt=\"News Icon\" \/><\/figure><figcaption class=\"u-flex u-fd-col u-fg-1 u-p-x4\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-uppercase u-mb-x2\">News<\/p><p class=\"u-weight-bold u-mb-x2\">Chartis\u00a0Research best\u00e4tigt ACTICO erneut als Category Leader f\u00fcr AML Transaction Monitoring 2026<\/p><p>ACTICO geh\u00f6rt erneut zu den Category Leadern im Chartis RiskTech Quadrant\u00ae f\u00fcr AML Transaction Monitoring Solutions 2026. Besonders stark bewertet Chartis die L\u00f6sung bei Risk Typology Modeling, Analytical Modeling, Model Quality &#038; Validation sowie Workflow Automation.<\/p><div class=\"u-mt--auto\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-mb-x0\">Anti-Geldw\u00e4sche<\/p><p class=\"o-type-small u-color-royal-blue u-weight-medium u-mb-x0\">Finanzinstitute\/FinTech, Versicherungen<\/p><p class=\"o-type-small u-color-royal-blue u-weight-medium u-mb-x0\">Awards &amp; Recognitions<\/p><\/div>\n                <\/figcaption>\n            <\/figure>\n        <\/a>\n    <\/article>\n    <article class=\"o-grid__col u-6\/12@xs u-4\/12@md u-3\/12@lg u-mb-x3\">\n        <a href=\"https:\/\/www.actico.com\/de\/news\/actico-gibt-den-zusammenschluss-mit-axe-finance-einem-globalen-anbieter-von-software-fur-kredit-und-risikomanagement-bekannt\/\" class=\"m-teaser__\">\n            <figure class=\"u-color-midnight-blue u-bgcolor-white u-flex u-fd-col u-full--height\"><figure class=\"u-image__teaserIcon u-flex u-ai-center u-jc-center u-p-x4\" style=\"background: url(https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/format-report-bg.jpg) no-repeat center \/ cover\"><img decoding=\"async\" src=\"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/AC_news_white.svg\" alt=\"News Icon\" \/><\/figure><figcaption class=\"u-flex u-fd-col u-fg-1 u-p-x4\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-uppercase u-mb-x2\">News<\/p><p class=\"u-weight-bold u-mb-x2\">ACTICO gibt den Zusammenschluss mit Axe Finance\u00a0\u2013 einem\u00a0globalen\u00a0Anbieter von Software f\u00fcr Kredit- und Risikomanagement\u00a0\u2013 bekannt<\/p><p>ACTICO gibt bekannt, dass es sich mit Axe Finance zusammengeschlossen hat. Die Transaktion wird von Keensight Capital unterst\u00fctzt, einem der f\u00fchrenden Private-Equity-Manager, der sich auf paneurop\u00e4ische Growth-Buyout-Investitionen spezialisiert hat.<\/p><div class=\"u-mt--auto\"><\/div>\n                <\/figcaption>\n            <\/figure>\n        <\/a>\n    <\/article>\n    <article class=\"o-grid__col u-6\/12@xs u-4\/12@md u-3\/12@lg u-mb-x3\">\n        <a href=\"https:\/\/www.actico.com\/de\/event\/webinar-update-der-aml-vorgaben-fuer-versicherer\/\" class=\"m-teaser__\">\n            <figure class=\"u-color-midnight-blue u-bgcolor-white u-flex u-fd-col u-full--height\"><figure class=\"u-image__teaserIcon u-flex u-ai-center u-jc-center u-p-x4\" style=\"background: url(https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/format-report-bg.jpg) no-repeat center \/ cover\"><img decoding=\"async\" src=\"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/AC_OnDemandWebinar_white.svg\" alt=\"Webinar Icon\" \/><\/figure><figcaption class=\"u-flex u-fd-col u-fg-1 u-p-x4\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-uppercase u-mb-x2\">Webinar<\/p><p class=\"u-weight-bold u-mb-x2\">Update der AML-Vorgaben f\u00fcr Versicherer: Was bis Juli 2027 jetzt konkret zu tun ist.<\/p><p>AML-Update f\u00fcr Versicherer: Was ist bis Juli 2027 bei KYC, Risikobewertung und Transaktionsmonitoring zu tun? 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