{"id":7921,"date":"2020-06-04T15:58:00","date_gmt":"2020-06-04T15:58:00","guid":{"rendered":"https:\/\/p-c72cr2.project.space\/?post_type=customers&#038;p=7921"},"modified":"2025-12-08T10:38:26","modified_gmt":"2025-12-08T10:38:26","slug":"operationalisierung-von-machine-learning-modellen-volkswagen-fs","status":"publish","type":"customers","link":"https:\/\/www.actico.com\/de\/customers\/operationalisierung-von-machine-learning-modellen-volkswagen-fs\/","title":{"rendered":"VW Financial Services &amp; ACTICO"},"content":{"rendered":"\n<section id=\"m-media-text__container-block_81dc8408dc1fde8350b1b07cb72a42e3\" class=\"m-media-text__container u-pt-x10 u-pb-x10 u-pt-x20@md u-pb-x20@md u-bgcolor-glow-right-mb-rb\">\n    <div class=\"o-container u-relative\"><div class=\"o-grid o-grid--rev o-grid--middle\">\n            <div class=\"o-grid__col u-4\/12@md u-mb-x6 u-mb-x0@sm\" data-aos=\"none\">\n                <img decoding=\"async\" src=\"\" width=\"\" height=\"\" sizes=\"(max-width: 640px) 100vw, 640px\" alt=\"\" class=\"\"  \/>\n            <\/div>\n            <div class=\"o-grid__col u-8\/12@md\" data-aos=\"none\">\n                <h5>Volkswagen Financial Services &amp; ACTICO<\/h5>\n<h1>Die Operationalisierung von Machine Learning Modellen<\/h1>\n<p>Volkswagen Financial Services setzen auf Intelligente Automatisierung im Kreditrisikobewertungsprozess.<\/p>\n<p style=\"text-align: left;\"><a class=\"c-btn c-btn__electric-blue u-mt-x3\" href=\"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/12\/Success_Story_ML_VW_FS_DE.pdf\">Erfolgsgeschichte herunterladen<\/a><\/p>\n<p>&nbsp;<\/p>\n<p>Kfz-Finanzierung | Kreditentscheidungen | Europa<\/p>\n\n            <\/div>\n        <\/div><\/div>\n<\/section>\n\n\n<section id=\"m-text__container-block_54907c161ba3a359beddde49fb67e924\" class=\"u-relative m-text__container u-pt-x15 u-pb-x10 u-pt-x30@md u-pb-x20@md\"><div class=\"o-container u-relative\"><div class=\"o-grid o-grid--center\">\n                <div class=\"o-grid__col u-8\/12@md\" data-aos=\"fade-up\">\n                    <p class=\"o-type-small\" style=\"text-align: center;\"><strong>Ausblick<\/strong><\/p>\n<h2 class=\"u-color-electric-blue\" style=\"text-align: center;\">Perfekte Zusammenarbeit<\/h2>\n<p style=\"text-align: center;\">Die Erfolgsgeschichte macht eindrucksvoll deutlich, wie hoch die Effizienzgewinne durch den kombinierten Einsatz von ML Prozessen und intelligenter Automatisierung sein k\u00f6nnen. Um die H\u00fcrde der Operationalisierung von ML Modellen zu nehmen, bietet die ACTICO Decision Management Platform eine effektive L\u00f6sung. Sie bringt Data Scientists mit der IT-Abteilung zusammen, schafft eine Br\u00fccke zwischen den Programmiersprachen Python und Java und sorgt f\u00fcr eine reibungslose Funktionalit\u00e4t. Daraus ergibt sich f\u00fcr Unternehmen ein gro\u00dfes Potenzial in allen Bereichen, in denen ML Modelle zum Einsatz kommen \u2013 unabh\u00e4ngig von Branche, Gr\u00f6\u00dfe oder Abteilung.<\/p>\n\n                <\/div>\n        <\/div><\/div>\n<\/section>\n\n\n<section id=\"m-text__container-block_d86e3db01a205dfdc9f6a4e5e3c30fbe\" class=\"u-relative m-text__container u-pt-x10 u-pb-x0 u-pt-x20@md u-pb-x0@md u-color-midnight-blue u-bgcolor-linear-y-mb-rb\"><div class=\"o-container u-relative\"><div class=\"u-bgcolor-white u-p-x5 u-p-x10@md\"><div class=\"o-grid\">\n                <div class=\"o-grid__col u-4\/12@md\" data-aos=\"fade-up\">\n                    <h2 class=\"u-color-royal-blue\">Challenge<\/h2>\n\n                <\/div>\n                <div class=\"o-grid__col u-8\/12@md\" data-aos=\"fade-up\">\n                    <h4>Prozessoptimierung \u2013 Effizienzgewinn durch Intelligente Automatisierung<\/h4>\n<p>Der intelligente Einsatz von Advanced Analytics, Automatisierung und Machine Learning wird f\u00fcr Banken bei der Betrugspr\u00e4vention immer wichtiger. Nur