{"id":7918,"date":"2020-09-22T16:39:00","date_gmt":"2020-09-22T16:39:00","guid":{"rendered":"https:\/\/p-c72cr2.project.space\/?post_type=customers&#038;p=7918"},"modified":"2025-09-04T13:36:11","modified_gmt":"2025-09-04T13:36:11","slug":"credit-risk-rating-system-bei-einer-top-10-us-bank","status":"publish","type":"customers","link":"https:\/\/www.actico.com\/de\/customers\/credit-risk-rating-system-bei-einer-top-10-us-bank\/","title":{"rendered":"Credit Risk Rating System bei einer Top 10 U.S. Bank"},"content":{"rendered":"\n<section id=\"m-media-text__container-block_57c0ccf7a9f8bb1a75389abda804a52d\" class=\"m-media-text__container u-pt-x10 u-pb-x10 u-pt-x20@md u-pb-x20@md u-bgcolor-glow-right-mb-rb\">\n    <div class=\"o-container u-relative\"><div class=\"o-grid o-grid--rev o-grid--middle\">\n            <div class=\"o-grid__col u-4\/12@md u-mb-x6 u-mb-x0@sm\" data-aos=\"none\">\n                <img decoding=\"async\" src=\"\" width=\"\" height=\"\" sizes=\"(max-width: 640px) 100vw, 640px\" alt=\"\" class=\"\"  \/>\n            <\/div>\n            <div class=\"o-grid__col u-8\/12@md\" data-aos=\"none\">\n                <h5>Top 10 U.S. Bank &amp; ACTICO<\/h5>\n<h1>Einf\u00fchrung einer Credit Risk Rating Platform bei einer Top 10 US Bank<\/h1>\n<p>Effiziente und konsistente Rating-Prozesse f\u00fcr das Kreditrisikomanagement. Flexible Anpassung der Rating-Modelle unter Einhaltung der regulatorischen Vorgaben.<\/p>\n<p style=\"text-align: left;\"><a class=\"c-btn c-btn__electric-blue u-mt-x3\" href=\"https:\/\/www.actico.com\/de\/unternehmen\/kontakt\/\">Kontakt aufnehmen<\/a><\/p>\n<p>&nbsp;<\/p>\n<p>Banking f\u00fcr Gesch\u00e4fts- und Firmenkunden | Interne Rating Verfahren | Amerika<\/p>\n\n            <\/div>\n        <\/div><\/div>\n<\/section>\n\n\n<section id=\"m-text__container-block_62e462692cb9bcedc099314cbf1e5530\" class=\"u-relative m-text__container u-pt-x10 u-pb-x0 u-pt-x20@md u-pb-x0@md u-color-midnight-blue u-bgcolor-linear-y-mb-rb\"><div class=\"o-container u-relative\"><div class=\"u-bgcolor-white u-p-x5 u-p-x10@md\"><div class=\"o-grid\">\n                <div class=\"o-grid__col u-4\/12@md\" data-aos=\"fade-up\">\n                    <h2 class=\"u-color-royal-blue\">Challenge<\/h2>\n\n                <\/div>\n                <div class=\"o-grid__col u-8\/12@md\" data-aos=\"fade-up\">\n                    <p>Die Zielsetzung des Projektes war die Einf\u00fchrung einer flexiblen und robusten Rating-Platform f\u00fcr die Bank-internen Risikoklassifizierungsverfahren.<\/p>\n<ul>\n<li>Konsolidierte Abbildung aller Bank-internen Rating-Modelle (PD, LGD) auf einer zentralen Plattform<\/li>\n<li>Umsetzung der Rating-Verfahren in enger Zusammenarbeit mit den Fachbereichen der Bank<\/li>\n<li>Umsetzung von einheitlichen Workflows und Benutzeroberfl\u00e4chen f\u00fcr die Rating-Erstellung durch Kreditanalysten<\/li>\n<li>Integration mit bestehenden Systemen (z.B. Bilanzanalyse, CRM, Data Warehouse)<\/li>\n<li>Revisionssicheres Versionierungs-Konzept f\u00fcr die Modelladministration und w\u00e4hrend der operativen Ausf\u00fchrung von Rating-Modellen<\/li>\n<\/ul>\n\n                <\/div>\n        <\/div><\/div><\/div>\n<\/section>\n\n\n<section id=\"m-text__container-block_959b2ef7c945b7591d4d46e03f2909fd\" class=\"u-relative m-text__container u-pt-x5 u-pb-x0 u-pt-x10@md u-pb-x0@md u-color-midnight-blue u-bgcolor-linear-y-mb-rb\"><div class=\"o-container u-relative\"><div class=\"u-bgcolor-white u-p-x5 u-p-x10@md\"><div class=\"o-grid\">\n                <div class=\"o-grid__col u-4\/12@md\" data-aos=\"fade-up\">\n                    <h2 class=\"u-color-royal-blue\">Solution<\/h2>\n\n                <\/div>\n                <div class=\"o-grid__col u-8\/12@md\" data-aos=\"fade-up\">\n                    <h4>ACTICO Produkte im Einsatz<\/h4>\n<p><a class=\"u-color-royal-blue\" href=\"https:\/\/www.actico.com\/solutions\/credit-risk-management\/\">Credit Risk Management Platform<\/a><\/p>\n\n                <\/div>\n        <\/div><\/div><\/div>\n<\/section>\n\n\n<section id=\"m-text__container-block_9830730da1f5fcd9f90bd73dcc214636\" class=\"u-relative m-text__container u-pt-x5 u-pb-x10 u-pt-x10@md u-pb-x20@md u-color-midnight-blue u-bgcolor-linear-y-mb-rb\"><div class=\"o-container u-relative\"><div class=\"u-bgcolor-white u-p-x5 u-p-x10@md\"><div class=\"o-grid\">\n                <div class=\"o-grid__col u-4\/12@md\" data-aos=\"fade-up\">\n                    <h2 class=\"u-color-royal-blue\">Impact<\/h2>\n\n                <\/div>\n                <div class=\"o-grid__col u-8\/12@md\" data-aos=\"fade-up\">\n                    <p>Durch die Einf\u00fchrung der ACTICO Credit Risk Management Platform wurden strukturierte und konsistente Rating-Prozesse f\u00fcr die Kreditanalysten geschaffen.