so lassen sich gigantische Datenmengen effizienter als bisher analysieren, leichter verd\u00e4chtige Muster aufdecken und potenzielle Risiken fr\u00fchzeitig erkennen. Das reduziert den Aufwand, steigert die Effizienz und senkt die Kosten. Allerdings stellt vor allem die Operationalisierung von Machine Learning Modellen Unternehmen vor gro\u00dfe technische Herausforderungen. Das Fallbeispiel der Einf\u00fchrung einer automatisierten Verdienstnachweiskontrolle im Kreditrisikobewertungsprozess bei den Volkswagen Financial Services zeigt, wie dies durch den Einsatz der ACTICO Decision Management Platform optimal gelingen kann: Die L\u00f6sung liegt in der Kombination von menschlich geschaffenen Regel-Modellen und Machine Learning Algorithmen.<\/p>\n<p>&nbsp;<\/p>\n<h5>Digitale Prozesse &amp; Machine Learning<\/h5>\n<p>Die hohe Anzahl manueller Pr\u00fcfungen von Verdienstnachweisen bindet personelle Ressourcen, die andere h\u00f6herwertige Aufgaben wahrnehmen k\u00f6nnten.<\/p>\n<p>Durch die Einf\u00fchrung digitaler Prozesse, Advanced Analytics (AA) und Machine Learning sollte die Zahl der manuellen Pr\u00fcfungen reduziert und somit die Effizienz erheblich gesteigert werden.<\/p>\n\n                <\/div>\n        <\/div><\/div><\/div>\n<\/section>\n\n\n<section id=\"m-text__container-block_e1f187197333c3f9e5f2284418bb925c\" class=\"u-relative m-text__container u-pt-x5 u-pb-x0 u-pt-x10@md u-pb-x0@md u-color-midnight-blue u-bgcolor-linear-y-mb-rb\"><div class=\"o-container u-relative\"><div class=\"u-bgcolor-white u-p-x5 u-p-x10@md\"><div class=\"o-grid\">\n                <div class=\"o-grid__col u-4\/12@md\" data-aos=\"fade-up\">\n                    <h2 class=\"u-color-royal-blue\">Solution<\/h2>\n\n                <\/div>\n                <div class=\"o-grid__col u-8\/12@md\" data-aos=\"fade-up\">\n                    <h4>Operationalisierung von Machine Learning Modellen<\/h4>\n<ul>\n<li>Entwicklung eines statistischen Prognosemodells auf Basis von Machine Learning Algorithmen, das die Betrugswahrscheinlichkeit eines Kreditantrags bewertet und somit eine zielgerichtete Aussteuerung auff\u00e4llige Antr\u00e4ge erm\u00f6glicht.<\/li>\n<li>Operationalisierung des Prognosemodells.<\/li>\n<\/ul>\n\n                <\/div>\n        <\/div><\/div><\/div>\n<\/section>\n\n\n<section id=\"m-text__container-block_969c5fa08d1ade802a677e7c73104290\" class=\"u-relative m-text__container u-pt-x5 u-pb-x10 u-pt-x10@md u-pb-x20@md u-color-midnight-blue u-bgcolor-linear-y-mb-rb\"><div class=\"o-container u-relative\"><div class=\"u-bgcolor-white u-p-x5 u-p-x10@md\"><div class=\"o-grid\">\n                <div class=\"o-grid__col u-4\/12@md\" data-aos=\"fade-up\">\n                    <h2 class=\"u-color-royal-blue\">Impact<\/h2>\n\n                <\/div>\n                <div class=\"o-grid__col u-8\/12@md\" data-aos=\"fade-up\">\n                    <h4>Business Value<\/h4>\n<ul>\n<li>Effizienzgewinn: Die Zahl manueller Kontrollen von Verdienstnachweisen wurden um 80 % gesenkt.<\/li>\n<li>Durch diese Prozessautomatisierung erzielte VW FS ein j\u00e4hrliches Einsparvolumen in H\u00f6he von \u00fcber 1 Million Euro.<\/li>\n<\/ul>\n\n                <\/div>\n        <\/div><\/div><\/div>\n<\/section>\n\n\n<section id=\"m-media-text__container-block_858276b1b1c43b79bd3b1e53d61b64cf\" class=\"m-media-text__container u-pt-x10 u-pb-x10 u-pt-x20@md u-pb-x20@md u-color-midnight-blue u-bgcolor-shade\">\n    <div class=\"o-container u-relative\"><div class=\"o-grid o-grid--middle\">\n            <div class=\"o-grid__col u-4\/12@md u-mb-x6 u-mb-x0@sm\" data-aos=\"fade-up\">\n                <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/07\/35.svg\" width=\"300\" height=\"225\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" alt=\"ACTICO client VW\" class=\"\"  \/>\n            <\/div>\n            <div class=\"o-grid__col u-8\/12@md\" data-aos=\"fade-up\">\n                <h4 class=\"u-color-royal-blue\">\u00dcber das Unternehmen<\/h4>\n<p>Die Volkswagen Financial Services (VW FS) sind das Finanzdienstleistungsunternehmen und Absatzf\u00f6rderer des Volkswagen Konzerns. Als weltweit gr\u00f6\u00dfter automobiler Finanzdienstleister sind die Volkswagen Financial Services in 48 M\u00e4rkten aktiv.<\/p>\n\n            <\/div>\n        <\/div><\/div>\n<\/section>\n\n\n<section id=\"m-text__container-block_ef9ceb36a3a8bcad64b270e408dbaa65\" class=\"u-relative m-text__container u-pt-x10 u-pb-x10 u-pt-x20@md u-pb-x20@md u-bgcolor-royal-blue\"><div class=\"o-container u-relative\"><div class=\"o-grid\">\n                <div class=\"o-grid__col u-12\/12@md\" data-aos=\"none\">\n                    <h5 style=\"text-align: center;\">Kontakt<\/h5>\n<h3 style=\"text-align: center;\">Fragen zu unseren Intelligent Decision Automation Solutions?<br \/>\nSprechen Sie mit unseren Experten.<\/h3>\n<p style=\"text-align: center;\"><a class=\"c-btn c-btn__electric-blue u-mt-x3\" href=\"https:\/\/www.actico.com\/de\/unternehmen\/kontakt\/\">Kontakt aufnehmen<\/a><\/p>\n\n                <\/div>\n        <\/div><\/div>\n<\/section>\n\n<section\n  id=\"m-filter__container-block_3f2db7d8624e293e0ddcd51f157c008b\"\n  class=\"u-relative u-pt-x10 u-pb-x10 u-pt-x20@md u-pb-x20@md u-bgcolor-skyfall-mb-to-rb\"\n  data-industry=\"\"\n  data-process=\"68\"\n  data-other-tag=\"\"\n>\n  <div class=\"o-container u-relative\">\n        \n    <div class=\"o-grid\">\n      <div class=\"o-grid__col\">\n        <!-- MOBILE: Dropdown (sichtbar auf < sm) -->\n        <div class=\"u-mb-x3 u-hidden@sm\">\n          <label class=\"u-visually-hidden\" for=\"m-filter__container-block_3f2db7d8624e293e0ddcd51f157c008b-format-select\">\n            Filter          <\/label>\n          <select id=\"m-filter__container-block_3f2db7d8624e293e0ddcd51f157c008b-format-select\"\n                  class=\"m-filter__select u-full--width\"\n                  data-role=\"format-select\">\n            <option value=\"\" selected>\n              All            <\/option>\n                            <option value=\"broschuere\"\n                        >\n                  Brosch\u00fcre                <\/option>\n                            <option value=\"case-de\"\n                        >\n                  Case                <\/option>\n                            <option value=\"video-de\"\n                        >\n                  Demo Video                <\/option>\n                            <option value=\"news-de\"\n                        >\n                  News                <\/option>\n                            <option value=\"on-demand-webinar\"\n                        >\n                  Webinar On-Demand                <\/option>\n                      <\/select>\n        <\/div>\n\n        <!-- DESKTOP\/TABLET: Buttons -->\n        <div class=\"u-hidden u-block@sm\">\n          <ul data-role=\"format-buttons\" class=\"m-filter__buttons u-mb-x3\">\n            <li class=\"u-m-x1\">\n              <a href=\"#\" class=\"m-filter--active u-flex u-ai-center u-jc-center u-ph-x3 u-pv-x4 u-text-center u-weight-semibold u-full--width u-full--height\" data-slug=\"\">\n                All              <\/a>\n            <\/li>\n                                <li class=\"u-m-x1\">\n                      <a href=\"#\" class=\"m-filter__button u-flex u-ai-center u-jc-center u-ph-x3 u-pv-x4 u-text-center u-weight-semibold u-full--width u-full--height\" data-slug=\"broschuere\">\n                        Brosch\u00fcre                      <\/a>\n                    <\/li>\n                                <li class=\"u-m-x1\">\n                      <a href=\"#\" class=\"m-filter__button u-flex u-ai-center u-jc-center u-ph-x3 u-pv-x4 u-text-center u-weight-semibold u-full--width u-full--height\" data-slug=\"case-de\">\n                        