<\/p>\n<ul>\n<li>Etablierung eines IRBA-konformen Rating-Systems<\/li>\n<li>Hohe Flexibilit\u00e4t um Rating-Verfahren zu neu zu implementieren, anzupassen, produktivnehmen zu k\u00f6nnen<\/li>\n<li>Eliminierung von Datensilos durch eine enge Systemintegration<\/li>\n<li>Effizienzsteigerung und Kostenersparnisse durch homogene und revisionssicher Rating-Prozesse<\/li>\n<\/ul>\n\n                <\/div>\n        <\/div><\/div><\/div>\n<\/section>\n\n\n<section id=\"m-text__container-block_93cafee6bd2bc89992d750a5e7d2aefb\" class=\"u-relative m-text__container u-pt-x10 u-pb-x10 u-pt-x20@md u-pb-x20@md u-color-midnight-blue u-bgcolor-shade\"><div class=\"o-container u-relative\"><div class=\"o-grid o-grid--center\">\n                <div class=\"o-grid__col u-8\/12@md\" data-aos=\"fade-up\">\n                    <h4 class=\"u-color-royal-blue\" style=\"text-align: center;\">\u00dcber das Unternehmen<\/h4>\n<p style=\"text-align: center;\">Die US-amerikanische Gro\u00dfbank hat mehr als 50.000 Mitarbeiter und eine Bilanzsumme von \u00fcber 400 Mrd. Die Universalbank hat ein breites Produktspektrum und bedient Firmenkunden, KMUs und Konsumenten.<\/p>\n\n                <\/div>\n        <\/div><\/div>\n<\/section>\n\n\n<section id=\"m-text__container-block_4f399255269bf234ecf44eb28d4a5ef8\" class=\"u-relative m-text__container u-pt-x10 u-pb-x10 u-pt-x20@md u-pb-x20@md u-bgcolor-royal-blue\"><div class=\"o-container u-relative\"><div class=\"o-grid\">\n                <div class=\"o-grid__col u-12\/12@md\" data-aos=\"none\">\n                    <h5 style=\"text-align: center;\">Kontakt<\/h5>\n<h3 style=\"text-align: center;\">Fragen zu unserer Credit Risk Management Platform?<br \/>\nSprechen Sie mit unseren Experten.<\/h3>\n<p style=\"text-align: center;\"><a class=\"c-btn c-btn__electric-blue u-mt-x3\" href=\"https:\/\/www.actico.com\/de\/unternehmen\/kontakt\/\">Kontakt aufnehmen<\/a><\/p>\n\n                <\/div>\n        <\/div><\/div>\n<\/section>\n\n<section\n  id=\"m-filter__container-block_48b6b65bf858df34bd9195f41645d073\"\n  class=\"u-relative u-pt-x10 u-pb-x10 u-pt-x20@md u-pb-x20@md u-bgcolor-skyfall-mb-to-rb\"\n  data-industry=\"120\"\n  data-process=\"\"\n  data-other-tag=\"\"\n>\n  <div class=\"o-container u-relative\">\n        \n    <div class=\"o-grid\">\n      <div class=\"o-grid__col\">\n        <!-- MOBILE: Dropdown (sichtbar auf < sm) -->\n        <div class=\"u-mb-x3 u-hidden@sm\">\n          <label class=\"u-visually-hidden\" for=\"m-filter__container-block_48b6b65bf858df34bd9195f41645d073-format-select\">\n            Filter          <\/label>\n          <select id=\"m-filter__container-block_48b6b65bf858df34bd9195f41645d073-format-select\"\n                  class=\"m-filter__select u-full--width\"\n                  data-role=\"format-select\">\n            <option value=\"\" selected>\n              All            <\/option>\n                            <option value=\"blog-de\"\n                        >\n                  Blog                <\/option>\n                            <option value=\"broschuere\"\n                        >\n                  Brosch\u00fcre                <\/option>\n                            <option value=\"case-de\"\n                        >\n                  Case                <\/option>\n                            <option value=\"video-de\"\n                        >\n                  Demo Video                <\/option>\n                            <option value=\"landing-page\"\n                        >\n                  Landing Page                <\/option>\n                            <option value=\"news-de\"\n                        >\n                  News                <\/option>\n                            <option value=\"on-demand-webinar\"\n                        >\n                  Webinar On-Demand                <\/option>\n                      <\/select>\n        <\/div>\n\n        <!-- DESKTOP\/TABLET: Buttons -->\n        <div class=\"u-hidden u-block@sm\">\n          <ul data-role=\"format-buttons\" class=\"m-filter__buttons u-mb-x3\">\n            <li class=\"u-m-x1\">\n              <a href=\"#\" class=\"m-filter--active u-flex u-ai-center u-jc-center u-ph-x3 u-pv-x4 u-text-center u-weight-semibold u-full--width u-full--height\" data-slug=\"\">\n                All              <\/a>\n            <\/li>\n                                <li class=\"u-m-x1\">\n                      <a href=\"#\" class=\"m-filter__button u-flex u-ai-center u-jc-center u-ph-x3 u-pv-x4 u-text-center u-weight-semibold u-full--width u-full--height\" data-slug=\"blog-de\">\n                        Blog                      <\/a>\n                    <\/li>\n                                <li class=\"u-m-x1\">\n                      <a href=\"#\" class=\"m-filter__button u-flex u-ai-center u-jc-center u-ph-x3 u-pv-x4 u-text-center u-weight-semibold u-full--width u-full--height\" data-slug=\"broschuere\">\n                        Brosch\u00fcre                      <\/a>\n                    <\/li>\n                                <li class=\"u-m-x1\">\n                      <a href=\"#\" class=\"m-filter__button u-flex u-ai-center u-jc-center u-ph-x3 u-pv-x4 u-text-center u-weight-semibold u-full--width u-full--height\" data-slug=\"case-de\">\n                        Case                      <\/a>\n                    <\/li>\n                                <li class=\"u-m-x1\">\n                      <a href=\"#\" class=\"m-filter__button u-flex u-ai-center u-jc-center u-ph-x3 u-pv-x4 u-text-center u-weight-semibold u-full--width u-full--height\" data-slug=\"video-de\">\n                        Demo Video                      <\/a>\n                    <\/li>\n                                <li class=\"u-m-x1\">\n                      <a href=\"#\" class=\"m-filter__button u-flex u-ai-center u-jc-center u-ph-x3 u-pv-x4 u-text-center u-weight-semibold u-full--width u-full--height\" data-slug=\"landing-page\">\n                        Landing Page                      <\/a>\n                    <\/li>\n                                <li class=\"u-m-x1\">\n                      <a href=\"#\" class=\"m-filter__button u-flex u-ai-center u-jc-center u-ph-x3 u-pv-x4 u-text-center u-weight-semibold u-full--width u-full--height\" data-slug=\"news-de\">\n                        News                      <\/a>\n                    <\/li>\n                                <li class=\"u-m-x1\">\n                      <a href=\"#\" class=\"m-filter__button u-flex u-ai-center u-jc-center u-ph-x3 u-pv-x4 u-text-center u-weight-semibold u-full--width u-full--height\" data-slug=\"on-demand-webinar\">\n                        Webinar On-Demand                      <\/a>\n                    <\/li>\n                      <\/ul>\n        <\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"o-grid o-grid--x3 m-filter__results\">\n      \n    <article class=\"o-grid__col u-6\/12@xs u-4\/12@md u-3\/12@lg u-mb-x3\">\n        <a href=\"https:\/\/www.actico.com\/de\/news\/agentic-ai-im-decision-management-von-actico-agenten-modellieren-fachexperten-geben-frei\/\" class=\"m-teaser__\">\n            <figure class=\"u-color-midnight-blue u-bgcolor-white u-flex u-fd-col u-full--height\"><figure class=\"u-image__teaserIcon u-flex u-ai-center u-jc-center u-p-x4\" style=\"background: url(https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/format-report-bg.jpg) no-repeat center \/ cover\"><img decoding=\"async\" src=\"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/AC_news_white.svg\" alt=\"News Icon\" \/><\/figure><figcaption class=\"u-flex u-fd-col u-fg-1 u-p-x4\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-uppercase u-mb-x2\">News<\/p><p class=\"u-weight-bold u-mb-x2\">Agentic AI im Decision Management von ACTICO: Agenten modellieren, Fachexperten geben frei<\/p><p>ACTICO stellt Agentic AI f\u00fcr Decision Management vor. KI-Agenten unterst\u00fctzen Teams dabei, erkl\u00e4rbare Entscheidungslogik schneller zu entwickeln, zu testen und zu dokumentieren, w\u00e4hrend Experten die volle Kontrolle \u00fcber jede \u00c4nderung behalten.