Case                      <\/a>\n                    <\/li>\n                                <li class=\"u-m-x1\">\n                      <a href=\"#\" class=\"m-filter__button u-flex u-ai-center u-jc-center u-ph-x3 u-pv-x4 u-text-center u-weight-semibold u-full--width u-full--height\" data-slug=\"video-de\">\n                        Demo Video                      <\/a>\n                    <\/li>\n                                <li class=\"u-m-x1\">\n                      <a href=\"#\" class=\"m-filter__button u-flex u-ai-center u-jc-center u-ph-x3 u-pv-x4 u-text-center u-weight-semibold u-full--width u-full--height\" data-slug=\"news-de\">\n                        News                      <\/a>\n                    <\/li>\n                                <li class=\"u-m-x1\">\n                      <a href=\"#\" class=\"m-filter__button u-flex u-ai-center u-jc-center u-ph-x3 u-pv-x4 u-text-center u-weight-semibold u-full--width u-full--height\" data-slug=\"on-demand-webinar\">\n                        Webinar On-Demand                      <\/a>\n                    <\/li>\n                      <\/ul>\n        <\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"o-grid o-grid--x3 m-filter__results\">\n      \n    <article class=\"o-grid__col u-6\/12@xs u-4\/12@md u-3\/12@lg u-mb-x3\">\n        <a href=\"https:\/\/www.actico.com\/de\/event\/acams-switzerland-chapter-zuerich-2026-actico-mros-reporting\/\" class=\"m-teaser__\">\n            <figure class=\"u-color-midnight-blue u-bgcolor-white u-flex u-fd-col u-full--height\"><figure class=\"u-image__teaserIcon u-flex u-ai-center u-jc-center u-p-x4\" style=\"background: url(https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/format-report-bg.jpg) no-repeat center \/ cover\"><img decoding=\"async\" src=\"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/AC_event_white.svg\" alt=\"Live Event Icon\" \/><\/figure><figcaption class=\"u-flex u-fd-col u-fg-1 u-p-x4\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-uppercase u-mb-x2\">Live Event<\/p><p class=\"u-weight-bold u-mb-x2\">ACAMS Schweiz: Geldw\u00e4scherei-Meldungen mit AI: Br\u00fccken bauen und L\u00fccken schliessen.<\/p><p>Beim ACAMS-Event am 9. Juni 2026 geht es um durchg\u00e4ngige Prozesse von Anti-Geldw\u00e4scherei und MROS-Reporting mit generativer KI. <\/p><div class=\"u-mt--auto\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-mb-x0\">Anti-Geldw\u00e4sche<\/p><p class=\"o-type-small u-color-royal-blue u-weight-medium u-mb-x0\">Finanzinstitute\/FinTech<\/p><\/div>\n                <\/figcaption>\n            <\/figure>\n        <\/a>\n    <\/article>\n    <article class=\"o-grid__col u-6\/12@xs u-4\/12@md u-3\/12@lg u-mb-x3\">\n        <a href=\"https:\/\/www.actico.com\/de\/knowledge-center\/branchenreport-geldwaesche-praevention-in-versicherungen-eu-aml-anforderungen-fur-2027-jetzt-umsetzen\/\" class=\"m-teaser__\">\n            <figure class=\"u-color-midnight-blue u-bgcolor-white u-flex u-fd-col u-full--height\"><figure class=\"u-image__teaserIcon u-flex u-ai-center u-jc-center u-p-x4\" style=\"background: url(https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/format-report-bg.jpg) no-repeat center \/ cover\"><img decoding=\"async\" src=\"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/AC_brochure_white.svg\" alt=\"Brosch\u00fcre Icon\" \/><\/figure><figcaption class=\"u-flex u-fd-col u-fg-1 u-p-x4\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-uppercase u-mb-x2\">Brosch\u00fcre<\/p><p class=\"u-weight-bold u-mb-x2\">10. Juli 2027:\u00a0EU-Geldw\u00e4schepaket trifft Versicherer hart.