<\/p><div class=\"u-mt--auto\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-mb-x0\">Advanced Decision Automation<\/p><p class=\"o-type-small u-color-royal-blue u-weight-medium u-mb-x0\">AI<\/p><\/div>\n                <\/figcaption>\n            <\/figure>\n        <\/a>\n    <\/article>\n    <article class=\"o-grid__col u-6\/12@xs u-4\/12@md u-3\/12@lg u-mb-x3\">\n        <a href=\"https:\/\/www.actico.com\/de\/platform\/agentic-ai-im-decision-management\/\" class=\"m-teaser__\">\n            <figure class=\"u-color-midnight-blue u-bgcolor-white u-flex u-fd-col u-full--height\"><figure class=\"u-image__teaserIcon u-flex u-ai-center u-jc-center u-p-x4\" style=\"background: url(https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/format-report-bg.jpg) no-repeat center \/ cover\"><img decoding=\"async\" src=\"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/AC_landingpage_white.svg\" alt=\"Landing Page Icon\" \/><\/figure><figcaption class=\"u-flex u-fd-col u-fg-1 u-p-x4\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-uppercase u-mb-x2\">Landing Page<\/p><p class=\"u-weight-bold u-mb-x2\">Agentic AI im Decision Management<\/p><p>Neue Agentic-AI-Funktionen f\u00fcr Ihr Decision Management: KI-Agenten erstellen, pr\u00fcfen und dokumentieren Entscheidungslogik im Tempo und in der Reichweite von KI, bis zu 65 Prozent schneller. Jede \u00c4nderung wird von Ihren Fachexperten gepr\u00fcft und freigegeben, bevor sie in Produktion geht.<\/p><div class=\"u-mt--auto\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-mb-x0\">Kreditentscheidungen, Retail Lending<\/p><p class=\"o-type-small u-color-royal-blue u-weight-medium u-mb-x0\">AI<\/p><\/div>\n                <\/figcaption>\n            <\/figure>\n        <\/a>\n    <\/article>\n    <article class=\"o-grid__col u-6\/12@xs u-4\/12@md u-3\/12@lg u-mb-x3\">\n        <a href=\"https:\/\/www.actico.com\/de\/event\/fincrime-leaders-summit-frankfurt-2026-zum-thema-ki-in-compliance\/\" class=\"m-teaser__\">\n            <figure class=\"u-color-midnight-blue u-bgcolor-white u-flex u-fd-col u-full--height\"><figure class=\"u-image__teaserIcon u-flex u-ai-center u-jc-center u-p-x4\" style=\"background: url(https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/format-report-bg.jpg) no-repeat center \/ cover\"><img decoding=\"async\" src=\"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/AC_event_white.svg\" alt=\"Live Event Icon\" \/><\/figure><figcaption class=\"u-flex u-fd-col u-fg-1 u-p-x4\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-uppercase u-mb-x2\">Live Event<\/p><p class=\"u-weight-bold u-mb-x2\">FinCrime Leaders Summit Frankfurt 2026: KI in Compliance im Fokus<\/p><p>Treffen Sie Compliance Professionals am 03.09.2026 auf dem FinCrime Leaders Summit in Frankfurt. Jetzt registrieren, mehr \u00fcber AI in  Compliance erfahren. \n<\/p><div class=\"u-mt--auto\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-mb-x0\">Compliance<\/p><p class=\"o-type-small u-color-royal-blue u-weight-medium u-mb-x0\">Finanzinstitute\/FinTech<\/p><p class=\"o-type-small u-color-royal-blue u-weight-medium u-mb-x0\">AI<\/p><\/div>\n                <\/figcaption>\n            <\/figure>\n        <\/a>\n    <\/article>\n    <article class=\"o-grid__col u-6\/12@xs u-4\/12@md u-3\/12@lg u-mb-x3\">\n        <a href=\"https:\/\/www.actico.com\/de\/news\/actico-baut-portfolio-weiter-aus-integration-von-fact-starkt-marktposition\/\" class=\"m-teaser__\">\n            <figure class=\"u-color-midnight-blue u-bgcolor-white u-flex u-fd-col u-full--height\"><figure class=\"u-image__teaserIcon u-flex u-ai-center u-jc-center u-p-x4\" style=\"background: url(https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/format-report-bg.jpg) no-repeat center \/ cover\"><img decoding=\"async\" src=\"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/08\/AC_news_white.svg\" alt=\"News Icon\" \/><\/figure><figcaption class=\"u-flex u-fd-col u-fg-1 u-p-x4\"><p class=\"o-type-small u-color-royal-blue u-weight-medium u-uppercase u-mb-x2\">News<\/p><p class=\"u-weight-bold u-mb-x2\">ACTICO baut Portfolio weiter aus: Integration von Fact st\u00e4rkt Marktposition<\/p><div class=\"u-mt--auto\"><\/div>\n                <\/figcaption>\n            <\/figure>\n        <\/a>\n    <\/article>    <\/div>\n\n    <div class=\"o-grid\">\n      <div class=\"o-grid__col\">\n        <nav class=\"u-text-right\">\n          <ul class=\"m-filter__pagination o-list o-list--inline o-list---x1\"><\/ul>\n        <\/nav>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<script>\ndocument.addEventListener('DOMContentLoaded', function () {\n  \/\/ Scope everything to *this* module instance using the server-rendered ID\n  const sectionEl = document.getElementById('m-filter__container-block_48b6b65bf858df34bd9195f41645d073');\n  if (!sectionEl) return;\n\n  const resultsContainer    = sectionEl.querySelector('.m-filter__results');\n  const filterLinksWrap     = sectionEl.querySelector('[data-role=\"format-buttons\"]') || sectionEl.querySelector('.m-filter__buttons');\n  const filterLinks         = filterLinksWrap ? filterLinksWrap.querySelectorAll('a') : [];\n  const paginationContainer = sectionEl.querySelector('.m-filter__pagination');\n  const formatSelect        = sectionEl.querySelector('[data-role=\"format-select\"]');\n\n  function loadResults(format = '', page = 1) {\n    if (!resultsContainer) return;\n    resultsContainer.classList.add('m-filter__results--fadeout');\n\n    const xhr = new XMLHttpRequest();\n    xhr.open('POST', 'https:\/\/www.actico.com\/wp-admin\/admin-ajax.php', true);\n    xhr.setRequestHeader('Content-Type', 'application\/x-www-form-urlencoded; charset=UTF-8');\n\n    \/\/ Read the prefilter IDs from this block's data-* attributes\n    const industry = sectionEl.getAttribute('data-industry') || '';\n    const process  = sectionEl.getAttribute('data-process') || '';\n    const otherTag = sectionEl.getAttribute('data-other-tag') || '';\n\n    xhr.onload = function () {\n      if (xhr.status === 200) {\n        try {\n          const response = JSON.parse(xhr.responseText);\n\n          \/\/ Replace only within this block\n          resultsContainer.innerHTML = response.html || '';\n          resultsContainer.classList.remove('m-filter__results--fadeout');\n\n          \/\/ Persist state for pagination\n          resultsContainer.dataset.page     = String(page);\n          resultsContainer.dataset.format   = format || '';\n          resultsContainer.dataset.industry = industry;\n          resultsContainer.dataset.process  = process;\n          resultsContainer.dataset.otherTag = otherTag;\n\n          renderPagination(Number(response.max_page || 1), page);\n        } catch (e) {\n          resultsContainer.innerHTML = '<p>Invalid response.<\/p>';\n          resultsContainer.classList.remove('m-filter__results--fadeout');\n        }\n      } else {\n        resultsContainer.innerHTML = '<p>Error loading.<\/p>';\n        resultsContainer.classList.remove('m-filter__results--fadeout');\n      }\n    };\n\n    const body =\n      `action=filter_by_format`\n      + `&page=${encodeURIComponent(page)}`\n      + `&format=${encodeURIComponent(format || '')}`\n      + `&industry=${encodeURIComponent(industry)}`\n      + `&process=${encodeURIComponent(process)}`\n      + `&other_tag=${encodeURIComponent(otherTag)}`;\n\n    xhr.send(body);\n  }\n\n  function setActiveButtonBySlug(slug) {\n    if (!filterLinks || !filterLinks.length) return;\n    filterLinks.forEach(l => l.classList.remove('m-filter--active'));\n    const match = Array.from(filterLinks).find(l => (l.getAttribute('data-slug') || '') === slug);\n    (match || filterLinks[0]).classList.add('m-filter--active');\n  }\n\n  function setSelectBySlug(slug) {\n    if (!formatSelect) return;\n    const val = slug || '';\n    formatSelect.value = val;\n  }\n\n  function renderPagination(maxPage, currentPage) {\n    if (!paginationContainer) return;\n    const total = Math.max(1, parseInt(maxPage, 10) || 1);\n    let html = '';\n\n    for (let i = 1; i <= total; i++) {\n      html += `<li class=\"o-list__item u-mv-x1\">\n                  <a href=\"#\" class=\"u-p-x2 ${i === currentPage ? 'm-filter__pagination--active' : ''}\" data-page=\"${i}\">${i}<\/a>\n               <\/li>`;\n    }\n    paginationContainer.innerHTML = html;\n\n    \/\/ Delegate clicks to update *this* block only\n    paginationContainer.querySelectorAll('a').forEach(link => {\n      link.addEventListener('click', function (e) {\n        e.preventDefault();\n        const page = parseInt(this.getAttribute('data-page') || '1', 10);\n        if (Number.isNaN(page)) return;\n        const currentFormat = resultsContainer ? (resultsContainer.dataset.format || '') : '';\n        loadResults(currentFormat, page);\n      });\n    });\n  }\n\n  \/\/ Handle filter button clicks (scoped)\n  if (filterLinks && filterLinks.length) {\n    filterLinks.forEach(link => {\n      link.addEventListener('click', function (e) {\n        e.preventDefault();\n        const newFormat = this.getAttribute('data-slug') || '';\n        setActiveButtonBySlug(newFormat);\n        setSelectBySlug(newFormat);\n        loadResults(newFormat, 1);\n      });\n    });\n  }\n\n  \/\/ Handle select changes (MOBILE)\n  if (formatSelect) {\n    formatSelect.addEventListener('change', function () {\n      const newFormat = this.value || '';\n      setActiveButtonBySlug(newFormat);\n      loadResults(newFormat, 1);\n    });\n  }\n\n  \/\/ Initial load for this block (sync UI + fetch)\n  const initialFormat = '' || (formatSelect ? (formatSelect.value || '') : '');\n  setActiveButtonBySlug(initialFormat);\n  setSelectBySlug(initialFormat);\n  loadResults(initialFormat, 1);\n});\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Effiziente und konsistente Rating-Prozesse f\u00fcr das Kreditrisikomanagement. Flexible Anpassung der Rating-Modelle unter Einhaltung der regulatorischen Vorgaben.<\/p>\n","protected":false},"featured_media":9775,"template":"","format":[180],"meta":{"_acf_changed":true},"business_unit":[192],"industry":[120],"process":[83],"region":[198],"class_list":["post-7918","customers","type-customers","status-publish","has-post-thumbnail","hentry","business_unit-credit-risk-de","format-case-de","industry-banking-fuer-geschaefts-und-firmenkunden","process-interne-rating-verfahren","region-amerika"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.8 (Yoast SEO v28.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Credit Risk Rating System bei einer Top 10 U.S. Bank | ACTICO<\/title>\n<meta name=\"description\" content=\"Ein f\u00fchrendes amerikanisches Finanzdienstleistungsunternehmen \u00fcberpr\u00fcft Verfahren zur Risikobewertung mit der Credit Risk Management Platform.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.actico.com\/de\/customers\/credit-risk-rating-system-bei-einer-top-10-us-bank\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Credit Risk Rating System bei einer Top 10 U.S. Bank\" \/>\n<meta property=\"og:description\" content=\"Ein f\u00fchrendes amerikanisches Finanzdienstleistungsunternehmen \u00fcberpr\u00fcft Verfahren zur Risikobewertung mit der Credit Risk Management Platform.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.actico.com\/de\/customers\/credit-risk-rating-system-bei-einer-top-10-us-bank\/\" \/>\n<meta property=\"og:site_name\" content=\"ACTICO\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-04T13:36:11+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/11\/Top-US-Bank.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@ACTICO_en\" \/>\n<meta name=\"twitter:label1\" content=\"Gesch\u00e4tzte Lesezeit\" \/>\n\t<meta name=\"twitter:data1\" content=\"1\u00a0Minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.actico.com\\\/de\\\/customers\\\/credit-risk-rating-system-bei-einer-top-10-us-bank\\\/\",\"url\":\"https:\\\/\\\/www.actico.com\\\/de\\\/customers\\\/credit-risk-rating-system-bei-einer-top-10-us-bank\\\/\",\"name\":\"Credit Risk Rating System bei einer Top 10 U.S. Bank | ACTICO\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.actico.com\\\/de\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.actico.com\\\/de\\\/customers\\\/credit-risk-rating-system-bei-einer-top-10-us-bank\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.actico.com\\\/de\\\/customers\\\/credit-risk-rating-system-bei-einer-top-10-us-bank\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.actico.com\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/Top-US-Bank.jpg\",\"datePublished\":\"2020-09-22T16:39:00+00:00\",\"dateModified\":\"2025-09-04T13:36:11+00:00\",\"description\":\"Ein f\u00fchrendes amerikanisches Finanzdienstleistungsunternehmen \u00fcberpr\u00fcft Verfahren zur Risikobewertung mit der Credit Risk Management Platform.