<\/p><p>Anti-Geldw\u00e4sche in Versicherungen muss sich wegen des EU-Geldw\u00e4sche-Paketes drastisch \u00e4ndern: Weniger manuelle Prozesse, mehr Automatisierung. <\/p><div class=\"u-mt--auto\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-mb-x0\">Anti-Geldw\u00e4sche<\/p><p class=\"o-type-small u-color-royal-blue u-weight-medium u-mb-x0\">Versicherungen<\/p><\/div>\n                <\/figcaption>\n            <\/figure>\n        <\/a>\n    <\/article>\n    <article class=\"o-grid__col u-6\/12@xs u-4\/12@md u-3\/12@lg u-mb-x3\">\n        <a href=\"https:\/\/www.actico.com\/de\/event\/aml-in-lebensversicherungen-automatisieren-das-neue-eu-geldwaesche-paket-kommt-in-2027\/\" class=\"m-teaser__\">\n            <figure class=\"u-color-midnight-blue u-bgcolor-white u-flex u-fd-col u-full--height\"><figure class=\"u-image__teaserIcon u-flex u-ai-center u-jc-center u-p-x4\" style=\"background: url(https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/format-report-bg.jpg) no-repeat center \/ cover\"><img decoding=\"async\" src=\"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/AC_OnDemandWebinar_white.svg\" alt=\"Webinar On-Demand Icon\" \/><\/figure><figcaption class=\"u-flex u-fd-col u-fg-1 u-p-x4\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-uppercase u-mb-x2\">Webinar On-Demand<\/p><p class=\"u-weight-bold u-mb-x2\">AML in Lebensversicherungen: Das EU-Geldw\u00e4schepaket kommt und 2027 ist n\u00e4her als Sie denken.<\/p><p>Warum m\u00fcssen Lebensversicherer ab 2027 ihre Anti-Geldw\u00e4sche auf neue Beine stellen? Das EU-Geldw\u00e4schepaket fordert bessere IT-Systeme. Webinar anschauen.<\/p><div class=\"u-mt--auto\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-mb-x0\">Anti-Geldw\u00e4sche<\/p><p class=\"o-type-small u-color-royal-blue u-weight-medium u-mb-x0\">Versicherungen<\/p><\/div>\n                <\/figcaption>\n            <\/figure>\n        <\/a>\n    <\/article>\n    <article class=\"o-grid__col u-6\/12@xs u-4\/12@md u-3\/12@lg u-mb-x3\">\n        <a href=\"https:\/\/www.actico.com\/de\/event\/tech-user-group-actico-platform-agentic-ai-im-fokus\/\" class=\"m-teaser__\">\n            <figure class=\"u-color-midnight-blue u-bgcolor-white u-flex u-fd-col u-full--height\"><figure class=\"u-image__teaserIcon u-flex u-ai-center u-jc-center u-p-x4\" style=\"background: url(https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/format-report-bg.jpg) no-repeat center \/ cover\"><img decoding=\"async\" src=\"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/AC_event_white.svg\" alt=\"Live Event Icon\" \/><\/figure><figcaption class=\"u-flex u-fd-col u-fg-1 u-p-x4\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-uppercase u-mb-x2\">Live Event<\/p><p class=\"u-weight-bold u-mb-x2\">Tech User Group ACTICO Platform &#8211; Agentic AI\u00a0im Fokus<\/p><p>Erfahren Sie alles \u00fcber die neuesten technischen Entwicklungen und deren Einsatz in der Praxis: GenAI-gest\u00fctzte Modellierung per Modeler AI Agent Connector, neues Machine Learning Framework und Kunden Use Cases. <\/p><div class=\"u-mt--auto\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-mb-x0\">Advanced Decision Automation<\/p><\/div>\n                <\/figcaption>\n            <\/figure>\n        <\/a>\n    <\/article>    <\/div>\n\n    <div class=\"o-grid\">\n      <div class=\"o-grid__col\">\n        <nav class=\"u-text-right\">\n          <ul class=\"m-filter__pagination o-list o-list--inline o-list---x1\"><\/ul>\n        <\/nav>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<script>\ndocument.addEventListener('DOMContentLoaded', function () {\n  \/\/ Scope everything to *this* module instance using the server-rendered ID\n  const sectionEl = document.getElementById('m-filter__container-block_3f2db7d8624e293e0ddcd51f157c008b');\n  if (!sectionEl) return;\n\n  const resultsContainer    = sectionEl.querySelector('.m-filter__results');\n  const filterLinksWrap     = sectionEl.querySelector('[data-role=\"format-buttons\"]') || sectionEl.querySelector('.m-filter__buttons');\n  const filterLinks         = filterLinksWrap ? 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