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.actico.com\\\/de\\\/customers\\\/credit-risk-rating-system-bei-einer-top-10-us-bank\\\/#breadcrumb\"},\"inLanguage\":\"de\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.actico.com\\\/de\\\/customers\\\/credit-risk-rating-system-bei-einer-top-10-us-bank\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"de\",\"@id\":\"https:\\\/\\\/www.actico.com\\\/de\\\/customers\\\/credit-risk-rating-system-bei-einer-top-10-us-bank\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.actico.com\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/Top-US-Bank.jpg\",\"contentUrl\":\"https:\\\/\\\/www.actico.com\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/Top-US-Bank.jpg\",\"width\":1080,\"height\":1080,\"caption\":\"ACTICO Customer Story with Top US Bank\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.actico.com\\\/de\\\/customers\\\/credit-risk-rating-system-bei-einer-top-10-us-bank\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Startseite\",\"item\":\"https:\\\/\\\/www.actico.com\\\/de\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Credit Risk Rating System bei einer Top 10 U.S. Bank\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.actico.com\\\/de\\\/#website\",\"url\":\"https:\\\/\\\/www.actico.com\\\/de\\\/\",\"name\":\"ACTICO\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.actico.com\\\/de\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.actico.com\\\/de\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"de\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.actico.com\\\/de\\\/#organization\",\"name\":\"ACTICO\",\"url\":\"https:\\\/\\\/www.actico.com\\\/de\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"de\",\"@id\":\"https:\\\/\\\/www.actico.com\\\/de\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.actico.com\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/Actico_Logo_rgb_2024_midnight-blue.svg\",\"contentUrl\":\"https:\\\/\\\/www.actico.com\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/Actico_Logo_rgb_2024_midnight-blue.svg\",\"width\":120,\"height\":34,\"caption\":\"ACTICO\"},\"image\":{\"@id\":\"https:\\\/\\\/www.actico.com\\\/de\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/x.com\\\/ACTICO_en\",\"https:\\\/\\\/x.com\\\/ACTICO_de\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/actico\",\"https:\\\/\\\/www.xing.com\\\/pages\\\/acticogmbh\"],\"description\":\"Intelligent software solutions from ACTICO support banks and insurance companies in credit risk management, corporate lending and compliance. Drive the digital transformation and optimize your business processes.\",\"email\":\"info@actico.com\",\"telephone\":\"Tel. +49 7541 39726\",\"legalName\":\"ACTICO GmbH\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"201\",\"maxValue\":\"500\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Credit Risk Rating System bei einer Top 10 U.S. Bank | ACTICO","description":"Ein f\u00fchrendes amerikanisches Finanzdienstleistungsunternehmen \u00fcberpr\u00fcft Verfahren zur Risikobewertung mit der Credit Risk Management Platform.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.actico.com\/de\/customers\/credit-risk-rating-system-bei-einer-top-10-us-bank\/","og_locale":"de_DE","og_type":"article","og_title":"Credit Risk Rating System bei einer Top 10 U.S. Bank","og_description":"Ein f\u00fchrendes amerikanisches Finanzdienstleistungsunternehmen \u00fcberpr\u00fcft Verfahren zur Risikobewertung mit der Credit Risk Management Platform.","og_url":"https:\/\/www.actico.com\/de\/customers\/credit-risk-rating-system-bei-einer-top-10-us-bank\/","og_site_name":"ACTICO","article_modified_time":"2025-09-04T13:36:11+00:00","og_image":[{"width":1080,"height":1080,"url":"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/11\/Top-US-Bank.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_site":"@ACTICO_en","twitter_misc":{"Gesch\u00e4tzte Lesezeit":"1\u00a0Minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.actico.com\/de\/customers\/credit-risk-rating-system-bei-einer-top-10-us-bank\/","url":"https:\/\/www.actico.com\/de\/customers\/credit-risk-rating-system-bei-einer-top-10-us-bank\/","name":"Credit Risk Rating System bei einer Top 10 U.S. Bank | ACTICO","isPartOf":{"@id":"https:\/\/www.actico.com\/de\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.actico.com\/de\/customers\/credit-risk-rating-system-bei-einer-top-10-us-bank\/#primaryimage"},"image":{"@id":"https:\/\/www.actico.com\/de\/customers\/credit-risk-rating-system-bei-einer-top-10-us-bank\/#primaryimage"},"thumbnailUrl":"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/11\/Top-US-Bank.jpg","datePublished":"2020-09-22T16:39:00+00:00","dateModified":"2025-09-04T13:36:11+00:00","description":"Ein f\u00fchrendes amerikanisches Finanzdienstleistungsunternehmen \u00fcberpr\u00fcft Verfahren zur Risikobewertung mit der Credit Risk Management Platform.","breadcrumb":{"@id":"https:\/\/www.actico.com\/de\/customers\/credit-risk-rating-system-bei-einer-top-10-us-bank\/#breadcrumb"},"inLanguage":"de","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.actico.com\/de\/customers\/credit-risk-rating-system-bei-einer-top-10-us-bank\/"]}]},{"@type":"ImageObject","inLanguage":"de","@id":"https:\/\/www.actico.com\/de\/customers\/credit-risk-rating-system-bei-einer-top-10-us-bank\/#primaryimage","url":"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/11\/Top-US-Bank.jpg","contentUrl":"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/11\/Top-US-Bank.jpg","width":1080,"height":1080,"caption":"ACTICO Customer Story with Top US Bank"},{"@type":"BreadcrumbList","@id":"https:\/\/www.actico.com\/de\/customers\/credit-risk-rating-system-bei-einer-top-10-us-bank\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Startseite","item":"https:\/\/www.actico.com\/de\/"},{"@type":"ListItem","position":2,"name":"Credit Risk Rating System bei einer Top 10 U.S. Bank"}]},{"@type":"WebSite","@id":"https:\/\/www.actico.com\/de\/#website","url":"https:\/\/www.actico.com\/de\/","name":"ACTICO","description":"","publisher":{"@id":"https:\/\/www.actico.com\/de\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.actico.com\/de\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"de"},{"@type":"Organization","@id":"https:\/\/www.actico.com\/de\/#organization","name":"ACTICO","url":"https:\/\/www.actico.com\/de\/","logo":{"@type":"ImageObject","inLanguage":"de","@id":"https:\/\/www.actico.com\/de\/#\/schema\/logo\/image\/","url":"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/07\/Actico_Logo_rgb_2024_midnight-blue.svg","contentUrl":"https:\/\/www.actico.com\/wp-content\/uploads\/2025\/07\/Actico_Logo_rgb_2024_midnight-blue.svg","width":120,"height":34,"caption":"ACTICO"},"image":{"@id":"https:\/\/www.actico.com\/de\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/x.com\/ACTICO_en","https:\/\/x.com\/ACTICO_de","https:\/\/www.linkedin.com\/company\/actico","https:\/\/www.xing.com\/pages\/acticogmbh"],"description":"Intelligent software solutions from ACTICO support banks and insurance companies in credit risk management, corporate lending and compliance. Drive the digital transformation and optimize your business processes.","email":"info@actico.com","telephone":"Tel. +49 7541 39726","legalName":"ACTICO GmbH","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"201","maxValue":"500"}}]}},"_links":{"self":[{"href":"https:\/\/www.actico.com\/de\/wp-json\/wp\/v2\/customers\/7918","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.actico.com\/de\/wp-json\/wp\/v2\/customers"}],"about":[{"href":"https:\/\/www.actico.com\/de\/wp-json\/wp\/v2\/types\/customers"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.actico.com\/de\/wp-json\/wp\/v2\/media\/9775"}],"wp:attachment":[{"href":"https:\/\/www.actico.com\/de\/wp-json\/wp\/v2\/media?parent=7918"}],"wp:term":[{"taxonomy":"business_unit","embeddable":true,"href":"https:\/\/www.actico.com\/de\/wp-json\/wp\/v2\/business_unit?post=7918"},{"taxonomy":"format","embeddable":true,"href":"https:\/\/www.actico.com\/de\/wp-json\/wp\/v2\/format?post=7918"},{"taxonomy":"industry","embeddable":true,"href":"https:\/\/www.actico.com\/de\/wp-json\/wp\/v2\/industry?post=7918"},{"taxonomy":"process","embeddable":true,"href":"https:\/\/www.actico.com\/de\/wp-json\/wp\/v2\/process?post=7918"},{"taxonomy":"region","embeddable":true,"href":"https:\/\/www.actico.com\/de\/wp-json\/wp\/v2\/region?post=7918"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}